{"id":"F2021L01355","name":"Legislation (Private Health Insurance Instruments) Sunset-altering Declaration 2021","slug":"legislation-private-health-insurance-instruments-sunset-altering-declaration-2021","collection":"legislative_instrument","jurisdiction":"commonwealth","status":"in_force","isInForce":true,"actNumber":null,"makingDate":null,"administeringDepartment":null,"currentVersion":{"id":441017,"registerId":"F2021L01355-fast-fetch-1775956451881","compilationNumber":null,"startDate":"2026-04-12","status":"InForce","reasons":null,"registeredAt":null},"sections":[{"sectionNumber":"1","sectionType":"section","heading":"Legislation (Private Health Insurance Instruments) Sunset-altering Declaration 2021","content":"---\nmeta-content-style-type: text/css\nmeta-content-type: application/xhtml+xml; charset=utf-8\n---\n\n?xml version=\"1.0\" encoding=\"utf-8\" standalone=\"no\"?>\n\n![Commonwealth Coat of Arms of Australia](image.001.jpeg)\n\n \n\nLegislation (Private Health Insurance Instruments) Sunset‑altering Declaration 2021\n\nI, Michaelia Cash, Attorney‑General, make the following declaration.\n\nDated 28 September 2021\n\nMichaelia Cash\n\nAttorney‑General\n\n \n\n \n\n \n\n \n\nContents\n\n1 Name\n\n2 Commencement\n\n3 Authority\n\n4 Aligning of sunsetting\n\n5 Repeal of this instrument\n\n \n\n1  Name\n\n  This instrument is the Legislation (Private Health Insurance Instruments) Sunset‑altering Declaration 2021.\n\n2  Commencement\n\n (1) Each provision of this instrument specified in column 1 of the table commences, or is taken to have commenced, in accordance with column 2 of the table. Any other statement in column 2 has effect according to its terms.\n\n \n\n- Commencement information\n- Column 1 Column 2 Column 3\n- Provisions Commencement Date/Details\n- 1. The whole of this instrument The day after this instrument is registered. 1 October 2021\n\n\nNote: This table relates only to the provisions of this instrument as originally made. It will not be amended to deal with any later amendments of this instrument.\n\n (2) Any information in column 3 of the table is not part of this instrument. Information may be inserted in this column, or information in it may be edited, in any published version of this instrument.\n\n3  Authority\n\n  This instrument is made under subsection 51A(1) of the Legislation Act 2003.\n\n4  Aligning of sunsetting\n\n  The following instruments are repealed by section 51A of the Legislation Act 2003 on 1 April 2027:\n\n (a) Private Health Insurance (Accreditation) Rules 2011;\n\n (b) Private Health Insurance (Benefit Requirements) Rules 2011;\n\n (c) Private Health Insurance (Incentives) Rules 2012 (No. 2);\n\n (d) Private Health Insurance (Complying Product) Rules 2015;\n\n (e) Private Health Insurance (Lifetime Health Cover) Rules 2017;\n\n (f) Private Health Insurance (Health Insurance Business) Rules 2018.\n\n5  Repeal of this instrument\n\n  This instrument is repealed at the start of 2 April 2027.\n","sortOrder":0}],"analysis":{"flash_summary_failed":{"failed":true,"reason":"A positive credit balance is required for all requests, including BYOK, so fallback providers remain available. Add credits at https://vercel.com/d?to=%2F%5Bteam%5D%2F%7E%2Fai%3Fmodal%3Dtop-up to continue.","source":"analysis-cron"},"kimi_summary":{"content_quality":"ok","complexity_score":2,"scope_assessment":{"changed":false,"description":"The instrument performs exactly the function described in its title and enabling provision: it alters sunsetting dates for specific private health insurance instruments. There is no scope creep or expansion beyond the technical administrative purpose of aligning expiry dates."},"complexity_factors":["Very short instrument (5 sections, ~250 words)","No defined terms section","Minimal conditional logic (only commencement table with standard provisions)","Single substantive provision (section 4) that simply lists six instruments and applies a uniform date","No cross-references to other legislation beyond the enabling provision (Legislation Act 2003, s 51A)","Self-repealing provision (section 5) is straightforward and common in sunset-altering instruments"],"plain_english_summary":"This instrument postpones the automatic 10‑year expiry under the Legislation Act 2003 for six private health insurance rules, setting a common new expiry of 1 April 2027. It affects private health insurers, people with private cover, and regulators by keeping existing accreditation, benefit, incentive and conduct rules in force longer. It’s mainly procedural housekeeping to align reviews and avoid staggered expiries."},"flash_summary":{"complexity_score":2,"scope_assessment":{"changed":false,"description":"The instrument does not change the substantive scope or content of the listed Private Health Insurance rules; it only alters their automatic repeal date to 1 April 2027 (s4). The declaration itself is temporary and will be repealed on 2 April 2027 (s5), so it extends duration but does not expand regulatory coverage or obligations."},"complexity_factors":["Legal mechanism is narrow and procedural: uses the Legislation Act 2003 sunset-altering power (authority stated at s3, effect in s4).","Number of instruments affected is small and specified: six Private Health Insurance rule instruments listed (s4).","Temporal effect only: changes repeal date rather than amending substantive rules, so policy content remains unchanged (s4).","Self-repeal built in: this declaration is time-limited and is repealed on 2 April 2027 (s5).","Compliance impact is present but limited: existing obligations for insurers and administrators continue to apply until the new sunset date, extending compliance and administrative responsibilities (s4).","Centralised executive decision: instrument is made by the Attorney-General under s51A of the Legislation Act 2003, creating limited bureaucratic discretion confined to timing rather than new regulatory powers (s3).","Dependence on automatic-repeal mechanics: effect is contingent on the operation of the Legislation Act’s sunsetting process rather than on operational changes by regulatory agencies (s3, s4)."],"plain_english_summary":"This declaration postpones the automatic repeal (‘sunsetting’) of six Private Health Insurance rule instruments so they now expire on 1 April 2027, and it repeals itself on 2 April 2027. It affects private health insurers, accreditation bodies and regulators by extending the operational life of existing accreditation, benefit, incentives, product, lifetime cover and business rules, keeping current compliance obligations and regulatory arrangements in force until that date."}},"importantCases":[],"_links":{"self":"/api/acts/legislation-private-health-insurance-instruments-sunset-altering-declaration-2021","history":"/api/acts/legislation-private-health-insurance-instruments-sunset-altering-declaration-2021/history","analysis":"/api/acts/legislation-private-health-insurance-instruments-sunset-altering-declaration-2021/analysis","conflicts":"/api/acts/legislation-private-health-insurance-instruments-sunset-altering-declaration-2021/conflicts","importantCases":"/api/acts/legislation-private-health-insurance-instruments-sunset-altering-declaration-2021/important-cases","documents":"/api/acts/legislation-private-health-insurance-instruments-sunset-altering-declaration-2021/documents"}}