{"id":"F2017L00503","name":"Private Health Insurance (Risk Equalisation Levy) Rules 2017","slug":"private-health-insurance-risk-equalisation-levy-rules-2017","collection":"legislative_instrument","jurisdiction":"commonwealth","status":"in_force","isInForce":true,"actNumber":null,"makingDate":null,"administeringDepartment":null,"currentVersion":{"id":439184,"registerId":"F2017L00503-fast-fetch-1775955293765","compilationNumber":null,"startDate":"2026-04-12","status":"InForce","reasons":null,"registeredAt":null},"sections":[{"sectionNumber":"1","sectionType":"section","heading":"Private Health Insurance (Risk Equalisation Levy) Rules 2017","content":"---\nmeta-content-style-type: text/css\nmeta-content-type: application/xhtml+xml; charset=utf-8\nmeta-generator: Aspose.Words for .NET 20.2\n---\n\n?xml version=\"1.0\" encoding=\"utf-8\" standalone=\"no\"?>\n\n \n\n ![](image.001.png)\n\nPrivate Health Insurance (Risk Equalisation Levy) Rules 2017\n\n\nI, GREG HUNT, Minister for Health, make these Rules under section 10A of the Private Health Insurance (Risk Equalisation Levy) Act 2003.\n\n \n\n \n\n \n\n____________________________________\n\nGreg Hunt\n\nMinister for Health\n\n19 April 2017\n\n \n\n \n\n \n\n \n\n \n\n \n\n#### Contents\n\n \n\n \n\nPart 1 Preliminary\n\n1. Name of Rules\n\n2. Commencement\n\n3. Authority\n\n4. Definitions\n\n5. Risk equalisation levy day\n\n \n\n \n\n \n\n \n\n# Part 1 Preliminary\n\n# 1.                      Name of Rules\n\nThese Rules are the Private Health Insurance (Risk Equalisation Levy) Rules 2017.\n\n# 2.                      Commencement\n\nThese Rules commence on 20 May 2017.\n\n# 3.                      Authority\n\nThis Rule is made under section 10A of the Private Health Insurance (Risk Equalisation Levy) Act 2003.\n\n# 4.                      Definitions\n\nIn these rules:\n\nAct means the Private Health Insurance (Risk Equalisation Levy) Act 2003.\n\namendment Act means the Private Health Insurance (Reinsurance Trust Fund Levy) Amendment Act 2007.\n\nquarter means the period of 3 months ending on the last day of March, June, September or December in a year.\n\n# 5.                      Risk equalisation levy day\n\nFor the purposes of paragraph 6 (1) (a) of the Act, the 21st day of the second month of each quarter in a financial year is specified as a risk equalisation levy day for that financial year.\n\n \n","sortOrder":0}],"analysis":{"kimi_summary":{"content_quality":"ok","complexity_score":2,"scope_assessment":{"changed":false,"description":"This legislation remains tightly focused on its original purpose: setting administrative details (particularly payment dates) for the risk equalisation levy system. It has not expanded beyond this narrow technical function."},"complexity_factors":["Very short document (only 5 operative provisions)","Minimal defined terms (only 3: 'Act', 'amendment Act', 'quarter')","No cross-references beyond the enabling Act","Simple, unconditional operative provision (setting a date)","No exceptions, exemptions, or conditional logic"],"plain_english_summary":"These rules, effective 20 May 2017 under the Private Health Insurance (Risk Equalisation Levy) Act 2003, set the administrative framework for the risk equalisation levy, defining quarters and requiring private health insurers to pay the levy on the 21st day of the second month of each quarter.\n\nThey affect Australian private health insurers and matter because the levy funds transfers that keep premiums fair and discourage insurers from targeting only healthy customers."},"flash_summary_failed":{"failed":true,"reason":"Unauthenticated. Configure AI_GATEWAY_API_KEY or use a provider module. Learn more: https://ai-sdk.dev/unauthenticated-ai-gateway","source":"analysis-cron"},"flash_summary":{"complexity_score":2,"scope_assessment":{"changed":false,"description":"These Rules do not alter who is subject to the risk equalisation levy or set levy rates; they specify procedural and timing details (name, commencement, definitions, and the levy day (Rule 5)) under the authority of section 10A of the Act (Rule 3)."},"complexity_factors":["Narrow, procedural scope: single operative scheduling provision (Rule 5) and basic preliminaries (Rules 1–4).","Reliance on the primary Act: substantive levy obligations and amounts are governed by the Private Health Insurance (Risk Equalisation Levy) Act 2003 (Rule 3 and definition of Act).","Defined terms affect timing: 'quarter' definition (Rule 4) determines levy schedule alignment with financial periods.","Administrative detail only: commencement date (Rule 2) and ministerial instrument-making authority (Rule 3) matter for implementation timing.","Potential interpretive edge: phrase 'each quarter in a financial year' may require alignment with insurers' accounting quarters and the Act's paragraph 6(1)(a)."],"plain_english_summary":"These Rules fix the administrative timing for the private health insurance risk equalisation levy by specifying the levy day as the 21st day of the second month of each quarter. They also provide basic definitions, the commencement date (20 May 2017) and the statutory authority. The Rules affect private health insurers by setting when levy payments fall, altering cash‑flow and compliance scheduling rather than changing who is liable or the levy rates."}},"importantCases":[],"_links":{"self":"/api/acts/private-health-insurance-risk-equalisation-levy-rules-2017","history":"/api/acts/private-health-insurance-risk-equalisation-levy-rules-2017/history","analysis":"/api/acts/private-health-insurance-risk-equalisation-levy-rules-2017/analysis","conflicts":"/api/acts/private-health-insurance-risk-equalisation-levy-rules-2017/conflicts","importantCases":"/api/acts/private-health-insurance-risk-equalisation-levy-rules-2017/important-cases","documents":"/api/acts/private-health-insurance-risk-equalisation-levy-rules-2017/documents"}}