{"id":"F2015L00759","name":"Superannuation (PSS) Maximum Benefits (2015-2016) Determination 2015","slug":"superannuation-pss-maximum-benefits-2015-2016-determination-2015","collection":"legislative_instrument","jurisdiction":"commonwealth","status":"in_force","isInForce":true,"actNumber":null,"makingDate":null,"administeringDepartment":null,"currentVersion":{"id":128580,"registerId":"commonwealth-F2015L00759-current","compilationNumber":null,"startDate":"2026-04-03","status":"InForce","reasons":null,"registeredAt":null},"sections":[{"sectionNumber":"1","sectionType":"section","heading":"Superannuation (PSS) Maximum Benefits (2015-2016) Determination 2015","content":"---\nmeta-content-style-type: text/css\nmeta-content-type: application/xhtml+xml; charset=utf-8\nmeta-generator: Aspose.Words for .NET 20.2\n---\n\n?xml version=\"1.0\" encoding=\"utf-8\" standalone=\"no\"?>\n\nSuperannuation (PSS)\n\nMaximum Benefits (2015-2016)\n\nDetermination 2015\n\n \n\n \n\n![](image.001.png) \n\nI, STEPHEN PAUL WHITTON, Director, APS Technical Team, Position No. 44, and Delegate of Commonwealth Superannuation Corporation, pursuant to rules 5.6.5 and 5.7.7 of the PSS Rules, in the Schedule to the Deed in force under section 4 of the Superannuation Act 1990, DETERMINE as follows:\n\n \n\nDated  22 May 2015\n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\nS WHITTON\n\nDelegate of Commonwealth Superannuation Corporation\n\n![](image.002.png) \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n1 Name of Determination\n\n \n\nThis Determination is the Superannuation (PSS) Maximum Benefits\n\n(2015-2016) Determination 2015.\n\n \n\n \n\n2 Commencement\n\n \n\n  This determination takes effect on 1 July 2015.     \n\n \n\n \n\n3 Maximum Benefits – Lump Sums\n\n \n\nFor rule 5.6.5 of the PSS Rules, the table in rule 5.6.1 has effect, for the financial year starting on 1 July 2015, as if the amounts specified in the following table were substituted for the amounts specified in that table:\n\n \n\n- Table – Maximum Benefits\n- Average Salary Maximum Benefit\n- Less than $69,500.00 $695,000.00\n- $69,500.00 and over 10 times average salary\n\n\n \n\n \n\n4                    Maximum Benefits – AFP Lump Sums\n\n \n\nFor rule 5.7.7 of the PSS Rules, the table in rule 5.7.1 has effect, for the financial year starting on 1 July 2015, as if the amounts specified in the following table were substituted for the amounts specified in that table:\n\n \n\n- Table – AFP Preliminary Maximum Benefits – Lump Sums\n- Average Salary Preliminary Maximum Benefit\n- Less than $69,500.00 $695,000.00\n- $69,500.00 and over 10 times average salary\n\n\n5                     Maximum Benefits – AFP Pensions\n\n \n\nFor rule 5.7.7 of the PSS Rules, the table in rule 5.7.2 has effect, for the financial year starting on 1 July 2015, as if the amounts specified in the following table were substituted for the amounts specified in that table:\n\n \n\n- Table – AFP Preliminary Maximum Benefits – Pensions\n- Final Average Salary PreliminaryMaximum Benefit\n- Less than $69,500.00 $973,000.00\n- $69,500.00 and over 14 times average salary\n\n\n \n\n \n","sortOrder":0}],"analysis":{"kimi_summary":{"content_quality":"ok","complexity_score":2,"scope_assessment":{"changed":false,"description":"This is an annual determination that performs exactly the same function as previous years' determinations - updating indexed dollar amounts. It has not expanded beyond its original purpose of setting maximum benefit limits for the PSS scheme."},"complexity_factors":["Very short document (5 sections, ~300 words)","Only 2 defined terms implicitly used ('PSS Rules', 'average salary')","Simple substitution mechanism - replaces table values in existing rules","No nested conditions or exceptions","Straightforward mathematical formulas (10x or 14x salary)","Single purpose: updating dollar thresholds for one financial year"],"plain_english_summary":"This instrument sets dollar caps for Public Sector Superannuation (PSS) benefits in 2015–16, limiting lump-sum payouts to $695,000 (or 10× average salary for earners ≥ $69,500). For AFP officers it applies the same lump-sum cap and a separate pension cap of $973,000 (or 14× average salary for earners ≥ $69,500).\n\nIt affects PSS members leaving or retiring in 2015–16 and prevents excessive superannuation benefits for high earners."},"flash_summary_failed":{"failed":true,"reason":"A positive credit balance is required for all requests, including BYOK, so fallback providers remain available. Add credits at https://vercel.com/d?to=%2F%5Bteam%5D%2F%7E%2Fai%3Fmodal%3Dtop-up to continue.","source":"analysis-cron"},"flash_summary":{"complexity_score":2,"scope_assessment":{"changed":false,"description":"The instrument does not change who is eligible or how benefits are calculated; it only substitutes updated numeric maximums into the existing PSS and AFP benefit tables for the 2015–16 financial year (see sections 3–5)."},"complexity_factors":["Simple numeric substitution of benefit tables for the 2015–16 year (sections 3–5)","Cross‑references to existing PSS Rules tables (rules 5.6.1, 5.7.1, 5.7.2) rather than standalone formulae","Different columns for lump sums and pensions requiring separate substitutions (sections 3–5)","Single salary threshold that changes how caps are expressed ($69,500 trigger in substituted tables)","Instrument is a delegated administrative determination (made by a CSC delegate; instrument header), not primary legislation","Annual commencement date (1 July 2015) fixes temporal scope and implies recurring updates (section 2)","No changes to eligibility rules, calculation methods or benefit categories—only numeric limits are altered"],"plain_english_summary":"This Determination replaces the numeric caps used to calculate maximum lump‑sum and pension benefits for the Public Sector Superannuation (PSS) Scheme and Australian Federal Police (AFP) arrangements for the 2015–16 year. It takes effect on 1 July 2015 and is made by a Commonwealth Superannuation Corporation delegate under the PSS Rules.\n\nIt affects PSS and AFP members, beneficiaries and the CSC as administrator by setting the dollar caps and salary‑multiple limits that cap entitlement amounts (see sections 2–5)."}},"importantCases":[],"_links":{"self":"/api/acts/superannuation-pss-maximum-benefits-2015-2016-determination-2015","history":"/api/acts/superannuation-pss-maximum-benefits-2015-2016-determination-2015/history","analysis":"/api/acts/superannuation-pss-maximum-benefits-2015-2016-determination-2015/analysis","conflicts":"/api/acts/superannuation-pss-maximum-benefits-2015-2016-determination-2015/conflicts","importantCases":"/api/acts/superannuation-pss-maximum-benefits-2015-2016-determination-2015/important-cases","documents":"/api/acts/superannuation-pss-maximum-benefits-2015-2016-determination-2015/documents"}}