{"id":"nsw:sl-1985-0245","name":"Public Authorities Superannuation (Transitional Provisions) Regulation 1985","slug":"public-authorities-superannuation-transitional-provisions-regulation-1985","collection":"regulation","jurisdiction":"nsw","status":"in_force","isInForce":true,"actNumber":"245 of 1985","makingDate":null,"administeringDepartment":null,"currentVersion":{"id":180867,"registerId":"nsw-nsw:sl-1985-0245-current","compilationNumber":null,"startDate":"2026-04-05","status":"InForce","reasons":null,"registeredAt":null},"sections":[{"sectionNumber":"1","sectionType":"section","heading":"Name of Regulation","content":"#### 1 Name of Regulation\n\n1 Name of Regulation\n\n> This Regulation may be cited as the [Public Authorities Superannuation (Transitional Provisions) Regulation 1985](/view/html/inforce/current/sl-1985-0245).","sortOrder":0},{"sectionNumber":"2","sectionType":"section","heading":"Commencement","content":"#### 2 Commencement\n\n2 Commencement\n\n> This Regulation shall take effect on and from 1 July 1985.","sortOrder":1},{"sectionNumber":"3","sectionType":"section","heading":"Definitions","content":"#### 3 Definitions\n\n3 Definitions\n\n> > (1) In this Regulation:\n> > \n> > the Act means the [Public Authorities Superannuation Act 1985](/view/html/inforce/current/act-1985-041).\n> > \n> > transferred contributor means a transferred contributor as defined in clause 1 of Schedule 6, or clause 1 of Schedule 7, to the Act.\n> \n> > (2) Expressions used in this Regulation have the same respective meanings as they have in Part 5 of the Act.","sortOrder":2},{"sectionNumber":"4","sectionType":"section","heading":"Election by transferred contributor to take pension benefit","content":"#### 4 Election by transferred contributor to take pension benefit\n\n4 Election by transferred contributor to take pension benefit\n\n> > (1) An election by a transferred contributor to take the benefit provided by clause 8 (2) and (3) of Schedule 6, or clause 8 (2) or (3) of Schedule 7, to the Act shall:\n> > \n> > > (a) be in a form approved by the Board, and\n> > \n> > > (b) specify such matters and be accompanied by such information provided by the employer of the transferred contributor at the time of retirement as the Board reasonably requires.\n> \n> > (2) The election shall be lodged at the office of the Board:\n> > \n> > > (a) in the case of an election to take a benefit referred to in subclause (1) instead of the whole or a specified part of the benefit provided by section 26 of the Act (benefit at age 65 or on early retirement or on death on or after age 60)—before or within the period of 2 months that next succeeds the date of the transferred contributor’s ceasing to be an employee or attaining the age of 65 years, whichever first occurs, or\n> > \n> > > (b) in the case of an election to take a benefit referred to in subclause (1) instead of the whole or a specified part of the benefit provided by section 28 of the Act (benefit on total and permanent disablement before age 60)—within the period of 3 months (or such further period as the Board may in special circumstances allow) that next succeeds the date of the transferred contributor’s ceasing to be an employee.","sortOrder":3},{"sectionNumber":"5","sectionType":"section","heading":"Payment of pension benefit to transferred contributor","content":"#### 5 Payment of pension benefit to transferred contributor\n\n5 Payment of pension benefit to transferred contributor\n\n> The benefit provided by clause 8 (2) and (3) of Schedule 6, or clause 8 (2) or (3) of Schedule 7, to the Act shall be calculated with effect from the exit date of the transferred contributor who elected to take the benefit or the date on which that transferred contributor attains the age of 65 years, whichever first occurs, and shall be payable in equal fortnightly instalments.","sortOrder":4},{"sectionNumber":"6","sectionType":"section","heading":"Employer-financed benefit as pension","content":"#### 6 Employer-financed benefit as pension\n\n6 Employer-financed benefit as pension\n\n> > (1) Where an election is made by a transferred contributor to take the benefit provided by clause 8 (2) and (3) of Schedule 6 to the Act instead of the whole or part of the benefit provided by section 26 of the Act, the pension which is the benefit provided by clause 8 (2) of Schedule 6 to the Act shall be determined according to the following formula:\n> > \n> > ![](/image/((Type%3D%22subordleg%22)%20AND%20(No%3D0245)%20AND%20(Year%3D1985)%20AND%20(%22Historical%20Document%22%3D0))/g1.gif)  \n> > where:\n> > \n> > P is the annual pension payable,\n> > \n> > F is the final average salary of the transferred contributor,\n> > \n> > Q is the number of benefit points to which the election relates, and\n> > \n> > T is the number of whole years (a fraction of a year which does not form part of a whole year counting as a whole year) by which the exit date of the transferred contributor precedes the date of the transferred contributor’s 65th birthday.\n> \n> > (2) Where an election is made by a transferred contributor to take the benefit provided by clause 8 (2) and (3) of Schedule 6 to the Act instead of the whole or part of the benefit provided by section 28 of the Act, the pension which is the benefit provided by clause 8 (2) of Schedule 6 to the Act shall be determined accordingly to the following formula:\n> > \n> > ![](/image/((Type%3D%22subordleg%22)%20AND%20(No%3D0245)%20AND%20(Year%3D1985)%20AND%20(%22Historical%20Document%22%3D0))/g2.gif)  \n> > where:\n> > \n> > P is the annual pension payable,\n> > \n> > S is:\n> > \n> > > (a) where the transferred contributor has not attained the age of 58 years on or before the exit date—the transferred contributor’s final salary,\n> > \n> > > (b) where the transferred contributor has attained the age of 58 years, but has not attained the age of 59 years, on or before the exit date—the average of the transferred contributor’s final salary and salary at 31st December last preceding the exit date, or\n> > \n> > > (c) where the transferred contributor has attained the age of 59 years on or before the exit date—the transferred contributor’s final average salary, and\n> > \n> > Q is the number of benefit points to which the election relates.","sortOrder":5},{"sectionNumber":"7","sectionType":"section","heading":"Contributor-financed benefit as pension","content":"#### 7 Contributor-financed benefit as pension\n\n7 Contributor-financed benefit as pension\n\n> Where an election is made by a transferred contributor to take the benefit provided by clause 8 (2) and (3) of Schedule 6 to the Act instead of the whole or a specified part of the benefit provided by section 26 of the Act, the pension which is the benefit provided by clause 8 (3) of Schedule 6 to the Act shall be determined according to the following formula:\n> \n> ![](/image/((Type%3D%22subordleg%22)%20AND%20(No%3D0245)%20AND%20(Year%3D1985)%20AND%20(%22Historical%20Document%22%3D0))/g3.gif)\n> \n>   \n> where:\n> \n> P is the annual pension payable,\n> \n> L is the amount of the benefit provided by section 26 of the Act or, as the case may be, the specified part of that benefit, and\n> \n> C is the appropriate number in Column 2, 3 or 4 of the Table to this clause, having regard to the transferred contributor’s age as from when the pension is calculated, and to whether the transferred contributor is a man or a woman.\n> \n> Table\n> \n> Division factor for converting lump sum to annual pension\n> \n> | Column 1 | Column 2 | Column 3 | Column 4 |\n> |  | Male(No pensionto spouse) | Male or female (with pension to spouse) | Female (no pension to spouse) |\n> | Person who attained age of 60 but not 61 | 11.4 | 14.0 | 13.3 |\n> | Person who attained age of 61 but not 62 | 11.1 | 13.7 | 13.0 |\n> | Person who attained age of 62 but not 63 | 10.8 | 13.4 | 12.6 |\n> | Person who attained age of 63 but not 64 | 10.6 | 13.1 | 12.3 |\n> | Person who attained age of 64 but not 65 | 10.3 | 12.8 | 11.9 |\n> | Person who attained age of 65 | 10.0 | 12.5 | 11.5 |","sortOrder":6},{"sectionNumber":"8","sectionType":"section","heading":"Election by spouse of deceased contributor to take pension benefit","content":"#### 8 Election by spouse of deceased contributor to take pension benefit\n\n8 Election by spouse of deceased contributor to take pension benefit\n\n> An election by the spouse of a deceased transferred contributor to take the benefit provided by clause 9 (2) of Schedule 6 to the Act or clause 11 (1) or 12 (1) of this Regulation shall be lodged at the office of the Board within the period of 3 months (or such further period as the Board may in special circumstances allow) that next succeeds the death of the transferred contributor.","sortOrder":7},{"sectionNumber":"9","sectionType":"section","heading":"Payment of pension benefit to spouse","content":"#### 9 Payment of pension benefit to spouse\n\n9 Payment of pension benefit to spouse\n\n> The benefit provided by clause 9 (2) of Schedule 6 to the Act or clause 11 (1) or 12 (1) of this Regulation shall be calculated with effect from the date of death of the transferred contributor whose spouse elected to take the benefit and shall be payable in equal fortnightly instalments.","sortOrder":8},{"sectionNumber":"10","sectionType":"section","heading":"Spouse benefit as pension—death of contributor before age 60","content":"#### 10 Spouse benefit as pension—death of contributor before age 60\n\n10 Spouse benefit as pension—death of contributor before age 60\n\n> Where an election is made by the spouse of a deceased transferred contributor to take the benefit provided by clause 9 (2) of Schedule 6 to the Act instead of the whole or a specified part of the employer-financed part of the benefit provided by section 27 of the Act (benefit on death before age 60), the pension which is the benefit provided by clause 9 (2) of Schedule 6 to the Act shall be determined according to the following formula:\n> \n> ![](/image/((Type%3D%22subordleg%22)%20AND%20(No%3D0245)%20AND%20(Year%3D1985)%20AND%20(%22Historical%20Document%22%3D0))/g4.gif)\n> \n>   \n> where:\n> \n> P is the annual pension payable,\n> \n> S is the final salary of the transferred contributor, and\n> \n> Q is the number of benefit points to which the election relates.","sortOrder":9},{"sectionNumber":"11","sectionType":"section","heading":"Choice of benefit for spouse—contributor transferred from Local Government Pension Fund dying after age 60","content":"#### 11 Choice of benefit for spouse—contributor transferred from Local Government Pension Fund dying after age 60\n\n11 Choice of benefit for spouse—contributor transferred from Local Government Pension Fund dying after age 60\n\n> > (1) Where the spouse of a deceased employee who was a transferred contributor within the meaning of Schedule 6 to the Act becomes entitled to be paid the benefit provided by section 26 of the Act (benefit at age 65 or on early retirement or on death at or after age 60) the spouse may elect, in a form approved by the Board for the purposes of this clause, to take, instead of the whole or a specified part of the employer-financed part of that benefit, a pension for life determined according to the following formula:\n> > \n> > ![](/image/((Type%3D%22subordleg%22)%20AND%20(No%3D0245)%20AND%20(Year%3D1985)%20AND%20(%22Historical%20Document%22%3D0))/g5.gif)  \n> > where:\n> > \n> > P is the annual pension payable,\n> > \n> > S is the final salary of the transferred contributor,\n> > \n> > Q is the number of benefit points to which the election relates, and\n> > \n> > T is the number of whole years (a fraction of a year which does not form part of a whole year counting as a whole year) by which the time of death precedes the date of the transferred contributor’s 65th birthday.\n> \n> > (2) Notwithstanding subclause (1), where, but for this subclause, a person would be entitled to more than one pension under subclause (1), the person is entitled to one only of those pensions being, where the pensions are not equal, the greater or greatest of them.\n> \n> > (3) Part 2 of Schedule 6 to the Act applies to and in respect of a pension under subclause (1) in the same way as it applies to and in respect of a pension referred to in clause 8 (2) or (9) of that Schedule.","sortOrder":10},{"sectionNumber":"12","sectionType":"section","heading":"Choice of benefit for spouse—contributor transferred from Retirement Fund dying after age 60","content":"#### 12 Choice of benefit for spouse—contributor transferred from Retirement Fund dying after age 60\n\n12 Choice of benefit for spouse—contributor transferred from Retirement Fund dying after age 60\n\n> > (1) Where the spouse of a deceased employee who was a transferred contributor within the meaning of Schedule 7 to the Act becomes entitled to be paid the benefit provided by section 26 of the Act (benefit at age of 65 or on early retirement or on death at or after age 60) the spouse may elect, in a form approved by the Board, to take, instead of the whole or a specified part of that benefit, a pension for life of the actuarial equivalent, determined by the Board, of the benefit or part of the benefit that would have been payable if an election under this clause had not been made.\n> \n> > (2) Part 2 of Schedule 6 to the Act applies to and in respect of a pension under subclause (1) in the same way as it applies to and in respect of a pension referred to in clause 8 (2) or (9) of that Schedule.","sortOrder":11},{"sectionNumber":"13","sectionType":"section","heading":"Allocation of certain employers’ contributions under Act No 70, 1972","content":"#### 13 Allocation of certain employers’ contributions under Act No 70, 1972\n\n13 Allocation of certain employers’ contributions under Act No 70, 1972\n\n> > (1) This clause applies to a transferred contributor referred to in clause 3 of Schedule 7 to the Act in respect of whom one or more secondary employers would have been liable to make a payment under section 32 of the earlier Act to a primary employer if a benefit had become payable to the transferred contributor from the New South Wales Retirement Benefits Fund immediately before 1 July 1985.\n> \n> > (2) If, within the period of 3 months after a benefit becomes payable in respect of a transferred contributor, the primary employer requests the Board to make a determination under this subclause, the Board shall determine in respect of that contributor:\n> > \n> > > (a) the amount of the employer-financed benefit, calculated in accordance with section 32 (5) (b) of the Act, that would have become payable had the benefit provided by that subsection become payable on 1 July 1985,\n> > \n> > > (b) the amount (if any) of interest that the Board, in its absolute discretion, thinks appropriate to allow in respect of the amount referred to in paragraph (a), and\n> > \n> > > (c) the amount, in relation to each secondary employer, that represents the proportion of the sum of the amounts referred to in paragraphs (a) and (b) for which each such employer should be liable, having regard to the length of service of the transferred contributor with that employer.\n> \n> > (3) When a determination has been made under this clause, the amount referred to in subclause (2) (c) in relation to a secondary employer:\n> > \n> > > (a) shall be debited from the reserve in which contributions of that secondary employer are held, and\n> > \n> > > (b) shall be credited to the reserve in which contributions of the primary employer are held.\n> \n> > (4) In this clause:\n> > \n> > primary employer has the same meaning as it has in section 32 of the earlier Act.\n> > \n> > secondary employer has the same meaning as it has in section 32 of the earlier Act.\n> > \n> > the earlier Act means the [New South Wales Retirement Benefits Act 1972](/view/html/inforce/current/act-1972-070).\n> \n> **cl 13:** Ins 4.3.1988. Am 9.6.1989.","sortOrder":12},{"sectionNumber":"14","sectionType":"section","heading":"Adjustment of benefits where broken service recognised under Act No 70, 1972","content":"#### 14 Adjustment of benefits where broken service recognised under Act No 70, 1972\n\n14 Adjustment of benefits where broken service recognised under Act No 70, 1972\n\n> > (1) This clause applies to a transferred contributor referred to in clause 3 of Schedule 7 to the Act in respect of whom an order has been in force under Part II of the 1983 Regulation at any time in relation to one or more periods of employment occurring before 1 July 1985.\n> \n> > (2) If a transferred contributor to whom this clause applies has received an allowance in relation to a period of employment in respect of which an order under Part II of the 1983 Regulation has been in force, the employer-financed benefit payable under the Act to or in respect of the transferred contributor shall be reduced by the following amount in respect of each such period:\n> > \n> > ![](/image/((Type%3D%22subordleg%22)%20AND%20(No%3D0245)%20AND%20(Year%3D1985)%20AND%20(%22Historical%20Document%22%3D0))/g6.gif)  \n> > where:\n> > \n> > J represents the amount by which the employer-financed benefit is to be reduced,\n> > \n> > S represents the amount of the contributor’s salary, as used in the calculation of the benefit payable to or in respect of the transferred contributor under the Act,\n> > \n> > A represents the amount of the allowance received by the transferred contributor, and\n> > \n> > W represents the annual wages of the transferred contributor, as determined by the Board, immediately before the allowance became payable to the transferred contributor.\n> \n> > (3) In this clause:\n> > \n> > allowance, in relation to a transferred contributor, means such part of the amount of a benefit that has been paid to the transferred contributor from a superannuation scheme as, in the opinion of the Board, represents the employer-financed component of the benefit.\n> > \n> > the 1983 Regulation means the New South Wales Retirement Benefits Regulation 1983.\n> > \n> > the earlier Act means the [New South Wales Retirement Benefits Act 1972](/view/html/inforce/current/act-1972-070).\n> \n> **cll 14:** Ins 4.3.1988.","sortOrder":13},{"sectionNumber":"15","sectionType":"section","heading":"Entry date for transferred contributors","content":"#### 15 Entry date for transferred contributors\n\n15 Entry date for transferred contributors\n\n> > (1) In relation to a transferred contributor as defined in clause 1 of Schedule 7 to the Act, the contributor’s entry date for the purposes of the Act shall be deemed to be the date on which the contributor’s previous service commenced.\n> \n> > (2) A transferred contributor’s previous service is the period before 1 July 1985 that would have been taken into account in calculating the benefit payable to the contributor under the [New South Wales Retirement Benefits Act 1972](/view/html/inforce/current/act-1972-070) if such a benefit had become payable immediately before 1 July 1985.\n> \n> > (3) Nothing in this clause affects the operation of clause 6A of Schedule 7 to the Act.\n> \n> > (4) In relation to a transferred contributor (other than a transferred contributor referred to in clause 3 of Schedule 7 to the Act), the definition of accrued benefit points in section 24 of the Act is to be construed as if a reference in that definition to contributed points figures included a reference to the number of transferred benefit points of the contributor that the Board has determined for the contributor under clause 6 (3) of that Schedule.\n> \n> **cll 15:** Ins 4.3.1988.\n> \n> **cl 15:** Am 12.7.1991.","sortOrder":14}],"analysis":{"summary":{"complexity_score":2,"scope_assessment":{"changed":false,"description":"There is insufficient legislative content provided to assess whether the scope changed from its original intent. The regulation appears to have remained static since 1991, which is consistent with transitional provisions that were designed to apply only during a specific changeover period and then become dormant. No amendments or scope changes are evident from the available metadata."},"complexity_factors":["No actual legislative text was provided — only website navigation and metadata, making meaningful legal analysis impossible","Transitional provisions legislation is inherently time-limited and often self-contained, typically reducing ongoing complexity","The regulation has not been amended since 1991, suggesting minimal active application","Superannuation law in general can be technically complex, but without visible provisions this cannot be assessed here","The intersection of public sector employment law and superannuation law could add complexity if content were available"],"plain_english_summary":"## Public Authorities Superannuation (Transitional Provisions) Regulation 1985\n\n**What is this?**\nThis is a NSW regulation (a type of law made under the authority of a broader Act) dealing with **transitional provisions** (temporary rules designed to manage the changeover from one legal arrangement to another) for superannuation (retirement savings) in public authorities (government-owned bodies and agencies).\n\n**Who does it affect?**\nIt was primarily aimed at employees of NSW government-run public bodies who were members of superannuation schemes during a period of change — likely when a new superannuation framework was introduced for public sector workers in 1985.\n\n**Why does it matter?**\nTransitional provisions exist to protect people caught mid-stream when rules change — ensuring workers' existing super entitlements weren't lost or disrupted during the switchover to a new scheme.\n\n**Important caveats:**\n- The legislation text provided contains **no substantive content** — only website navigation and metadata. The actual provisions of the regulation are not visible in the material supplied.\n- The regulation has been **unchanged since 12 July 1991**, suggesting it has largely served its transitional purpose and become dormant, though it technically remains in force.\n- Given it dates from 1985 and concerns a transitional period, it likely has **very limited practical relevance** today."},"issue_detection":{"absurdities":[{"type":"other","section":"Status Information / Currency of version","severity":"low","reasoning":"While not a logical flaw in the legislative text itself, the combination of a 1991 in-force date, a 1994 file modification date, and a stated currency through 2026 creates an administrative absurdity: the instrument purports to be living law for 35 years without any amendment, for a 'transitional provisions' regulation that by its very nature should have a finite operational life.","confidence":0.72,"description":"The legislation is described as 'Current version for 12 July 1991 to date (accessed 5 April 2026 at 15:16)' yet the file is stated to have been 'last modified 7 July 1994'. This means a regulation supposedly current through 2026 has not been modified in over 30 years, raising the question of whether it is genuinely 'current' in any substantive sense or merely frozen in administrative limbo."},{"type":"self_contradicting","section":"Title / Purpose (Transitional Provisions Regulation 1985)","severity":"medium","reasoning":"The word 'transitional' connotes temporariness and a defined endpoint when one legal state gives way to another. A transitional provisions regulation that has been 'in force' continuously since 1985 with no amendment and no repeal undermines the foundational logic of transitional legislation. Either the transition has long concluded (rendering the regulation spent but not repealed) or it never concluded (suggesting the parent Act's transition was never properly effected). Either scenario reflects a legislative absurdity.","confidence":0.68,"description":"A regulation described as containing 'Transitional Provisions' — by definition intended to manage a temporary shift between legal regimes — has remained in force for over 40 years (1985 to at least 2026). A transitional instrument of indefinite duration is a conceptual contradiction: transitional provisions are meant to sunset once the transition is complete."}],"contradictions":[{"severity":"low","section_a":"Status Information — 'Current version for 12 July 1991 to date (accessed 5 April 2026 at 15:16)'","section_b":"Status Information — 'File last modified 7 July 1994'","confidence":0.65,"description":"The regulation is simultaneously described as current and actively in force through 5 April 2026, yet the underlying file has not been modified since 7 July 1994. If the legislation were genuinely current and operative, one would expect the file to reflect updates consistent with its ongoing currency, or at minimum a modification date closer to the access date."}]},"kimi_summary":{"content_quality":"ok","complexity_score":6,"scope_assessment":{"changed":true,"description":"The original 1985 regulation was relatively focused on election procedures and pension calculations for transferred contributors. However, amendments in 1988 and 1991 significantly expanded the scope to address complex legacy issues from the previous NSW Retirement Benefits Act 1972 — specifically: allocation of employer contributions between primary and secondary employers (clause 13), adjustment of benefits where workers had already received allowances for 'broken service' (clause 14), and deeming rules for entry dates that effectively backdated service recognition (clause 15). These additions transformed the regulation from a simple 'how to elect a pension' instrument into a comprehensive mechanism for resolving historical employment and contribution disputes spanning multiple decades and employers."},"complexity_factors":["Multiple mathematical formulas with variables (P, F, Q, T, S, L, C, J, A, W) requiring cross-referencing to definitions and tables","Heavy reliance on external documents — the regulation cannot be understood without reference to Schedules 6 and 7 of the Public Authorities Superannuation Act 1985, and the NSW Retirement Benefits Act 1972","Conditional logic based on multiple factors: age brackets (58/59/60/65), type of benefit (retirement vs disability vs death), gender, and whether spouse pension is included","Nested definitions — terms like 'transferred contributor' and 'primary employer' are defined by reference to other legislation or other clauses within this regulation","Time-sensitive procedural requirements with exceptions ('or such further period as the Board may in special circumstances allow')","Later amendments (1988, 1989, 1991) inserted additional clauses (13, 14, 15) that interact with the original structure, creating temporal complexity"],"plain_english_summary":"This regulation sets out the rules for how certain public sector workers in New South Wales could choose to receive their superannuation (retirement savings) as a regular pension payment rather than a lump sum.\n\n**Who it affects:**\n- **Transferred contributors** — public sector employees who were moved from older superannuation schemes (the Local Government Pension Fund or the NSW Retirement Fund) into the new Public Authorities Superannuation Scheme in 1985.\n- Their spouses, if the employee died before or after retirement.\n\n**What it does:**\n- **Gives a choice:** Instead of taking a one-off lump sum payment when retiring or becoming disabled, eligible workers could elect to receive a fortnightly pension for life.\n- **Sets deadlines:** Workers had to make this election within specific timeframes — generally within 2 months of retiring or turning 65, or within 3 months of becoming totally and permanently disabled.\n- **Provides formulas:** The regulation includes mathematical formulas to calculate exactly how much pension a person would receive, based on their final salary, years of service (measured in \"benefit points\"), age, and whether they wanted a spouse's pension to continue after their death.\n- **Covers spouses:** If a transferred contributor died, their spouse could also choose to take a pension instead of a lump sum, with similar deadlines and calculation methods.\n- **Handles employer contributions:** Special rules apply for workers who had multiple employers, ensuring contributions are fairly allocated between them.\n- **Prevents double-dipping:** If someone already received benefits from an old scheme for the same period of work, their new benefit is reduced accordingly.\n\n**Why it matters:**\nThis regulation was crucial for ensuring a smooth transition when NSW reformed its public sector superannuation system in 1985. It protected the rights of workers who had built up entitlements under old schemes, giving them flexibility in how they accessed their retirement savings while ensuring the maths worked out fairly."},"flash_summary_failed":{"failed":true,"reason":"A positive credit balance is required for all requests, including BYOK, so fallback providers remain available. Add credits at https://vercel.com/d?to=%2F%5Bteam%5D%2F%7E%2Fai%3Fmodal%3Dtop-up to continue.","source":"analysis-cron"}},"importantCases":[],"_links":{"self":"/api/acts/public-authorities-superannuation-transitional-provisions-regulation-1985","history":"/api/acts/public-authorities-superannuation-transitional-provisions-regulation-1985/history","analysis":"/api/acts/public-authorities-superannuation-transitional-provisions-regulation-1985/analysis","conflicts":"/api/acts/public-authorities-superannuation-transitional-provisions-regulation-1985/conflicts","importantCases":"/api/acts/public-authorities-superannuation-transitional-provisions-regulation-1985/important-cases","documents":"/api/acts/public-authorities-superannuation-transitional-provisions-regulation-1985/documents"}}