{"id":"F2020L00453","name":"Medical Indemnity (Run-off Cover Support Payment) Regulations 2020","slug":"medical-indemnity-run-off-cover-support-payment-regulations-2020","collection":"legislative_instrument","jurisdiction":"commonwealth","status":"in_force","isInForce":true,"actNumber":null,"makingDate":null,"administeringDepartment":null,"currentVersion":{"id":440455,"registerId":"F2020L00453-fast-fetch-1775956068449","compilationNumber":null,"startDate":"2026-04-12","status":"InForce","reasons":null,"registeredAt":null},"sections":[{"sectionNumber":"1","sectionType":"section","heading":"Medical Indemnity (Run-off Cover Support Payment) Regulations 2020","content":"---\nmeta-content-style-type: text/css\nmeta-content-type: application/xhtml+xml; charset=utf-8\n---\n\n?xml version=\"1.0\" encoding=\"utf-8\" standalone=\"no\"?>\n\n![Commonwealth Coat of Arms of Australia](image.001.jpeg)\n\n \n\nMedical Indemnity (Run‑off Cover Support Payment) Regulations 2020\n\nI, General the Honourable David Hurley AC DSC (Retd), Governor‑General of the Commonwealth of Australia, acting with the advice of the Federal Executive Council, make the following regulations.\n\nDated 16 April 2020\n\nDavid Hurley\n\nGovernor‑General\n\nBy His Excellency’s Command\n\nGreg Hunt\n\nMinister for Health\n\n \n\n \n\n \n\n \n\nContents\n\n1 Name\n\n2 Commencement\n\n3 Authority\n\n4 Schedules\n\n5 Definitions\n\n6 Applicable percentage for working out amount of run‑off cover support payment\n\n7 Kind of amounts by which premium income is reduced\n\nSchedule 1—Repeals\n\nMedical Indemnity (Run‑off Cover Support Payment) Regulations 2008\n\n \n\n1  Name\n\n  This instrument is the Medical Indemnity (Run-off Cover Support Payment) Regulations 2020.\n\n2  Commencement\n\n (1) Each provision of this instrument specified in column 1 of the table commences, or is taken to have commenced, in accordance with column 2 of the table. Any other statement in column 2 has effect according to its terms.\n\n \n\n- Commencement information\n- Column 1 Column 2 Column 3\n- Provisions Commencement Date/Details\n- 1. The whole of this instrument 1 July 2020. 1 July 2020\n\n\nNote: This table relates only to the provisions of this instrument as originally made. It will not be amended to deal with any later amendments of this instrument.\n\n (2) Any information in column 3 of the table is not part of this instrument. Information may be inserted in this column, or information in it may be edited, in any published version of this instrument.\n\n3  Authority\n\n  This instrument is made under the Medical Indemnity (Run‑off Cover Support Payment) Act 2004.\n\n4  Schedules\n\n  Each instrument that is specified in a Schedule to this instrument is amended or repealed as set out in the applicable items in the Schedule concerned, and any other item in a Schedule to this instrument has effect according to its terms.\n\n5  Definitions\n\n  In this instrument:\n\nAct means the Medical Indemnity (Run‑off Cover Support Payment) Act 2004.\n\n6  Applicable percentage for working out amount of run‑off cover support payment\n\n  For the purposes of paragraph 6(2)(b) of the Act, the percentage of 5% is specified for a contribution year beginning on or after 1 July 2020.\n\n7  Kind of amounts by which premium income is reduced\n\n (1) This section specifies a kind of amounts for the purposes of subsection 7(2) of the Act (which provides for amounts by which a medical indemnity insurer’s premium income for a period under subsection 7(1) of the Act is reduced).\n\n (2) The kind is amounts of refund payable by the insurer to a medical practitioner in respect of an overpayment of a premium for medical indemnity cover (whether or not the overpayment was made during the period for which the insurer’s premium income is being calculated).\n\nSchedule 1—Repeals\n\n \n\nMedical Indemnity (Run‑off Cover Support Payment) Regulations 2008\n\n1  The whole of the instrument\n\nRepeal the instrument.\n\n \n","sortOrder":0}],"analysis":{"flash_summary_failed":{"failed":true,"reason":"A positive credit balance is required for all requests, including BYOK, so fallback providers remain available. Add credits at https://vercel.com/d?to=%2F%5Bteam%5D%2F%7E%2Fai%3Fmodal%3Dtop-up to continue.","source":"analysis-cron"},"flash_summary":{"complexity_score":2,"scope_assessment":{"changed":true,"description":"This instrument replaces the 2008 Regulations (Schedule 1) and updates two calculation inputs under the Act: it fixes the applicable percentage at 5% for contribution years beginning 1 July 2020 (s6) and treats premium refunds to practitioners as amounts that reduce an insurer’s premium income (s7). It does not itself change eligibility or substantive provisions of the Act but alters the administrative parameters used to compute support payments."},"complexity_factors":["Very short instrument with three operative provisions (s6, s7, Schedule 1).","Fixes a single numeric parameter (5%) used in the Act’s calculation (s6).","Makes a narrow definitional/accounting change about premium refunds that reduce premium income (s7).","Depends on cross‑reference to the Medical Indemnity (Run‑off Cover Support Payment) Act 2004 for substantive effect (interpretive linkage).","Administrative impact concentrated on insurers’ bookkeeping and reporting rather than broad legal entitlements.","Commencement and repeal mechanics are straightforward but replace an earlier instrument (Commencement, Schedule 1)."],"plain_english_summary":"This regulation sets the numeric rules used to calculate run‑off cover support payments under the Medical Indemnity (Run‑off Cover Support Payment) Act 2004. It specifies a 5% percentage for contribution years starting 1 July 2020 (s6) and says insurers may reduce their premium income by refunds paid to practitioners for overpaid premiums (s7). It repeals the 2008 regulations (Schedule 1). The change mainly affects insurers’ bookkeeping and the input to the Act’s payment formula, with effect from 1 July 2020."},"kimi_summary":{"content_quality":"ok","complexity_score":2,"scope_assessment":{"changed":false,"description":"This instrument maintains the same narrow scope as its 2008 predecessor. It performs the specific technical function delegated by the parent Act: setting the applicable percentage for run-off cover support payments and defining deductible amounts. There is no expansion beyond the original regulatory intent."},"complexity_factors":["Very short instrument — only 7 substantive sections plus a repeal schedule","Only 1 defined term ('Act') in the interpretation section","Minimal cross-referencing — only references to specific subsections of the parent Act (sections 6 and 7)","No nested conditions or exceptions — section 6 is a simple percentage specification, section 7 is a straightforward description of deductible amounts","Single purpose instrument — merely specifies operational details left to regulations by the parent Act"],"plain_english_summary":"These regulations require medical indemnity insurers to pay 5% of their premium income to the government (from 1 July 2020) to fund run-off cover for retired, deceased or departed doctors. Insurers may reduce premium income by refunds to doctors for overpaid premiums, including prior-year refunds, and the regulations repeal the 2008 rules. It affects insurers and, indirectly, medical practitioners by ensuring a funded pool to cover historic claims against former doctors."}},"importantCases":[],"_links":{"self":"/api/acts/medical-indemnity-run-off-cover-support-payment-regulations-2020","history":"/api/acts/medical-indemnity-run-off-cover-support-payment-regulations-2020/history","analysis":"/api/acts/medical-indemnity-run-off-cover-support-payment-regulations-2020/analysis","conflicts":"/api/acts/medical-indemnity-run-off-cover-support-payment-regulations-2020/conflicts","importantCases":"/api/acts/medical-indemnity-run-off-cover-support-payment-regulations-2020/important-cases","documents":"/api/acts/medical-indemnity-run-off-cover-support-payment-regulations-2020/documents"}}