{"id":"C1952A00078","name":"Loan (Housing) Act 1952","slug":"loan-housing-act-1952","collection":"act","jurisdiction":"commonwealth","status":"repealed","isInForce":false,"actNumber":"78 of 1952","makingDate":null,"administeringDepartment":null,"currentVersion":{"id":4607,"registerId":"commonwealth-C1952A00078-current","compilationNumber":null,"startDate":"2026-03-30","status":"Repealed","reasons":null,"registeredAt":null},"sections":[{"sectionNumber":"1","sectionType":"section","heading":"Loan (Housing) Act 1952","content":"LOAN (HOUSING).\n\nNo. 78 of 1952.\n\nAn Act to authorize the Raising of Moneys to be advanced to the States for the purposes of Housing.\n\n\\[Assented to 6th November, 1952.\\]\n\nBE it enacted by the Queen’s Most Excellent Majesty, the Senate, and the House of Representatives of the Commonwealth of Australia, as follows:—\n\nShort title.\n\n1. This Act may be cited as the Loan (Housing) Act 1952.\n\nCommencement.\n\n2. This Act shall come into operation on the day on which it receives the Royal Assent.\n\nAuthority to borrow £30,000.000.\n\n3. The Treasurer may, from time to time, under the provisions of the Commonwealth Inscribed Stock Act 1911-1946, or under the provisions of any Act authorizing the issue of Treasury Bills, borrow moneys not exceeding in the whole the sum of Thirty million pounds.\n\nApplication of moneys.\n\n4. Moneys borrowed under this Act shall be issued and applied only for the expenses of borrowing and for making advances to the States for the purposes of housing in accordance with the Agreement executed in pursuance of the authority conferred by the Commonwealth and State Housing Agreement Act 1945.","sortOrder":0}],"analysis":{"kimi_summary":{"_metrics":{"model":"kimi-k2.5","source":"moonshot-batch","completionTokens":1392},"content_quality":"ok","complexity_score":1,"scope_assessment":{"changed":false,"description":"The Act remains confined to its original narrow purpose: authorizing a specific £30 million borrowing tranche for State housing advances. It has not expanded beyond this specific fiscal authorization."},"complexity_factors":["Extremely short statute with only 4 operative sections","No definitions or interpretation section","Single, unconditional purpose with no exceptions or procedural hurdles","Only two external cross-references (to the Inscribed Stock Act and the Housing Agreement Act)"],"plain_english_summary":"The law authorises the federal Treasurer to raise up to £30 million by issuing inscribed stock or Treasury Bills and to advance those funds to State governments for public housing under the Commonwealth and State Housing Agreement Act 1945, with a small share for loan administration. It matters because it uses federal borrowing—rather than taxation—to provide cheap, coordinated post‑war financing to accelerate state-led housing construction."}},"importantCases":[],"_links":{"self":"/api/acts/loan-housing-act-1952","history":"/api/acts/loan-housing-act-1952/history","analysis":"/api/acts/loan-housing-act-1952/analysis","conflicts":"/api/acts/loan-housing-act-1952/conflicts","importantCases":"/api/acts/loan-housing-act-1952/important-cases","documents":"/api/acts/loan-housing-act-1952/documents"}}