{"id":"F2005L01913","name":"Superannuation (PSS) Maximum Benefits (2005-2006) Determination 2005","slug":"superannuation-pss-maximum-benefits-2005-2006-determination-2005","collection":"legislative_instrument","jurisdiction":"commonwealth","status":"in_force","isInForce":true,"actNumber":null,"makingDate":null,"administeringDepartment":null,"currentVersion":{"id":36118,"registerId":"commonwealth-F2005L01913-current","compilationNumber":null,"startDate":"2026-04-01","status":"InForce","reasons":null,"registeredAt":null},"sections":[{"sectionNumber":"1","sectionType":"section","heading":"Superannuation (PSS) Maximum Benefits (2005-2006) Determination 2005","content":"---\nmeta-content-style-type: text/css\nmeta-content-type: application/xhtml+xml; charset=utf-8\nmeta-generator: Aspose.Words for .NET 20.2\ntitle: Superannuation (CSS)\n---\n\n?xml version=\"1.0\" encoding=\"utf-8\" standalone=\"no\"?>\n\n \n\n \n\n \n\n \n\n \n\n \n\nSuperannuation (PSS)\n\nMaximum Benefits (2005-2006) Determination 2005\n\n \n\n![](image.001.png) \n\nI,  MICHAEL JOHN SIMPSON, Manager of the Civilian Defined Benefit Schemes Administration Section, Commonwealth Superannuation Administration, Position No. 44, and delegate of the PSS Board, pursuant to rules 5.6.5 and 5.7.7 of the PSS Rules, DETERMINE as follows:\n\n \n\n \n\nDated this twenty-ninth day of June 2005\n\n \n\n \n\n \n\n \n\nM. Simpson\n\n \n\n \n\nDelegate of the PSS Board\n\n![](image.002.png)  1 Name of Determination\n\n \n\nThis Determination is the Superannuation (PSS) Maximum Benefits\n\n(2005-2006) Determination 2005.\n\n \n\n \n\n \n\n2 Commencement\n\n \n\n  This determination shall take effect from and including 1 July 2005.     \n\n \n\n \n\n \n\n3 Maximum Benefits – Lump Sums\n\n \n\nFor rules 5.6.5 and 5.7.7 of the PSS Rules, the tables in rules 5.6.1 and 5.7.1 have effect, for the financial year starting on 1 July 2005, as if the amounts specified in the following table were substituted for the amounts specified in those tables:\n\n \n\n \n\n- TableMaximum Benefits\n- Average Salary Maximum Benefit\n- Less than $47,235 $377,875\n- $47,235 or more but less than $75,570 8 times average salary\n- $75,570 or more but less than $140,280 $151,140plus 6 times average salary\n- $140,280 or more $571,980plus 3 times average salary\n\n\n \n\n \n\n \n\n4 Maximum Benefits – Pensions\n\n \n\nFor rule 5.7.7 of the PSS Rules, the table in rule 5.7.2 has effect, for the financial year starting on 1 July 2005, as if the amounts specified in the following table were substituted for the amounts specified in that table:\n\n \n\n \n\n- TableAFP Preliminary Maximum BenefitsPensions\n- Average Salary PreliminaryMaximum Benefit\n- Less than $47,235 $531,394\n- $47,235 or morebut less than $75,570 11.25 times average salary\n- $75,570 or morebut less than $140,280 $226,710plus 8.25 times average salary\n- $140,280 or more $647,550plus 5.25 times average salary\n\n\n \n\n \n\n \n\n \n\n5 Revocation\n\n \n\n  \n\nThe PSS (Maximum Benefits) Determination No 1, as amended, is revoked.\n\n \n\n \n\n \n\n \n\n![](image.003.png) \n\nNote:\n","sortOrder":0}],"analysis":{"flash_summary_failed":{"failed":true,"reason":"A positive credit balance is required for all requests, including BYOK, so fallback providers remain available. Add credits at https://vercel.com/d?to=%2F%5Bteam%5D%2F%7E%2Fai%3Fmodal%3Dtop-up to continue.","source":"analysis-cron"},"flash_summary":{"complexity_score":3,"scope_assessment":{"changed":false,"description":"The Determination updates numeric caps for lump sums and pensions for the 2005–06 year and revokes the prior Determination, but it does not change who is covered or create new categories of benefits. Its effect is confined to substituting figures into existing PSS Rules for that financial year (clauses 2–5; preamble)."},"complexity_factors":["Numeric banding and mixed formulae (fixed dollar amounts plus multiples of average salary) require correct salary classification (clauses 3–4).","Instrument operates by substituting figures into existing PSS Rules, so proper interpretation depends on reading those Rules alongside this Determination (preamble; clauses 3–4).","Temporal limit: applies for the financial year starting 1 July 2005 only (clause 2), so administrators must apply it for a defined period then revert to the next determination.","Authority is exercised by a delegate of the PSS Board under specified rule powers, creating a delegated-decision layer to verify (preamble).","Revocation of the prior Determination means administrators must replace earlier tables and ensure no residual references remain (clause 5).","Low procedural complexity for members, but requires accurate payroll/benefit calculation and classification by average salary banding (clauses 3–4)."],"plain_english_summary":"This determination sets the maximum lump‑sum and pension benefits payable under the Public Sector Superannuation (PSS) for the year starting 1 July 2005 by substituting specified dollar caps and multiples of average salary into the PSS Rules. It applies to PSS members’ benefit payments and revokes the prior PSS (Maximum Benefits) Determination (see clauses 3–5).\n\nIt was made by a PSS Board delegate under rules 5.6.5 and 5.7.7 and thus legally caps what the scheme will pay; the scheme (and ultimately contributors) bear any fiscal effect (preamble)."},"kimi_summary":{"content_quality":"ok","complexity_score":2,"scope_assessment":{"changed":false,"description":"This is an annual technical update that performs exactly the function intended — adjusting benefit caps for inflation/wages. It has not expanded beyond its original purpose of setting maximum benefit limits for the PSS scheme."},"complexity_factors":["Very short document (5 sections, ~1 page)","Only 2 substantive provisions (sections 3 and 4) containing benefit tables","No defined terms section — relies on external 'PSS Rules' for definitions","Simple mathematical formulas (linear calculations based on salary brackets)","No cross-references to other legislation beyond generic references to 'PSS Rules'","No conditional logic or exceptions — just straightforward substitution of dollar amounts","Clear structure: name, commencement, two benefit tables, revocation"],"plain_english_summary":"This instrument sets the dollar limits on lump‑sum and pension benefits payable from the Public Sector Superannuation (PSS) scheme for the 2005–06 year, using tiered caps that rise with average salary via specified formulas. It applies to current and former Commonwealth public servants leaving or retiring in 2005–06 and revokes the prior year’s determination."}},"importantCases":[],"_links":{"self":"/api/acts/superannuation-pss-maximum-benefits-2005-2006-determination-2005","history":"/api/acts/superannuation-pss-maximum-benefits-2005-2006-determination-2005/history","analysis":"/api/acts/superannuation-pss-maximum-benefits-2005-2006-determination-2005/analysis","conflicts":"/api/acts/superannuation-pss-maximum-benefits-2005-2006-determination-2005/conflicts","importantCases":"/api/acts/superannuation-pss-maximum-benefits-2005-2006-determination-2005/important-cases","documents":"/api/acts/superannuation-pss-maximum-benefits-2005-2006-determination-2005/documents"}}