{"id":"F2015L01273","name":"Parliamentary Superannuation Age Factors (Surcharge) Determination 2015 (No. 2)","slug":"parliamentary-superannuation-age-factors-surcharge-determination-2015-no-2","collection":"legislative_instrument","jurisdiction":"commonwealth","status":"in_force","isInForce":true,"actNumber":null,"makingDate":null,"administeringDepartment":null,"currentVersion":{"id":143574,"registerId":"commonwealth-F2015L01273-current","compilationNumber":null,"startDate":"2026-04-03","status":"InForce","reasons":null,"registeredAt":null},"sections":[{"sectionNumber":"1","sectionType":"section","heading":"Parliamentary Superannuation Age Factors (Surcharge) Determination 2015 (No. 2)","content":"---\nmeta-content-style-type: text/css\nmeta-content-type: application/xhtml+xml; charset=utf-8\nmeta-generator: Aspose.Words for .NET 20.2\ntitle: Therapeutic Goods Information Specification 2009\n---\n\n?xml version=\"1.0\" encoding=\"utf-8\" standalone=\"no\"?>\n\n![](image.001.png)\n\nParliamentary Superannuation Age Factors (Surcharge) Determination 2015 (No. 2)1\n\nParliamentary Contributory Superannuation Act 1948\n\nThe Parliamentary Retiring Allowances Trust makes this Determination under subsection 22B(1) of the Parliamentary Contributory Superannuation Act 1948.\n\n \n\nSigned for and on behalf of the Parliamentary Retiring Allowances Trust\n\n \n\n \n\nDated 12 August 2015\n\n \n\n \n\n \n\n \n\n \n\nMICHAEL FRANCIS McCORMACK\n\nTrustee of the Parliamentary Retiring Allowances Trust\n\n \n\n \n\n \n\n \n\n \n\nPHILIP RUDDOCK\n\nTrustee of the Parliamentary Retiring Allowances Trust\n\n \n\n \n\n1 Name of Determination\n\n  This Determination is the Parliamentary Superannuation Age Factors (Surcharge) Determination 2015 (No. 2).\n\n2 Commencement and revocation\n\n(a)   This Determination commences on the day after it is registered on the Federal Register of Legislative Instruments.\n\n(b)   This Determination revokes the Superannuation Pension Conversion Factors Determination No. 2/2004 made by the Parliamentary Retiring Allowances Trust on 9 December 2004 under subsection 22B(1) of the Parliamentary Contributory Superannuation Act 1948.\n\n3 Age factors\n\n  For the purposes of section 22B of Parliamentary Contributory Superannuation Act 1948, the age factor for a person is determined under Tables A, B, C and D of the Schedule to this Determination, based on:\n\n  (a) whether the person is male or female;\n\n  (b) whether the benefit is a retirement pension or an invalidity pension; and\n\n  (c) the age of the person when the benefit becomes payable.\n\n \n\nSchedule  Age factors\n\n(section 3)\n\n \n\n \n\nTable A: Male Retirement Pension Age Factors\n\n \n\n \n\nTable B: Female Retirement Pension Age Factors\n\n \n\n \n\nTable C: Male Invalid Pension Age Factors\n\n \n\n \n\nTable D: Female Invalid Pension Age Factors\n\n \n\n \n\n# Table A:  Male Retirement Pension Age Factors\n\n \n\n| Age at last birthday prior to start of pension | Age Factor |\n| --- | --- |\n| 20 | 33.7 |\n| 21 | 33.5 |\n| 22 | 33.3 |\n| 23 | 33.2 |\n| 24 | 33.0 |\n| 25 | 32.8 |\n| 26 | 32.6 |\n| 27 | 32.4 |\n| 28 | 32.2 |\n| 29 | 32.0 |\n| 30 | 31.8 |\n| 31 | 31.5 |\n| 32 | 31.3 |\n| 33 | 31.1 |\n| 34 | 30.8 |\n| 35 | 30.6 |\n| 36 | 30.3 |\n| 37 | 30.1 |\n| 38 | 29.8 |\n| 39 | 29.5 |\n| 40 | 29.3 |\n| 41 | 29.0 |\n| 42 | 28.7 |\n| 43 | 28.4 |\n| 44 | 28.1 |\n| 45 | 27.7 |\n| 46 | 27.4 |\n| 47 | 27.1 |\n| 48 | 26.7 |\n| 49 | 26.4 |\n| 50 | 26.0 |\n\n\n \n\n \n\n \n\n \n\n| Age at last birthday prior to start of pension | Age Factor |\n| --- | --- |\n| 51 | 25.6 |\n| 52 | 25.2 |\n| 53 | 24.9 |\n| 54 | 24.5 |\n| 55 | 24.0 |\n| 56 | 23.6 |\n| 57 | 23.2 |\n| 58 | 22.8 |\n| 59 | 22.3 |\n| 60 | 21.8 |\n| 61 | 21.4 |\n| 62 | 20.9 |\n| 63 | 20.4 |\n| 64 | 19.9 |\n| 65 | 19.4 |\n| 66 | 18.8 |\n| 67 | 18.3 |\n| 68 | 17.8 |\n| 69 | 17.2 |\n| 70 | 16.6 |\n| 71 | 16.0 |\n| 72 | 15.5 |\n| 73 | 14.9 |\n| 74 | 14.3 |\n| 75 | 13.6 |\n| 76 | 13.0 |\n| 77 | 12.4 |\n| 78 | 11.8 |\n| 79 | 11.1 |\n| 80 | 10.5 |\n|  |  |\n\n\n \n\n \n\n \n\n \n\n# Table B:  Female Retirement Pension Age Factors\n\n \n\n| Age at last birthday prior to start of pension | Age Factor |\n| --- | --- |\n| 20 | 33.6 |\n| 21 | 33.4 |\n| 22 | 33.2 |\n| 23 | 33.0 |\n| 24 | 32.8 |\n| 25 | 32.6 |\n| 26 | 32.4 |\n| 27 | 32.2 |\n| 28 | 32.0 |\n| 29 | 31.7 |\n| 30 | 31.5 |\n| 31 | 31.3 |\n| 32 | 31.0 |\n| 33 | 30.8 |\n| 34 | 30.5 |\n| 35 | 30.3 |\n| 36 | 30.0 |\n| 37 | 29.7 |\n| 38 | 29.4 |\n| 39 | 29.1 |\n| 40 | 28.8 |\n| 41 | 28.5 |\n| 42 | 28.2 |\n| 43 | 27.9 |\n| 44 | 27.6 |\n| 45 | 27.2 |\n| 46 | 26.9 |\n| 47 | 26.5 |\n| 48 | 26.2 |\n| 49 | 25.8 |\n| 50 | 25.4 |\n\n\n \n\n \n\n| Age at last birthday prior to start of pension | Age Factor |\n| --- | --- |\n| 51 | 25.0 |\n| 52 | 24.6 |\n| 53 | 24.2 |\n| 54 | 23.8 |\n| 55 | 23.4 |\n| 56 | 23.0 |\n| 57 | 22.5 |\n| 58 | 22.1 |\n| 59 | 21.6 |\n| 60 | 21.1 |\n| 61 | 20.7 |\n| 62 | 20.2 |\n| 63 | 19.7 |\n| 64 | 19.2 |\n| 65 | 18.6 |\n| 66 | 18.1 |\n| 67 | 17.6 |\n| 68 | 17.0 |\n| 69 | 16.5 |\n| 70 | 15.9 |\n| 71 | 15.3 |\n| 72 | 14.8 |\n| 73 | 14.2 |\n| 74 | 13.6 |\n| 75 | 13.0 |\n| 76 | 12.4 |\n| 77 | 11.9 |\n| 78 | 11.3 |\n| 79 | 10.7 |\n| 80 | 10.1 |\n|  |  |\n\n\n \n\n# Table C:  Male Invalid Pension Age Factors\n\n \n\n| Age at last birthday prior to start of pension | Age Factor |\n| --- | --- |\n| 20 | 33.4 |\n| 21 | 33.2 |\n| 22 | 33.0 |\n| 23 | 32.9 |\n| 24 | 32.7 |\n| 25 | 32.5 |\n| 26 | 32.3 |\n| 27 | 32.1 |\n| 28 | 31.9 |\n| 29 | 31.7 |\n| 30 | 31.4 |\n| 31 | 31.2 |\n| 32 | 31.0 |\n| 33 | 30.7 |\n| 34 | 30.5 |\n| 35 | 30.2 |\n| 36 | 30.0 |\n| 37 | 29.7 |\n| 38 | 29.4 |\n| 39 | 29.1 |\n| 40 | 28.8 |\n| 41 | 28.5 |\n| 42 | 28.2 |\n| 43 | 27.9 |\n| 44 | 27.6 |\n| 45 | 27.3 |\n| 46 | 26.9 |\n| 47 | 26.6 |\n| 48 | 26.2 |\n| 49 | 25.8 |\n| 50 | 25.5 |\n\n\n \n\n| Age at last birthday prior to start of pension | Age Factor |\n| --- | --- |\n| 51 | 25.1 |\n| 52 | 24.7 |\n| 53 | 24.3 |\n| 54 | 23.9 |\n| 55 | 23.4 |\n| 56 | 23.0 |\n| 57 | 22.6 |\n| 58 | 22.1 |\n| 59 | 21.6 |\n| 60 | 21.2 |\n| 61 | 20.7 |\n| 62 | 20.2 |\n| 63 | 19.7 |\n| 64 | 19.2 |\n| 65 | 18.7 |\n| 66 | 18.1 |\n| 67 | 17.6 |\n| 68 | 17.0 |\n| 69 | 16.5 |\n| 70 | 15.9 |\n| 71 | 15.4 |\n| 72 | 14.8 |\n| 73 | 14.2 |\n| 74 | 13.6 |\n| 75 | 13.0 |\n| 76 | 12.4 |\n| 77 | 11.8 |\n| 78 | 11.2 |\n| 79 | 10.6 |\n| 80 | 10.0 |\n|  |  |\n\n \n\n \n\n# Table D:  Female Invalid Pension Age Factors\n\n \n\n| Age at last birthday prior to start of pension | Age Factor |\n| --- | --- |\n| 20 | 32.8 |\n| 21 | 32.6 |\n| 22 | 32.4 |\n| 23 | 32.2 |\n| 24 | 32.0 |\n| 25 | 31.8 |\n| 26 | 31.5 |\n| 27 | 31.3 |\n| 28 | 31.0 |\n| 29 | 30.8 |\n| 30 | 30.5 |\n| 31 | 30.3 |\n| 32 | 30.0 |\n| 33 | 29.7 |\n| 34 | 29.4 |\n| 35 | 29.1 |\n| 36 | 28.8 |\n| 37 | 28.5 |\n| 38 | 28.2 |\n| 39 | 27.9 |\n| 40 | 27.6 |\n| 41 | 27.2 |\n| 42 | 26.9 |\n| 43 | 26.5 |\n| 44 | 26.1 |\n| 45 | 25.8 |\n| 46 | 25.4 |\n| 47 | 25.0 |\n| 48 | 24.6 |\n| 49 | 24.2 |\n| 50 | 23.7 |\n\n\n \n\n| Age at last birthday prior to start of pension | Age Factor |\n| --- | --- |\n| 51 | 23.3 |\n| 52 | 22.9 |\n| 53 | 22.4 |\n| 54 | 22.0 |\n| 55 | 21.5 |\n| 56 | 21.0 |\n| 57 | 20.5 |\n| 58 | 20.1 |\n| 59 | 19.6 |\n| 60 | 19.1 |\n| 61 | 18.6 |\n| 62 | 18.1 |\n| 63 | 17.5 |\n| 64 | 17.0 |\n| 65 | 16.5 |\n| 66 | 15.9 |\n| 67 | 15.4 |\n| 68 | 14.9 |\n| 69 | 14.3 |\n| 70 | 13.8 |\n| 71 | 13.2 |\n| 72 | 12.7 |\n| 73 | 12.1 |\n| 74 | 11.6 |\n| 75 | 11.1 |\n| 76 | 10.5 |\n| 77 | 10.0 |\n| 78 | 9.5 |\n| 79 | 9.0 |\n| 80 | 8.5 |\n|  |  |\n\n \n\n \n\nNote\n\n1. All legislative instruments and compilations are registered on the Federal Register of Legislative Instruments kept under the Legislative Instruments Act 2003. See http://www.frli.gov.au\n\n \n","sortOrder":0}],"analysis":{"kimi_summary":{"content_quality":"ok","complexity_score":2,"scope_assessment":{"changed":false,"description":"The legislation performs exactly the function intended by the parent Act (section 22B of the Parliamentary Contributory Superannuation Act 1948) — providing actuarial factors for pension calculations. It is a routine administrative update replacing the 2004 determination with revised factors."},"complexity_factors":["Straightforward tabular structure with no conditional logic or cross-references","Only 3 operative provisions (sections 1-3) plus schedules","No defined terms section — terms used are self-explanatory or defined in the parent Act","Simple lookup mechanism: find age in table, apply factor","No exceptions, exemptions, or nested provisions","Mathematical content is purely arithmetic (division of lump sum by factor)"],"plain_english_summary":"This instrument supplies four “age factor” tables used to convert lump‑sum benefits into annual pensions for members under the pre‑2004 Parliamentary Contributory Superannuation scheme. Factors depend on age at pension commencement, gender and pension type (retirement or invalidity), so younger starters get higher factors. It affects MPs and former MPs in the closed old scheme and directly determines the size of their annual retirement payments."},"flash_summary":{"complexity_score":3,"scope_assessment":{"changed":false,"description":"The Determination preserves the original scope — it sets age factors for use under section 22B of the Parliamentary Contributory Superannuation Act 1948. It revokes the 2004 Determination and replaces the numeric tables but does not expand the categories of persons covered or add new powers or obligations beyond supplying updated factors for administrators to apply (section 3; section 2(b))."},"complexity_factors":["Four separate, detailed numeric tables (Tables A–D) covering ages 20–80 — many individual entries to apply correctly (Schedule).","Factors vary by sex and by pension type (retirement v. invalidity), requiring correct category selection for each beneficiary (section 3; Schedule).","Age is defined as 'age at last birthday prior to start of pension', a discrete rule that must be consistently applied in administration (Schedule headers).","Instrument operates by reference to section 22B of the Parliamentary Contributory Superannuation Act 1948, so users must apply the Determination within that statutory calculation framework (section 3).","Revokes a prior Determination (No. 2/2004), which can create transitional or comparison tasks for administrators checking entitlements (section 2(b)).","Commencement is tied to registration timing, so administrators must implement the tables from the day after registration (section 2(a)).","No mathematical formula is provided — administrators must perform lookups and downstream calculations, increasing risk of manual or system errors (Schedule).","Made by the Parliamentary Retiring Allowances Trust under delegated power, reflecting trustees' decision-making authority rather than Parliament directly (opening text)."],"plain_english_summary":"This Determination provides the numeric \"age factors\" used under section 22B of the Parliamentary Contributory Superannuation Act 1948 to convert or calculate parliamentary pension/surcharge amounts. It supplies four lookup tables (male/female × retirement/invalidity), takes effect the day after registration and revokes the 2004 factors. It affects members whose parliamentary retirement or invalidity pensions start and the administrators who must apply these factors when computing payable amounts."},"flash_summary_failed":{"failed":true,"reason":"A positive credit balance is required for all requests, including BYOK, so fallback providers remain available. Add credits at https://vercel.com/d?to=%2F%5Bteam%5D%2F%7E%2Fai%3Fmodal%3Dtop-up to continue.","source":"analysis-cron"}},"importantCases":[],"_links":{"self":"/api/acts/parliamentary-superannuation-age-factors-surcharge-determination-2015-no-2","history":"/api/acts/parliamentary-superannuation-age-factors-surcharge-determination-2015-no-2/history","analysis":"/api/acts/parliamentary-superannuation-age-factors-surcharge-determination-2015-no-2/analysis","conflicts":"/api/acts/parliamentary-superannuation-age-factors-surcharge-determination-2015-no-2/conflicts","importantCases":"/api/acts/parliamentary-superannuation-age-factors-surcharge-determination-2015-no-2/important-cases","documents":"/api/acts/parliamentary-superannuation-age-factors-surcharge-determination-2015-no-2/documents"}}