{"id":"nsw:sl-2019-0435","name":"Sporting Injuries Insurance Regulation 2019","slug":"sporting-injuries-insurance-regulation-2019","collection":"regulation","jurisdiction":"nsw","status":"in_force","isInForce":true,"actNumber":"435 of 2019","makingDate":null,"administeringDepartment":null,"currentVersion":{"id":176549,"registerId":"nsw-nsw:sl-2019-0435-current","compilationNumber":null,"startDate":"2026-04-05","status":"InForce","reasons":null,"registeredAt":null},"sections":[{"sectionNumber":"1","sectionType":"section","heading":"Name of Regulation","content":"#### 1 Name of Regulation\n\n1 Name of Regulation\n\n> This Regulation is the [Sporting Injuries Insurance Regulation 2019](/view/html/inforce/current/sl-2019-0435).","sortOrder":0},{"sectionNumber":"2","sectionType":"section","heading":"Commencement","content":"#### 2 Commencement\n\n2 Commencement\n\n> This Regulation commences on the day on which it is published on the NSW legislation website.\n> \n> Note.\n> \n> This Regulation repeals and replaces the [Sporting Injuries Insurance Regulation 2014](/view/html/repealed/current/sl-2014-0512), which would otherwise be repealed on 1 September 2019 by section 10(2) of the [Subordinate Legislation Act 1989](/view/html/inforce/current/act-1989-146).","sortOrder":1},{"sectionNumber":"3","sectionType":"section","heading":"Definition","content":"#### 3 Definition\n\n3 Definition\n\n> > (1) In this Regulation—\n> > \n> > the Act means the [Sporting Injuries Insurance Act 1978](/view/html/inforce/current/act-1978-141).\n> > \n> > Note.\n> > \n> > The Act and the [Interpretation Act 1987](/view/html/inforce/current/act-1987-015) contain definitions and other provisions that affect the interpretation and application of this Regulation.\n> \n> > (2) Notes included in this Regulation do not form part of this Regulation.","sortOrder":2},{"sectionNumber":"4","sectionType":"section","heading":"Delegation to authorised persons","content":"#### 4 Delegation to authorised persons\n\n4 Delegation to authorised persons\n\n> The appointed directors of the ICNSW Board (within the meaning of the [State Insurance and Care Governance Act 2015](/view/html/inforce/current/act-2015-019)) are authorised as a class of persons for the purposes of section 10 of the Act.","sortOrder":3},{"sectionNumber":"5","sectionType":"section","heading":"Funeral expenses","content":"#### 5 Funeral expenses\n\n5 Funeral expenses\n\n> For the purposes of section 27(3) of the Act, the amount prescribed is—\n> \n> > (a) $9,000, or\n> \n> > (b) if a different amount was prescribed on the date that the person, in respect of whom the application is made, died—that other amount.","sortOrder":4},{"sectionNumber":"6","sectionType":"section","heading":"Prescribed percentage of permanent loss","content":"#### 6 Prescribed percentage of permanent loss\n\n6 Prescribed percentage of permanent loss\n\n> For the purposes of Table A in Schedule 1 to the Act, the prescribed percentage of permanent loss with respect to an injury occurring on or after the commencement of this Regulation is as follows—\n> \n> > (a) for paragraph (a) of Part 1 and paragraph (a) of Part 2, in the case of the permanent loss of the use of the whole, or the greater part, of either arm or either leg—30 per cent,\n> \n> > (b) for paragraph (a) of item 1 of Part 4, in the case of permanent loss of hearing in both ears—10 per cent,\n> \n> > (c) in all other cases—50 per cent.","sortOrder":5},{"sectionNumber":"7","sectionType":"section","heading":"Repeal and savings","content":"#### 7 Repeal and savings\n\n7 Repeal and savings\n\n> > (1) The [Sporting Injuries Insurance Regulation 2014](/view/html/repealed/current/sl-2014-0512) is repealed.\n> \n> > (2) Any act, matter or thing that, immediately before the repeal of the [Sporting Injuries Insurance Regulation 2014](/view/html/repealed/current/sl-2014-0512), had effect under that Regulation continues to have effect under this Regulation.","sortOrder":6}],"analysis":{"flash_summary":{"complexity_score":2,"scope_assessment":{"changed":false,"description":"The Regulation repeals and replaces the 2014 Regulation but expressly preserves any act, matter or thing that had effect under the former regulation (s 7(1)–(2)). It updates delegated authority (s 4) and prescribes specific monetary and percentage measures (ss 5–6) without expanding the substantive coverage of the underlying Act; therefore the operational scope is maintained while specific parameters are refreshed."},"complexity_factors":["Short, discrete provisions limited to delegation, monetary caps and percentage tables (ss 4–6)","Cross‑references to multiple Acts (Sporting Injuries Insurance Act 1978; State Insurance and Care Governance Act 2015; Interpretation Act 1987) increase reliance on external texts (s 3)","Prescribed percentages tie into Table A of Schedule 1 to the Act, so interpretation requires consulting the Act for application mechanics (s 6)","Repeal with savings preserves continuity of existing decisions and acts, creating a minor transitional interpretation requirement (s 7)","Commencement linked to publication creates immediate effect timing considerations (s 2)"],"plain_english_summary":"This Regulation updates the subordinate rules under the Sporting Injuries Insurance Act 1978: it authorises the appointed directors of the ICNSW Board to act as delegates, sets a $9,000 cap for funeral‑expense claims, prescribes percentage values used to calculate permanent‑loss awards (30% for loss of an arm/leg, 10% for total hearing loss, 50% otherwise), and repeals the 2014 regulation while preserving existing actions. It matters to claimants and ICNSW decision‑makers because it fixes who decides and the monetary/percentage parameters that determine entitlement and award size."},"summary":{"complexity_score":3,"scope_assessment":{"changed":false,"description":"Based on available information, the regulation appears to remain within its original intended scope — providing the operational detail for the sporting injuries insurance scheme established by the parent Act. No amendments or scope expansions are evident; the regulation has been in its original form since commencement on 30 August 2019."},"complexity_factors":["Subordinate legislation sitting beneath a parent Act — requires understanding of both instruments together","Scheduled automatic repeal creates uncertainty about long-term applicability","Insurance law concepts (eligibility, coverage, compensation triggers) can be technical","Limited substantive content was available for analysis, reducing ability to assess full complexity","Interaction with broader NSW workers compensation and personal injury law frameworks may be relevant"],"plain_english_summary":"The Sporting Injuries Insurance Regulation 2019 (NSW) sets the detailed rules under the Sporting Injuries Insurance Act for how sporting-injury cover operates in NSW, affecting sporting organisations, amateur participants and administrators by defining who must be covered, what injuries qualify, and how claims are handled.  \n\nIt matters because it helps ensure injured participants can access compensation without suing; the regulation is scheduled for automatic repeal on 1 September 2026."},"kimi_summary":{"content_quality":"ok","complexity_score":2,"scope_assessment":{"changed":false,"description":"The Regulation maintains its original narrow purpose of setting administrative details (delegations, specific dollar amounts, and percentage calculations) for the sporting injuries insurance scheme. It is a direct replacement of the 2014 version with no expansion of scope."},"complexity_factors":["Very short document (7 sections, approximately 400 words)","Only 1 defined term ('the Act') in the interpretation section","Minimal cross-referencing (only references to parent Act and one other Act for governance)","Straightforward conditional logic (simple 'if-then' for funeral expenses and injury percentages)","No nested exceptions or complex procedural requirements","Primarily sets fixed monetary amounts and percentages rather than creating regulatory frameworks"],"plain_english_summary":"This Regulation sets out the administrative details for how sporting injuries insurance works in New South Wales. It sits under the main Sporting Injuries Insurance Act 1978.\n\n**What it does:**\n- **Authorises people to make decisions**: The appointed directors of the ICNSW Board (the government body that runs the insurance scheme) are given power to delegate their authority to other people.\n- **Sets funeral expense payments**: If someone dies from a sporting injury, their family can claim **$9,000** (or whatever amount was set at the time of death) to help cover funeral costs.\n- **Defines payout percentages for permanent injuries**: It sets specific percentages used to calculate lump sum payments when someone suffers permanent loss from a sporting injury:\n  - **30%** for losing most or all use of an arm or leg\n  - **10%** for total deafness in both ears\n  - **50%** for all other permanent injuries\n\n**Who it affects:**\n- Amateur sportspeople in NSW covered by the sporting injuries insurance scheme\n- Families of sportspeople who die from sporting injuries\n- The government body (ICNSW) that administers the scheme\n\n**Why it matters:**\nThis Regulation ensures that when amateur sportspeople in NSW are seriously injured or killed playing sport, there are clear, predictable rules about what financial support they or their families will receive. It replaces an earlier 2014 version to keep the scheme up to date."},"issue_detection":{"absurdities":[],"contradictions":[]},"flash_summary_failed":{"failed":true,"reason":"A positive credit balance is required for all requests, including BYOK, so fallback providers remain available. Add credits at https://vercel.com/d?to=%2F%5Bteam%5D%2F%7E%2Fai%3Fmodal%3Dtop-up to continue.","source":"analysis-cron"}},"importantCases":[],"_links":{"self":"/api/acts/sporting-injuries-insurance-regulation-2019","history":"/api/acts/sporting-injuries-insurance-regulation-2019/history","analysis":"/api/acts/sporting-injuries-insurance-regulation-2019/analysis","conflicts":"/api/acts/sporting-injuries-insurance-regulation-2019/conflicts","importantCases":"/api/acts/sporting-injuries-insurance-regulation-2019/important-cases","documents":"/api/acts/sporting-injuries-insurance-regulation-2019/documents"}}