{"id":"F2012L01319","name":"Superannuation (PSS) Maximum Benefits (2012-2013) Determination 2012","slug":"superannuation-pss-maximum-benefits-2012-2013-determination-2012","collection":"legislative_instrument","jurisdiction":"commonwealth","status":"in_force","isInForce":true,"actNumber":null,"makingDate":null,"administeringDepartment":null,"currentVersion":{"id":163250,"registerId":"commonwealth-F2012L01319-current","compilationNumber":null,"startDate":"2026-04-04","status":"InForce","reasons":null,"registeredAt":null},"sections":[{"sectionNumber":"1","sectionType":"section","heading":"Superannuation (PSS) Maximum Benefits (2012-2013) Determination 2012","content":"---\nmeta-content-style-type: text/css\nmeta-content-type: application/xhtml+xml; charset=utf-8\nmeta-generator: Aspose.Words for .NET 20.2\ntitle: Superannuation (CSS)\n---\n\n?xml version=\"1.0\" encoding=\"utf-8\" standalone=\"no\"?>\n\n \n\n \n\n \n\n \n\n \n\n \n\nSuperannuation (PSS)\n\nMaximum Benefits (2012-2013) Determination 2012\n\n \n\n \n\n![](image.001.png) \n\nI, STEPHEN PAUL WHITTON, Director, Australian Public Sector Payments and Entitlements, Position No. 44, and Delegate of Commonwealth Superannuation Corporation, pursuant to rules 5.6.5 and 5.7.7 of the PSS Rules, in the Schedule to the Deed in force under section 4 of the Superannuation Act 1990, DETERMINE as follows:\n\n \n\nDated  20 June 2012\n\n \n\n \n\n \n\n \n\nS WHITTON\n\nDelegate of Commonwealth Superannuation Corporation\n\n![](image.002.png) \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n1 Name of Determination\n\n \n\nThis Determination is the Superannuation (PSS) Maximum Benefits\n\n(2012-2013) Determination 2012.\n\n \n\n \n\n2 Commencement\n\n \n\n  This determination shall take effect from and including 1 July 2012.     \n\n \n\n \n\n3 Maximum Benefits – Lump Sums\n\n \n\nFor rule 5.6.5 of the PSS Rules, the table in rule 5.6.1 has effect, for the financial year starting on 1 July 2012, as if the amounts specified in the following table were substituted for the amounts specified in that table:\n\n \n\n- Table - Maximum Benefits\n- Average Salary Maximum Benefit\n- Less than $62,500.00 $625,000.00\n- $62,500.00 and over 10 times average salary\n\n\n \n\n \n\n4                    Maximum Benefits – AFP Lump Sums\n\n \n\nFor rule 5.7.7 of the PSS Rules, the table in rule 5.7.1 has effect, for the financial year starting on 1 July 2012, as if the amounts specified in the following table were substituted for the amounts specified in that table:\n\n \n\n- Table – AFP Preliminary Maximum Benefits – Lump Sums\n- Average Salary Preliminary Maximum Benefit\n- Less than $62,500.00 $625,000.00\n- $62,500.00 and over 10 times average salary\n\n\n \n\n \n\n \n\n5                    Maximum Benefits – AFP Pensions\n\n \n\n \n\nFor rule 5.7.7 of the PSS Rules, the table in rule 5.7.2 has effect, for the financial year starting on 1 July 2012, as if the amounts specified in the following table were substituted for the amounts specified in that table:\n\n \n\n- Table – AFP Preliminary Maximum Benefits - Pensions\n- Final Average Salary Preliminary Maximum Benefit\n- Less than $62,500.00 $875,000.00\n- $62,500.00 and over 14 times average salary\n\n\n \n","sortOrder":0}],"analysis":{"flash_summary_failed":{"failed":true,"reason":"A positive credit balance is required for all requests, including BYOK, so fallback providers remain available. Add credits at https://vercel.com/d?to=%2F%5Bteam%5D%2F%7E%2Fai%3Fmodal%3Dtop-up to continue.","source":"analysis-cron"},"kimi_summary":{"content_quality":"ok","complexity_score":2,"scope_assessment":{"changed":false,"description":"This determination performs exactly the function it was designed for: annually updating indexed dollar amounts for maximum benefit caps. It does not expand beyond the original intent of the enabling legislation (Superannuation Act 1990 and PSS Rules), which explicitly contemplated these yearly determinations to adjust caps for inflation and wage growth."},"complexity_factors":["Very short document — only 5 operative sections spanning 2 pages","No defined terms section — relies entirely on external references ('PSS Rules', 'average salary', 'final average salary')","Simple tabular substitution mechanism — replaces dollar amounts in existing rules without altering the underlying structure","Only two conditional thresholds ($62,500 salary boundary) with straightforward calculations (10x or 14x multipliers)","Heavy reliance on external legislative instruments (PSS Rules, Superannuation Act 1990) — the complexity lives in those parent documents, not this determination"],"plain_english_summary":"This determination sets the 2012–13 dollar limits on retirement benefits payable under the Public Sector Superannuation (PSS) scheme. It fixes maximum lump‑sum and pension caps—including higher caps for Australian Federal Police members—so PSS members’ payouts are bounded and indexed for the year, preventing disproportionately large superannuation exits and providing legal certainty for retirees and the government."},"flash_summary":{"complexity_score":2,"scope_assessment":{"changed":false,"description":"This Determination does not change who is covered or the types of benefits; it only updates the maximum benefit amounts to be used for the 2012–13 financial year by substituting specified figures into the existing rule tables (see rules 5.6.5 and 5.7.7)."},"complexity_factors":["Narrow, formulaic numeric updates replacing table values for a single financial year","Depends on existing PSS Rules (rules 5.6.5 and 5.7.7); implementers must substitute amounts into those tables","Two-tier threshold logic (salary below $62,500 v. $62,500 and over) with multipliers (10× and 14×) requires accurate average-salary calculation","Separate substitutions for PSS lump sums, AFP lump sums and AFP pensions increase points of application","Low administrative discretion — provision is prescriptive and mechanically applied, reducing interpretive complexity"],"plain_english_summary":"Sets numeric caps on superannuation payouts under the Public Sector Superannuation (PSS) and AFP preliminary PSS arrangements for the 2012–13 year, effective 1 July 2012. Lump-sum caps are $625,000 for members with average salary below $62,500, or otherwise 10× average salary; AFP pension caps are $875,000 or 14× average salary for higher earners.\n\nAffects PSS and AFP members and the Commonwealth Superannuation Corporation’s administrators by replacing specified table amounts; it changes only benefit limits (not who is covered) and requires administrators to apply these figures in entitlement calculations."}},"importantCases":[],"_links":{"self":"/api/acts/superannuation-pss-maximum-benefits-2012-2013-determination-2012","history":"/api/acts/superannuation-pss-maximum-benefits-2012-2013-determination-2012/history","analysis":"/api/acts/superannuation-pss-maximum-benefits-2012-2013-determination-2012/analysis","conflicts":"/api/acts/superannuation-pss-maximum-benefits-2012-2013-determination-2012/conflicts","importantCases":"/api/acts/superannuation-pss-maximum-benefits-2012-2013-determination-2012/important-cases","documents":"/api/acts/superannuation-pss-maximum-benefits-2012-2013-determination-2012/documents"}}