{"id":"C1956A00076","name":"Loan (Housing) Act 1956","slug":"loan-housing-act-1956","collection":"act","jurisdiction":"commonwealth","status":"repealed","isInForce":false,"actNumber":"76 of 1956","makingDate":null,"administeringDepartment":null,"currentVersion":{"id":4845,"registerId":"commonwealth-C1956A00076-current","compilationNumber":null,"startDate":"2026-03-30","status":"Repealed","reasons":null,"registeredAt":null},"sections":[{"sectionNumber":"1","sectionType":"section","heading":"Loan (Housing) Act 1956","content":"LOAN (HOUSING).\n\nNo. 76 of 1956.\n\nAn Act to authorize the Raising and Expending of Moneys for the purposes of Housing.\n\n\\[Assented to 29th October, 1956.\\]\n\nBE it enacted by the Queen’s Most Excellent Majesty, the Senate, and the House of Representatives of the Commonwealth of Australia, as follows:—\n\nShort title.\n\n1. This Act may be cited as the Loan (Housing) Act 1956.\n\nCommencement.\n\n2. This Act shall come into operation on the day on which it receives the Royal Assent.\n\n  \n\nAuthority to borrow £32,150,000.\n\n3. The Treasurer may, from time to time, in accordance with the provisions of the Commonwealth Inscribed Stock Act 1911–1946, or in accordance with the provisions of any Act authorizing the issue of Treasury Bills, borrow moneys not exceeding in the whole Thirty-two million one hundred and fifty thousand pounds.\n\nApplication of moneys.\n\n4. Moneys borrowed under this Act shall be issued and applied only for the expenses of borrowing and for the purpose of making advances to a State or States—\n\n(a) in accordance with the agreement the execution of which is authorized by the Housing Agreement Act 1956; or\n\n(b) in accordance with an Act authorizing the making of advances to that State or those States for the purposes of housing.","sortOrder":0}],"analysis":{"kimi_summary":{"_metrics":{"model":"kimi-k2.5","source":"moonshot-batch","completionTokens":2527},"content_quality":"ok","complexity_score":1,"scope_assessment":{"changed":false,"description":"This is the original 1956 enactment. The scope remains tightly confined to the stated purpose of authorizing borrowing for housing. There is no evidence of expansion beyond the specific financial authorization and restricted State lending purpose described in the long title."},"complexity_factors":["Only 4 operative sections total","No definitions or interpretation section","Single, clearly stated monetary cap (£32,150,000)","Minimal cross-referencing (only to the Commonwealth Inscribed Stock Act and Housing Agreement Act)","Simple binary alternative for disbursement (two statutory pathways in section 4)","No nested conditions, exceptions, or regulatory powers"],"plain_english_summary":"This law authorises the Commonwealth Treasurer to borrow up to £32,150,000 by issuing government stock or treasury bills to meet costs of arranging loans and to lend money to State governments for public housing. Loans to States must be made under the Housing Agreement Act 1956 or another Act that specifically authorises housing loans. It affects the Treasurer and State housing programs and ensures dedicated funding for building and supporting public housing."}},"importantCases":[],"_links":{"self":"/api/acts/loan-housing-act-1956","history":"/api/acts/loan-housing-act-1956/history","analysis":"/api/acts/loan-housing-act-1956/analysis","conflicts":"/api/acts/loan-housing-act-1956/conflicts","importantCases":"/api/acts/loan-housing-act-1956/important-cases","documents":"/api/acts/loan-housing-act-1956/documents"}}