{"id":"F2010L00301","name":"National Consumer Credit Protection Act 2009 - Proclamation","slug":"national-consumer-credit-protection-act-2009-proclamation","collection":"legislative_instrument","jurisdiction":"commonwealth","status":"repealed","isInForce":false,"actNumber":null,"makingDate":null,"administeringDepartment":null,"currentVersion":{"id":123158,"registerId":"commonwealth-F2010L00301-current","compilationNumber":null,"startDate":"2026-04-03","status":"Repealed","reasons":null,"registeredAt":null},"sections":[{"sectionNumber":"1","sectionType":"section","heading":"National Consumer Credit Protection Act 2009 - Proclamation","content":"---\nmeta-content-style-type: text/css\nmeta-content-type: application/xhtml+xml; charset=utf-8\nmeta-generator: Aspose.Words for .NET 20.2\ntitle: Proclamation\n---\n\n?xml version=\"1.0\" encoding=\"utf-8\" standalone=\"no\"?>\n\n![](image.001.png)\n\nProclamation\n\nNational Consumer Credit Protection Act 2009\n\nI, QUENTIN BRYCE, Governor-General of the Commonwealth of Australia, acting with the advice of the Federal Executive Council and under item 2 of the table in subsection 2 (1) of the National Consumer Credit Protection Act 2009, fix 1 April 2010 as the day on which sections 3 to 337 and Schedule 1 to that Act commence.\n\nSigned and sealed with the  Great Seal of Australia  on 10 February 2010.\n\nQUENTIN BRYCE  Governor-General\n\nBy Her Excellency’s Command\n\nCHRIS BOWEN\n\nMinister for Financial Services, Superannuation and Corporate Law\n\n \n","sortOrder":0}],"analysis":{"kimi_summary":{"_metrics":{"model":"kimi-k2.5","source":"moonshot-batch","completionTokens":1494},"content_quality":"ok","complexity_score":1,"scope_assessment":{"changed":false,"description":"This is a commencement proclamation with the sole purpose of activating provisions of the principal Act. It does not expand, limit, or alter the substantive scope of the National Consumer Credit Protection Act 2009."},"complexity_factors":["Single operative provision fixing a commencement date","No definitions, interpretation sections, or schedules","No conditional logic, exceptions, or cross-references","Purely administrative/ machinery provision"],"plain_english_summary":"This Proclamation formally brings the National Consumer Credit Protection Act 2009 into effect on 1 April 2010, activating its core consumer credit protections. It matters because, without this commencement notice, the Act’s responsible lending and credit licensing rules would not have been legally enforceable — affecting lenders, brokers and anyone borrowing for personal, domestic or household purposes."}},"importantCases":[],"_links":{"self":"/api/acts/national-consumer-credit-protection-act-2009-proclamation","history":"/api/acts/national-consumer-credit-protection-act-2009-proclamation/history","analysis":"/api/acts/national-consumer-credit-protection-act-2009-proclamation/analysis","conflicts":"/api/acts/national-consumer-credit-protection-act-2009-proclamation/conflicts","importantCases":"/api/acts/national-consumer-credit-protection-act-2009-proclamation/important-cases","documents":"/api/acts/national-consumer-credit-protection-act-2009-proclamation/documents"}}