{"id":"F2024L00779","name":"Social Security (Exempt Lump Sum – Youpla Support Program) Determination 2024","slug":"social-security-exempt-lump-sum-youpla-support-program-determination-2024","collection":"legislative_instrument","jurisdiction":"commonwealth","status":"in_force","isInForce":true,"actNumber":null,"makingDate":null,"administeringDepartment":null,"currentVersion":{"id":442461,"registerId":"F2024L00779-fast-fetch-1775957457908","compilationNumber":null,"startDate":"2026-04-12","status":"InForce","reasons":null,"registeredAt":null},"sections":[{"sectionNumber":"1","sectionType":"section","heading":"Social Security (Exempt Lump Sum – Youpla Support Program) Determination 2024","content":"---\nmeta-content-style-type: text/css\nmeta-content-type: application/xhtml+xml; charset=utf-8\nmeta-keywords: \"[SEC=OFFICIAL:Sensitive]\"\n---\n\n![Commonwealth Coat of Arms of Australia](image.001.jpeg)\n\n \n\nSocial Security (Exempt Lump Sum – Youpla Support Program) Determination 2024\n\nI, Gillian Beer, delegate of the Secretary of the Department of Social Services, make the following Determination.\n\nDated 20 June 2024   \n\n \n\nGillian Beer\n\nBranch Manager, Payment Structures and Seniors Branch\n\nDelegate of the Secretary of the Department of Social Services\n\n \n\n \n\n \n\nContents\n\n1  Name\n\n2  Commencement\n\n3  Authority\n\n4  Definitions\n\n5  Exempt Lump Sum ............................................1\n\n \n\n1  Name\n\n  This instrument is the Social Security (Exempt Lump Sum – Youpla Support Program) Determination 2024.\n\n2  Commencement\n\n  This instrument commences on 1 July 2024.\n\n3  Authority\n\n  This instrument is made under paragraph 8(11)(d) of the Social Security Act 1991.\n\n4  Definitions\n\n  In this instrument:\n\nAct means the Social Security Act 1991.\n\nYoupla Support Program means the program under which payments are made to eligible persons in respect of eligible funeral insurance policies issued by a company in the group of companies known as the Youpla Group, in circumstances where the policy has been affected by the collapse and liquidation of those companies.\n\n5  Exempt Lump Sum\n\n  For the purposes of paragraph 8(11)(d) of the Act, the amount of a payment made under the Youpla Support Program is an exempt lump sum.\n\n \n\n \n","sortOrder":0}],"analysis":{"flash_summary_failed":{"failed":true,"reason":"A positive credit balance is required for all requests, including BYOK, so fallback providers remain available. Add credits at https://vercel.com/d?to=%2F%5Bteam%5D%2F%7E%2Fai%3Fmodal%3Dtop-up to continue.","source":"analysis-cron"},"kimi_summary":{"content_quality":"ok","complexity_score":1,"scope_assessment":{"changed":false,"description":"The legislation serves its precise original purpose: to exempt Youpla Support Program payments from social security means testing. There is no scope creep; the instrument is tightly focused on a single, specific compensation scheme."},"complexity_factors":["Only 5 sections total, spanning less than one page","Only 2 defined terms ('Act' and 'Youpla Support Program')","Single operative provision with no conditions, exceptions, or cross-references beyond the basic empowering provision","No nested logic, temporal limitations, or operational subsections","Straightforward declaration: all payments under the specified program are exempt"],"plain_english_summary":"The Determination protects lump-sum payments from the Youpla Support Program—compensation for people who lost funeral insurance when the Youpla group collapsed—by exempting them from Centrelink income and asset tests. This ensures recipients on payments (Age Pension, DSP, JobSeeker, etc.) don’t lose or have benefits reduced because they received government compensation, avoiding a “double penalty,” notably affecting many Aboriginal and Torres Strait Islander people."},"flash_summary":{"complexity_score":2,"scope_assessment":{"changed":true,"description":"This instrument creates a specific statutory exemption by declaring Youpla Support Program payments an 'exempt lump sum' under paragraph 8(11)(d) of the Social Security Act 1991 (see section 5). It therefore changes the Act’s treatment of those particular payments (defined in section 4) where previously they were not expressly identified in the Act; the change is narrowly limited to the defined program and commences 1 July 2024 (section 2)."},"complexity_factors":["Single, narrow legal effect: one operative clause declaring a specific exemption (section 5).","Relies on cross-reference to paragraph 8(11)(d) of the Social Security Act 1991 — full effect requires reading the Act.","Definition-driven: key term 'Youpla Support Program' is defined in instrument but relies on an external program and factual predicates (collapse and liquidation of Youpla Group) (section 4).","No procedural or eligibility criteria included here — operational details sit outside the Determination in the program itself.","Administrative origin: instrument made by a departmental delegate (signature and authority clauses 3 and front matter), so implementation depends on departmental administration."],"plain_english_summary":"This Determination says that payments made under the Youpla Support Program — payments to eligible people for funeral insurance policies affected by the collapse of the Youpla Group — are to be treated as an “exempt lump sum” for the purposes of paragraph 8(11)(d) of the Social Security Act 1991. It was made by a delegate of the Secretary (signed by Gillian Beer) and mechanically changes how those program payments are counted under the Act’s lump-sum rules."}},"importantCases":[],"_links":{"self":"/api/acts/social-security-exempt-lump-sum-youpla-support-program-determination-2024","history":"/api/acts/social-security-exempt-lump-sum-youpla-support-program-determination-2024/history","analysis":"/api/acts/social-security-exempt-lump-sum-youpla-support-program-determination-2024/analysis","conflicts":"/api/acts/social-security-exempt-lump-sum-youpla-support-program-determination-2024/conflicts","importantCases":"/api/acts/social-security-exempt-lump-sum-youpla-support-program-determination-2024/important-cases","documents":"/api/acts/social-security-exempt-lump-sum-youpla-support-program-determination-2024/documents"}}