{"id":"police-superannuation-regulations-2017","name":"Police Superannuation Regulations 2017","slug":"police-superannuation-regulations-2017","collection":"regulation","jurisdiction":"sa","status":"in_force","isInForce":true,"actNumber":null,"makingDate":null,"administeringDepartment":null,"currentVersion":{"id":236259,"registerId":"sa-police-superannuation-regulations-2017-current","compilationNumber":null,"startDate":"2026-04-06","status":"InForce","reasons":null,"registeredAt":null},"sections":[{"sectionNumber":"1","sectionType":"section","heading":"Police Superannuation Regulations 2017","content":"South Australia\nPolice Superannuation Regulations 2017\nunder the Police Superannuation Act 1990\n\nContents\nPart 1—Preliminary\n1\tShort title\n3\tInterpretation\nPart 2—Commutation\n4\tInterpretation of Part\n5\tRight to apply for commutation\n6\tRight of non-member spouse or legal representative to apply for commutation\n7\tCommutation factors\n8\tRestriction on commutation\n9\tAdjustment of commutation factors\n10\tRounding of lump sum\nPart 3—Non-member spouse entitlements\n11\tProcedure for payment of lump sum\n12\tProcedure for payment of pension\n13\tAssociate pension\nPart 4—General\n14\tSalary\n15\tInclusion of allowance as component of salary\n16\tSalary (contract under section 13 or 16 of Police Act 1998)\n16A\tSalary where contributor on secondment\n17\tPrescribed body\n18\tFund's share of administrative costs\n19\tRestriction on retirees under 55\n20\tPeriod of notice\n21\tNotice to Board on invalidity\n22\tMinimum pension payable to eligible children\n23\tPayment in case of pensioner who is incompetent\n24\tEmployment of medical practitioner\nSchedule 1—Factors for determination of associate pension\nLegislative history\n\nPart 1—Preliminary\n1—Short title\nThese regulations may be cited as the Police Superannuation Regulations 2017.\n3—Interpretation\nIn these regulations, unless the contrary intention appears—\nAct means the Police Superannuation Act 1990;\nSouth Australian Police Superannuation Scheme or Scheme means the scheme of superannuation established by the Act and (where the context admits) includes the scheme of superannuation established by a corresponding previous enactment.\nPart 2—Commutation\n4—Interpretation of Part\nFor the purposes of this Part, a pensioner's annual pension is the pensioner's fortnightly pension multiplied by 313 and divided by 12.\n5—Right to apply for commutation\n\t(1)\tSubject to this Part—\n\t(a)\ta contributor who is entitled to a retirement pension, or who is in receipt of an invalidity pension and has reached the age of 55 years, may apply to the Board for commutation of the whole or a part of the pension; and\n\t(b)\ta contributor who is in receipt of a retrenchment pension and has reached the age of 55 years may apply to the Board for commutation of 50% of the pension; and\n\t(c)\tthe spouse of a deceased contributor who is entitled to a pension may apply to the Board for commutation of the whole or a part of the pension,\nin accordance with this regulation.\n\t(2)\tSubject to subregulation (3), an application for commutation of a retirement pension must be made within 3 months after retirement and an application for commutation of an invalidity pension or a retrenchment pension must be made within 3 months after the pensioner reaches the age of 55 years.\n\t(3)\tIf a contributor is unable to apply for commutation of a pension in accordance with subregulation (2) because the pension is suspended, the contributor may apply for commutation of the pension within 3 months after the pension ceases to be suspended.\n\t(4)\tIf—\n\t(a)\tpart only of an invalidity pension or a retrenchment pension is available to a contributor because the pension is reduced under section 40 of the Act; and\n\t(b)\tthe contributor has commuted the whole, or a part, of that part of the pension,\nthe contributor may, in accordance with this Part, within 3 months after the contributor reaches the age of 60 years, commute the whole or a part of the part of the pension previously denied to the contributor because of the reduction.\n\t(5)\tSubject to subregulation (6), an application for commutation of a pension payable to a spouse must be made within 6 months after the death of the contributor.\n\t(6)\tIf a spouse of a contributor is unable to apply for commutation of a pension in accordance with subregulation (5) because the pension is suspended, the spouse may apply for commutation of the pension within 3 months after the pension ceases to be suspended.\n\t(7)\tIf—\n\t(a)\tpart only of a pension is available to the spouse of a contributor because the pension is reduced under section 40 of the Act; and\n\t(b)\tthe spouse has commuted the whole, or a part, of that part of the pension,\nthe spouse may, within 3 months after the spouse first becomes entitled to the other part of the pension, commute the whole or a part of it in accordance with this Part.\n\t(8)\tA contributor who is entitled to an invalidity pension may apply to the Board within 3 months after termination of employment for commutation of 20% or less of the pension.\n\t(9)\tAn application under subregulation (8) does not prejudice the right of the contributor to apply for a further commutation under subregulation (1) on reaching the age of 55 years.\n\t(10)\tThe Board may extend the time within which a person may apply for commutation of a pension if, in the Board's opinion, the person was not at fault in failing to apply within the time prescribed by this regulation.\n\t(11)\tThe Board must commute the pension within 1 month after receiving the application and must pay the lump sum within 14 days after commutation.\n6—Right of non-member spouse or legal representative to apply for commutation\n\t(1)\tFor the purposes of section 38S(2)(b) of the Act, non-member spouses who are entitled to have the whole of their share in a superannuation interest commuted to a lump sum must make their election in accordance with that section within 3 months of the operative time.\n\t(2)\tFor the purposes of section 38S(7) of the Act, if a non-member spouse dies while entitled to, or in receipt of, a pension under that section (other than an associate pension), an election by the non-member spouse's legal representative for the pension to be commuted to a lump sum must be made within 6 months of the non-member spouse's death.\n7—Commutation factors\nThe following tables set out commutation factors:\n\t(a)\tin the case of a contributor on retirement—\n\nAge at time of commutation\nAmount of lump sum for each dollar of annual pension commuted\n55–56\n$11.50–$11.30\n56–57\n$11.30–$11.10\n57–58\n$11.10–$10.90\n58–59\n$10.90–$10.70\n59–60\n$10.70–$10.50\n60–61\n$10.50–$10.30\n61–62\n$10.30–$10.10\n62–63\n$10.10–$ 9.90\n63–64\n$9.90–$9.70\n64–65\n$9.70–$9.50\n65–66\n$9.50–$9.30\n66–67\n$9.30–$9.10\n67–68\n$9.10–$8.80\n68–69\n$8.80–$8.50\n69–70\n$8.50–$8.20\n70–75\n$8.20–$6.70\n75–80\n$6.70–$5.20\n80–85\n$5.20–$3.70\n85–89\n$3.70–$2.50\n89–90\n$2.50–$2.25\n\t(b)\tin the case of a contributor who is entitled to an invalidity pension or is in receipt of an invalidity pension or retrenchment pension—\n\nAge at time of commutation\nAmount of lump sum for each dollar of annual pension commuted\n54 or under\n$11.50\n55–56\n$11.50–$11.30\n\t(c)\tin the case of a spouse of a deceased contributor—\n\nAge of spouse at time of commutation\nAmount of lump sum for each dollar of annual pension commuted\n50 or under\n$11.50\n50–55\n$11.50–$11.00\n55–60\n$11.00–$ 9.75\n60–65\n$9.75–$8.50\n65–70\n$8.50–$7.25\n70–80\n$7.25–$4.75\n80–90\n$4.75–$2.25\n90–100\n$2.25–$0.00\n\t(d)\tin the case of—\n\t(i)\ta non-member spouse who elects under section 38S(2)(b) of the Act to have the non-member spouse's share of a superannuation interest commuted to a lump sum; or\n\t(ii)\tthe legal representative of a deceased non-member spouse who elects under section 38S(7) of the Act to have a pension that the non-member spouse was receiving, or was entitled to receive, commuted to a lump sum—\n\nAge of member spouse at time of commutation\nAmount of lump sum for each dollar of annual pension commuted\nless than 55\n$11.50\n55–60\n$11.50–$10.50\n60–65\n$10.50–$9.50\n65–70\n$9.50–$8.20\n70–75\n$8.20–$6.70\n75–80\n$6.70–$5.30\n80–85\n$5.30–$3.90\n85–90\n$3.90–$2.80\n90–95\n$2.80–$2.10\n95–100\n$2.10–$0.00\n8—Restriction on commutation\n\t(1)\tThe Board must not pay a lump sum to the spouse of a contributor unless it is satisfied that no other spouse of the contributor is entitled to part of the pension commuted by the Board.\n\t(2)\tThe Board is not liable to any person in respect of a payment made by the Board in accordance with subregulation (1).\n9—Adjustment of commutation factors\nWhen determining the amount of the lump sum payable on commutation, the commutation factor must be adjusted proportionately, in accordance with the appropriate table, to the age of the applicant expressed in years and completed months.\n10—Rounding of lump sum\nWhen determining the amount of a lump sum payable on commutation the Board may round the amount to the nearest dollar.\nPart 3—Non-member spouse entitlements\n11—Procedure for payment of lump sum\n\t(1)\tFor the purposes of section 38T(3) of the Act, notice given by the Board to a non-member spouse of the non-member spouse's right to make an election in respect of an interest must—\n\t(a)\tbe in writing; and\n\t(b)\tadvise the non-member spouse of—\n\t(i)\tthe option to make an election and the consequences of a failure to do so within 28 days; and\n\t(ii)\tthe value of the interest; and\n\t(iii)\tthe basis of any adjustments that have been, or will be, applied to the interest; and\n\t(c)\tnotify the non-member spouse that the interest cannot be retained in the Scheme.\n\t(2)\tIf a non-member spouse interest is rolled over to the credit of the non-member spouse in the Southern State Superannuation Fund because an election has not been made, the Board must, within 14 days of the interest being rolled over—\n\t(a)\tadvise the non-member spouse that the interest has been rolled over to the Southern State Superannuation Fund; and\n\t(b)\tprovide the non-member spouse with a membership identification number, a copy of the most recent annual report prepared in respect of the Southern State Superannuation Fund and any other information that, according to a determination of the Board, may be of assistance to the non-member spouse.\n12—Procedure for payment of pension\nFor the purposes of section 38T(4) of the Act, if the interest of a non-member spouse following service of a splitting instrument is a pension, and the non-member spouse has not directed that the pension be commuted to a lump sum, the following provisions apply:\n\t(a)\tthe Board must—\n\t(i)\tsplit the relevant pension within 14 days of receipt of the splitting instrument; and\n\t(ii)\tadvise the non-member spouse of the value of the interest and the basis of any adjustments that have been, or will be, applied to the interest;\n\t(b)\tthe non-member spouse must, before the Board can commence payment of the pension—\n\t(i)\tadvise the Board of their name, address, date of birth and bank account details; and\n\t(ii)\tprovide any other relevant information at the request of the Board (including documents verifying the non-member spouse's personal details).\n13—Associate pension\n\t(1)\tFor the purposes of section 38S(2)(a)(ii) of the Act, notice of an election by a non-member spouse to have the whole of a share of a superannuation interest converted to, and taken as, an associate pension must be given in writing within 3 months of the date on which notification of the non-member spouse's right to make the election is given by the Board.\n\t(2)\tFor the purposes of section 38S(3) of the Act, the amount of an associate pension will be determined by applying the following method:\n\nWhere:\nAP is the amount of the associate pension payable for the life of the non-member spouse\nP is the amount of the non-member spouse's share of the pension determined under section 38S(1) of the Act\nMx+m is the conversion factor relating to the member spouse at age x completed years and m completed months and is derived by interpolating between age x and x+1, the factors from the relevant table in Schedule 1 for the relevant type of pension interest and gender of the member spouse\nNy+n is the conversion factor relating to the non-member spouse at age y completed years and n completed months and is derived by interpolating between age y and y+1, the factors from the relevant table in Schedule 1 for the relevant type of pension interest and gender of the non-member spouse.\nFor a pension payable in connection with a member spouse whose pension commenced before the commencement of the Act, the factors from table 1 of Schedule 1 must be used.\nFor a pension payable in connection with any other member spouse, the factors from table 2 of Schedule 1 must be used.\nPart 4—General\n14—Salary\n\t(1)\tThe following allowances are excluded from the definition of salary in the Act:\n\t(a)\tallowances for work on public holidays or weekends;\n\t(b)\tthe Patrol Tutor Allowance;\n\t(c)\tthe Prosecutors Attraction and Retention Payment;\n\t(d)\tthe Detectives Attraction and Retention Payment.\n\t(2)\tA higher duties allowance is excluded from the definition of salary in the Act for the purpose of calculating contributions.\n\t(3)\tIf a higher duties allowance has been paid—\n\t(a)\tfor a continuous period of less than 12 months—the allowance is excluded from the definition of salary for the purpose of calculating benefits; or\n\t(b)\tfor a continuous period of 12 months or more—the allowance will, subject to subregulation (4), be included as a component of salary for the purpose of calculating benefits.\n\t(4)\tIf the amount of a higher duties allowance that is to be included as a component of salary for the purpose of calculating benefits has changed during the period of 12 months immediately preceding termination of the contributor's employment, the allowance will be included as a component of salary at the lowest level paid during that period.\n\t(5)\tIn this regulation—\nsalary means salary as defined by the second definition of salary in section 4(1) of the Act. \n15—Inclusion of allowance as component of salary\n\t(1)\tDespite any other regulation (and despite any provision to the contrary in the Act), the Flexibility Allowance payable under the South Australia Police Enterprise Agreement 2011 will be included as a component of salary for the purposes of determining benefits payable to a contributor who has received the allowance during the contributor's membership of the Scheme in accordance with the following formula:\n\nwhere—\nFS is the salary\nS1 is the contributor's actual or attributed salary, excluding the allowance, immediately before the cessation of contributor's employment\nS2 is the contributor's actual or attributed salary, including the allowance, immediately before the cessation of the contributor's employment\nCM is the number of contribution months in the contributor's contribution period\nX is the number of contribution months in that part of the contributor's contribution period during which the contributor was in receipt of the allowance (with any part of a contribution month being taken to be a full contribution month).\n\t(2)\tIn this regulation—\nsalary means salary as defined in the second definition of salary in section 4(1) of the Act.\n\t(3)\tTo avoid doubt, this regulation does not apply to the Flexibility Allowance payable under any enterprise agreement entered into subsequent to the South Australia Police Enterprise Agreement 2011.\n16—Salary (contract under section 13 or 16 of Police Act 1998)\nThe proportion of the total remuneration package specified in a contract under section 13 or 16 of the Police Act 1998 for the purposes of the first definition of salary in section 4(1) of the Act is 86.6%.\n16A—Salary where contributor on secondment\n\t(1)\tFor the purposes of determining, in accordance with section 4(6b)(d) of the Act, a contributor's salary under section 4(3) of the Act in respect of the contributor's employment in South Australia Police, the following provisions apply:\n\t(a)\tif the contributor did not return to employment with South Australia Police following the contributor's secondment to another police force or police forces—the salary is to be determined on the basis of the highest level of salary received by the contributor at the highest grade achieved by the contributor in a permanent position with South Australia Police before the commencement of the secondment, adjusted by the application of a 1% increase, to be compounded on an annual basis, for each full year of the secondment;\n\t(b)\tif the contributor returned to employment with South Australia Police following the contributor's secondment to another police force or police forces—the salary is to be determined on the basis of—\n\t(i)\tthe highest level of salary received by the contributor at the highest grade achieved by the contributor in a permanent position with South Australia Police before the commencement of the secondment, adjusted by the application of a 1% increase, to be compounded on an annual basis, for each full year of the contributor's secondment to another police force; or\n\t(ii)\tthe highest level of salary received by the contributor in the highest grade achieved by the contributor following their return to employment with South Australia Police,\nwhichever is higher.\n\t(2)\tSubregulation (1) applies only in relation to a contributor to whom benefits become payable following the commencement of this regulation.\n17—Prescribed body\nFor the purposes of section 4(6b)(f) of the Act the Police Association of South Australia is a prescribed body.\n18—Fund's share of administrative costs\nFor the purposes of section 10(7)(b) of the Act the prescribed percentage is 30.\n19—Restriction on retirees under 55\nThe number of contributors who may retire below the age of 55 years in any financial year under section 28(3) of the Act is 50 or such larger number as the Minister approves in respect of a particular year.\n20—Period of notice\nThe period of notice of resignation under section 31(5)(b)(iv) of the Act is 1 month.\n21—Notice to Board on invalidity\nA notice given to the Board by the Commissioner under section 31(8) of the Act must—\n\t(a)\tbe accompanied by a certificate in a form approved by the Board from a medical practitioner stating the nature of the invalidity; and\n\t(b)\tinform the Board of any inquiries made by the Commissioner or by the Commissioner for Public Sector Employment as to other suitable employment, carrying a salary of at least 80% of the salary applicable to the contributor's present position and available to the contributor in South Australia Police or the Public Service, and the result of those inquiries; and\n\t(c)\tinform the Board of the contributor's existing or future entitlement (if any) to weekly payments of workers compensation.\n22—Minimum pension payable to eligible children\nFor the purposes of section 32(3) of the Act, the prescribed amount of the fortnightly pension is—\n\t(a)\t$8 where a benefit is payable or has been paid to a spouse of the contributor; or\n\t(b)\t$12 where no such benefit is or was payable.\n23—Payment in case of pensioner who is incompetent\n\t(1)\tIf the Board is satisfied that a person who is entitled to a pension under the Act is not competent to give the Board directions as to payment of the pension, the Board may—\n\t(a)\tcontinue to make payments in a manner authorised by the pensioner when competent; or\n\t(b)\tpay the pension into an account in the name of the pensioner with an ADI; or\n\t(c)\tpay the pension to a person who is caring for the pensioner on condition that it is applied for the maintenance and benefit of the pensioner.\n\t(2)\tSubregulation (1) is subject to the right of a manager appointed under the Aged and Infirm Persons' Property Act 1940, or an administrator appointed under the Guardianship and Administration Act 1993, to payment of the pension.\n24—Employment of medical practitioner\nThe Board may employ a medical practitioner to advise it on matters relating to the state of health of contributors.\nSchedule 1—Factors for determination of associate pension\n\n\n\n\nLegislative history\nNotes\n\t•\tPlease note—References in the legislation to other legislation or instruments or to titles of bodies or offices are not automatically updated as part of the program for the revision and publication of legislation and therefore may be obsolete.\n\t•\tEarlier versions of these regulations (historical versions) are listed at the end of the legislative history.\n\t•\tFor further information relating to the Act and subordinate legislation made under the Act see the Index of South Australian Statutes or www.legislation.sa.gov.au.\nLegislation revoked by principal regulations\nThe Police Superannuation Regulations 2017 revoked the following:\nPolice Superannuation Regulations 2002\nPrincipal regulations and variations\nNew entries appear in bold.\nYear\nNo\nReference\nCommencement\n2017\n243\nGazette 8.8.2017 p3489 \n8.8.2017: r 2\n2018\n29\nGazette 13.2.2018 p739\n13.2.2018: r 2\n2025\n121\nGazette 13.11.2025 p4462\n13.11.2025: r 2\nProvisions varied\nNew entries appear in bold.\nEntries that relate to provisions that have been deleted appear in italics.\nProvision\nHow varied\nCommencement\nr 2\nomitted under Legislation Revision and Publication Act 2002\n13.2.2018\nr 7\namended by 121/2025 r 3\n13.11.2025\nr 16A\ninserted by 29/2018 r 4\n13.2.2018\nSch 2\nomitted under Legislation Revision and Publication Act 2002\n13.2.2018\nHistorical versions\n13.2.2018\n\n","sortOrder":0}],"analysis":{"flash_summary_failed":{"failed":true,"reason":"Unauthenticated. Configure AI_GATEWAY_API_KEY or use a provider module. Learn more: https://ai-sdk.dev/unauthenticated-ai-gateway","source":"analysis-cron"},"kimi_summary":{"content_quality":"ok","complexity_score":6,"scope_assessment":{"changed":false,"description":"The regulations appear to maintain their original scope as operational rules for the Police Superannuation Scheme. The 2017 version consolidated and replaced the 2002 regulations, and subsequent amendments (2018, 2025) have been minor technical updates (adding regulation 16A for seconded officers, updating commutation factors). There is no evidence of significant scope creep beyond the original purpose of administering police superannuation benefits."},"complexity_factors":["Multiple overlapping time limits for applications (3 months, 6 months, with extensions and exceptions for suspended pensions)","Four separate commutation factor tables with age-based interpolation requirements (calculating values between year marks)","Complex mathematical formula in regulation 13 for associate pensions involving dual interpolation between conversion factors","Nested conditional logic in salary calculations (regulation 14: higher duties allowance excluded for contributions, included for benefits only after 12 months, but at lowest rate if changed)","Cross-references to the Police Superannuation Act 1990 throughout (sections 4, 10, 28, 31, 32, 38S, 38T, 40) requiring simultaneous reading of both instruments","Dual definitions of \"salary\" in the Act referenced explicitly in regulations 14 and 15, creating potential confusion","Regulation 15 contains a specific mathematical formula for Flexibility Allowance with multiple variables (FS, S1, S2, CM, X)","Exception in regulation 15(3) that the Flexibility Allowance rule only applies to a specific 2011 enterprise agreement, not subsequent agreements","Regulation 16A creates a complex \"higher of two calculations\" approach for seconded officers with compounded 1% annual adjustments","Schedule 1 is referenced but not fully reproduced in the provided text (tables for associate pension factors mentioned but content not shown)"],"plain_english_summary":"**What this legislation does:**\n\nThese regulations set out the detailed rules for how the South Australian Police Superannuation Scheme operates. They cover four main areas:\n\n**1. Converting pensions to lump sums (\"commutation\")**\n- Police officers and their spouses can apply to swap their regular pension payments for a one-off cash lump sum\n- Different rules apply depending on whether you're retiring normally, retiring due to ill health (\"invalidity\"), being retrenched, or you're the spouse of a deceased officer\n- Strict time limits apply (usually 3-6 months from retirement, reaching age 55, or death)\n- The amount you get depends on your age and a \"commutation factor\" (a multiplier that decreases as you get older, meaning younger people get bigger lump sums)\n\n**2. Divorce and separation (\"non-member spouse\" entitlements)**\n- When police officers divorce or separate, their ex-partner may be entitled to a share of the superannuation\n- The ex-partner can choose to take this as a lump sum, roll it over to another super fund, or receive an \"associate pension\" (a separate pension based on their share)\n- The Board must notify ex-partners of their rights and process payments within specific timeframes\n\n**3. How \"salary\" is calculated**\n- Defines what counts as salary for superannuation purposes (important because benefits are based on your final salary)\n- Some allowances count, some don't (e.g., weekend penalty rates don't count, but long-term higher duties allowances do)\n- Special rules for officers on secondment to other police forces and those on specific employment contracts\n\n**4. General administrative matters**\n- Caps on early retirements (maximum 50 officers under age 55 per year unless Minister approves more)\n- How pensions are paid if someone becomes mentally incompetent\n- Minimum payments for children of deceased officers ($8 or $12 per fortnight depending on circumstances)\n- The Board can employ doctors to assess medical conditions\n\n**Who it affects:**\n- Current and former South Australian police officers\n- Their spouses, ex-partners, and children\n- The Board that administers the superannuation scheme\n\n**Why it matters:**\nThese regulations determine how much money police officers and their families receive in retirement, upon death, or if they become unable to work. The commutation rules are particularly significant because they involve complex financial trade-offs between lump sums and ongoing income. The divorce/separation provisions ensure superannuation is treated as property that can be divided, which affects financial settlements in family law matters."},"issue_detection":{"absurdities":[],"contradictions":[]},"summary":{"complexity_score":1,"scope_assessment":{"changed":false,"description":"Scope cannot be assessed as the legislative text was not available. The page returned was an error message from the South Australian legislation website, not the regulations themselves."},"complexity_factors":["No legislative content was retrievable — the source URL returned a 404 error","Analysis is based solely on the document title and general knowledge, not actual regulatory text","Complexity cannot be meaningfully assessed without the substantive provisions"],"plain_english_summary":"**What happened here?**\n\nThe link provided did not successfully load the actual text of the *Police Superannuation Regulations 2017* (South Australia). Instead, it returned a **404 \"Page Not Found\" error** from the South Australian legislation website, likely because the URL was created before a website update on 24 March 2026 and is now broken.\n\n**What this means for you:**\nNo meaningful legal analysis can be performed because the actual content of the regulations was not retrieved. To read these regulations, visit [www.legislation.sa.gov.au](https://www.legislation.sa.gov.au) directly and search for *Police Superannuation Regulations 2017*.\n\n**What we do know generally:**\nBased on the title alone, these regulations would likely govern the superannuation (retirement savings) entitlements of South Australian police officers — covering things like contribution rates, benefit calculations, and eligibility conditions under the *Police Superannuation Act 1990* (SA)."},"flash_summary":{"complexity_score":7,"scope_assessment":{"changed":true,"description":"The regulations replace the 2002 instrument and have been amended since enactment. Notable scope changes include adding specific treatment for contributors on secondment (reg 16A, inserted 2018) and updated commutation factors (r7, amended 2025). These are technical and calculative adjustments — they alter how salaries, commutation values and certain timeframes are computed and applied rather than introducing new classes of beneficiaries."},"complexity_factors":["Multiple age‑banded commutation tables with different tables for retirement, invalidity/retrenchment, spouses and non‑member spouse elections (r7)","Interpolation to adjust commutation factors to years and completed months (r9)","Numerous strict time limits and special exceptions for applications (3‑month and 6‑month rules, suspension exceptions, and Board extension power) creating procedural risk for applicants (r5, r6)","Cross‑referencing to the Police Superannuation Act and splitting/survivor provisions (regs frequently rely on sections of the Act such as 38S/38T), increasing legal dependency on the principal Act","Detailed rules on what allowances are included or excluded from \"salary\" and a formula to include the 2011 Flexibility Allowance (regs 14, 15), plus special treatment for contracts and secondments (regs 16, 16A)","Associate pension calculation requires use of Schedule 1 conversion factors and interpolation, and distinguishes pensions commenced before/after commencement of the Act (r13, Sch 1)","Administrative details (rounding, minimum child pension amounts, notice content, and proof for invalidity) add volume of compliance steps (rr10, 21, 22)","Discretionary powers (Board may extend time, employ medical practitioner, and determine helpful information for rolled‑over non‑member spouses) create implementation variability (rr5(10), 24, 11(2))","Numeric constants and caps (fund's 30% share, cap of 50 retirees under 55 unless Minister approves) are administratively precise and may require annual monitoring (rr18, 19)","Amendments recorded in legislative history (inserted reg 16A, amended r7) mean some provisions have changed over time and demand attention to versioning"],"plain_english_summary":"These regulations set the concrete rules for converting police pensions into lump sums, the time limits and age-based conversion factors, procedures for spouses and non-member spouses, and what payments count as \"salary\" for benefit calculations. The Board administers applications and has limited discretion to extend time and engage medical advice (regs 5(10), 24); the Fund meets 30% of administrative costs (reg 18). They matter because they determine lump‑sum values, who may apply when, and the compliance burden on contributors and spouses."}},"importantCases":[],"_links":{"self":"/api/acts/police-superannuation-regulations-2017","history":"/api/acts/police-superannuation-regulations-2017/history","analysis":"/api/acts/police-superannuation-regulations-2017/analysis","conflicts":"/api/acts/police-superannuation-regulations-2017/conflicts","importantCases":"/api/acts/police-superannuation-regulations-2017/important-cases","documents":"/api/acts/police-superannuation-regulations-2017/documents"}}