{"id":"a-2005-24","name":"Insurance Authority Act 2005","slug":"insurance-authority-act-2005","collection":"act","jurisdiction":"act","status":"in_force","isInForce":true,"actNumber":"24 of 2005","makingDate":null,"administeringDepartment":null,"currentVersion":{"id":23777,"registerId":"act-a-2005-24-current","compilationNumber":null,"startDate":"2026-04-01","status":"InForce","reasons":null,"registeredAt":null},"sections":[{"sectionNumber":"1","sectionType":"section","heading":"Insurance Authority Act 2005","content":"Authorised by the ACT Parliamentary Counsel—also accessible at www.legislation.act.gov.au\nAustralian Capital Territory\nInsurance Authority Act 2005\nA2005-24\nRepublication No 6\nEffective: 16 November 2025\nRepublication date: 16 November 2025\nLast amendment made by A2025-29\n\nAuthorised by the ACT Parliamentary Counsel—also accessible at www.legislation.act.gov.au\nAbout this republication\nThe republished law\nThis is a republication of the Insurance Authority Act 2005 (including any amendment made\nunder the Legislation Act 2001, part 11.3 (Editorial changes)) as in force on 16 November 2025.\nIt also includes any commencement, amendment, repeal or expiry affecting this republished law\nto 16 November 2025.\nThe legislation history and amendment history of the republished law are set out in endnotes 3\nand 4.\nKinds of republications\nThe Parliamentary Counsel’s Office prepares 2 kinds of republications of ACT laws (see the ACT\nlegislation register at www.legislation.act.gov.au):\n• authorised republications to which the Legislation Act 2001 applies\n• unauthorised republications.\nThe status of this republication appears on the bottom of each page.\nEditorial changes\nThe Legislation Act 2001, part 11.3 authorises the Parliamentary Counsel to make editorial\namendments and other changes of a formal nature when preparing a law for republication.\nEditorial changes do not change the effect of the law, but have effect as if they had been made by\nan Act commencing on the republication date (see Legislation Act 2001, s 115 and s 117). The\nchanges are made if the Parliamentary Counsel considers they are desirable to bring the law into\nline, or more closely into line, with current legislative drafting practice.\nThis republication includes amendments made under part 11.3 (see endnote 1).\nUncommenced provisions and amendments\nIf a provision of the republished law has not commenced, the symbol U appears immediately\nbefore the provision heading. Any uncommenced amendments that affect this republished law\nare accessible on the ACT legislation register (www.legislation.act.gov.au). For more\ninformation, see the home page for this law on the register.\nModifications\nIf a provision of the republished law is affected by a current modification, the\nsymbol M appears immediately before the provision heading. The text of the modifying\nprovision appears in the endnotes. For the legal status of modifications, see the Legislation\nAct 2001, section 95.\nPenalties\nAt the republication date, the value of a penalty unit for an offence against this law is $160 for an\nindividual and $810 for a corporation (see Legislation Act 2001, s 133).\n\nR6\n16/11/25\nInsurance Authority Act 2005\nEffective: 16/11/25\ncontents 1\nAuthorised by the ACT Parliamentary Counsel—also accessible at www.legislation.act.gov.au\nAustralian Capital Territory\nInsurance Authority Act 2005\nContents\nPage\nPart 1 Preliminary\n1 Name of Act 2\n3 Dictionary 2\n4 Notes 2\n5 Meaning of territory risk 2\n6 Meaning of territory entity 3\nPart 2 The insurance authority\n7 The authority 5\n8 Functions of authority 5\n10 Information etc from agencies 6\n11 Indemnities for third parties 6\n12 Advisory board for authority 7\n\nContents\nPage\ncontents 2 Insurance Authority Act 2005\nEffective: 16/11/25\nR6\n16/11/25\nAuthorised by the ACT Parliamentary Counsel—also accessible at www.legislation.act.gov.au\nPart 3 Territory risks\n13 Ministerial directions to agencies about territory risks 8\nPart 4 Miscellaneous\n14 Insurance management guidelines 9\n15 Approved forms 9\n16 Regulation-making power 9\nDictionary 10\nEndnotes\n1 About the endnotes 11\n2 Abbreviation key 11\n3 Legislation history 12\n4 Amendment history 13\n5 Earlier republications 14\n\nR6\n16/11/25\nInsurance Authority Act 2005\nEffective: 16/11/25\npage 1\nAuthorised by the ACT Parliamentary Counsel—also accessible at www.legislation.act.gov.au\nAustralian Capital Territory\nInsurance Authority Act 2005\nAn Act to make provision about the Australian Capital Territory Insurance\nAuthority, and for other purposes\n\nPart 1 Preliminary\nSection 1\npage 2 Insurance Authority Act 2005\nEffective: 16/11/25\nR6\n16/11/25\nAuthorised by the ACT Parliamentary Counsel—also accessible at www.legislation.act.gov.au\nPart 1 Preliminary\n1 Name of Act\nThis Act is the Insurance Authority Act 2005.\n3 Dictionary\nThe dictionary at the end of this Act is part of this Act.\nNote 1 The dictionary at the end of this Act defines certain terms used in this\nAct, and includes references (signpost definitions) to other terms defined\nelsewhere in this Act.\nFor example, the signpost definition ‘territory risk—see section 5.’\nmeans that the term ‘territory risk’ is defined in that section.\nNote 2 A definition in the dictionary (including a signpost definition) applies to\nthe entire Act unless the definition, or another provision of the Act,\nprovides otherwise or the contrary intention otherwise appears (see\nLegislation Act, s 155 and s 156 (1)).\n4 Notes\nA note included in this Act is explanatory and is not part of this Act.\nNote See the Legislation Act, s 127 (1), (4) and (5) for the legal status of notes.\n5 Meaning of territory risk\nFor this Act, a territory risk is any risk of the Territory, and\nincludes—\n(a) a direct risk of the Territory or a territory entity; and\n(b) a risk accepted by the Territory or a territory entity; and\n(c) a risk arising under a guarantee or indemnity given by the\nTerritory or a territory entity;\nwhether or not the risk relates to an officer, employee or agent of the\nTerritory or a territory entity or to property owned by or held on\nbehalf of the Territory or a territory entity.\n\nPreliminary Part 1\nSection 6\nR6\n16/11/25\nInsurance Authority Act 2005\nEffective: 16/11/25\npage 3\nAuthorised by the ACT Parliamentary Counsel—also accessible at www.legislation.act.gov.au\n6 Meaning of territory entity\n(1) In this Act:\nterritory entity means—\n(a) a territory authority; or\n(b) a public sector company.\n(2) In this section:\ncontrolling interest—the Territory or a territory entity has a\ncontrolling interest in a company if its interest in the company is of\na kind that—\n(a) it can—\n(i) control the composition of the board of directors of the\ncompany; or\n(ii) cast, or control the casting of, more than 50% of the\nmaximum number of votes that might be cast at a general\nmeeting of the company; or\n(iii) control more than 50% of the issued share capital of the\ncompany (excluding any part of the issued share capital\nthat carries no right to participate beyond a particular\namount in a distribution of either profits or capital); or\n(b) if paragraph (a) does not apply—no-one else holds a greater\ninterest in the company.\npublic sector company means—\n(a) a territory-owned corporation; or\n(b) a subsidiary of a territory-owned corporation; or\n(c) a company prescribed by regulation; or\n(d) any other company in which the Territory or another territory\nentity has a controlling interest.\n\nPart 1 Preliminary\nSection 6\npage 4 Insurance Authority Act 2005\nEffective: 16/11/25\nR6\n16/11/25\nAuthorised by the ACT Parliamentary Counsel—also accessible at www.legislation.act.gov.au\nsubsidiary, of a territory-owned corporation, means a subsidiary\nunder the Territory-owned Corporations Act 1990 of the\nterritory-owned corporation.\n\nThe insurance authority Part 2\nSection 7\nR6\n16/11/25\nInsurance Authority Act 2005\nEffective: 16/11/25\npage 5\nAuthorised by the ACT Parliamentary Counsel—also accessible at www.legislation.act.gov.au\nPart 2 The insurance authority\nNote for pt 2\nThe governance of territory authorities, including the insurance authority,\nis regulated by the Financial Management Act 1996 (the FMA), pt 9 as\nwell as the Act that establishes them.\nThe FMA, pt 9 deals, for example, with the corporate status of territory\nauthorities and their powers, the make-up of governing boards, the\nresponsibilities of the governing board and board members, how\ngoverning board positions can be ended, meetings of governing boards\nand conflicts of interest.\n7 The authority\n(1) The Australian Capital Territory Insurance Authority is established.\nNote 1 The authority is a corporation (see Financial Management Act 1996, s 54,\ns 72, def relevant territory authority, and s 73).\nNote 2 The Legislation Act, dict, pt 1, defines establish as including continue in\nexistence.\n(2) The director-general is the authority.\n8 Functions of authority\nThe authority has the following functions:\n(a) to carry on the business of insurer of territory risks;\n(b) to take out insurance of territory risks with other entities;\n(c) to satisfy or settle claims in relation to territory risks (including\nclaims that may not necessarily be valid in law);\n(d) with the Treasurer’s approval, to take action for the realising,\nenforcing, assigning or extinguishing rights against third parties\narising out of or in relation to its business, including, for\nexample—\n(i) taking possession of, dealing with or disposing of,\nproperty; or\n\nPart 2 The insurance authority\nSection 10\npage 6 Insurance Authority Act 2005\nEffective: 16/11/25\nR6\n16/11/25\nAuthorised by the ACT Parliamentary Counsel—also accessible at www.legislation.act.gov.au\n(ii) carrying on a third party’s business as a going concern;\n(e) to develop and promote good practices for the management of\nterritory risks;\n(f) to give advice to the Minister about insurance and the\nmanagement of territory risks;\n(g) to exercise any other function given to it under this Act or\nanother territory law.\nNote A provision of a law that gives an entity (including a person) a function\nalso gives the entity powers necessary and convenient to exercise the\nfunction (see Legislation Act, s 196 and dict, pt 1, def entity).\n10 Information etc from agencies\n(1) The authority may ask an agency, or make arrangements with an\nagency for it, to give the authority information, or a copy of a\ndocument, in the agency’s possession or control for the exercise of its\nfunctions.\n(2) The agency must comply with the request or arrangement.\n(3) In this section:\nagency means—\n(a) an administrative unit; or\n(b) a territory entity.\n11 Indemnities for third parties\n(1) The authority may give an indemnity to a third party for a territory\nrisk arising under a contract to which the Territory or a territory entity\nis a party only if the Minister has certified that the giving of the\nindemnity by the authority is in the Territory’s interest.\n\nThe insurance authority Part 2\nSection 12\nR6\n16/11/25\nInsurance Authority Act 2005\nEffective: 16/11/25\npage 7\nAuthorised by the ACT Parliamentary Counsel—also accessible at www.legislation.act.gov.au\n(2) In this section:\nthird party means an entity other than the Territory or a territory\nentity.\n12 Advisory board for authority\n(1) The insurance management guidelines must provide for the\nestablishment of an advisory board for the authority.\n(2) The authority must establish the advisory board in accordance with\nthe insurance management guidelines.\n\nPart 3 Territory risks\nSection 13\npage 8 Insurance Authority Act 2005\nEffective: 16/11/25\nR6\n16/11/25\nAuthorised by the ACT Parliamentary Counsel—also accessible at www.legislation.act.gov.au\nPart 3 Territory risks\n13 Ministerial directions to agencies about territory risks\n(1) The Minister may give a written direction to an agency in relation to\nany of the following:\n(a) the management of territory risks;\n(b) the insurance of territory risks, including, for example—\n(i) what territory risks must or may be insured with the\nauthority; and\n(ii) what territory risks must or may be insured with other\nentities.\n(2) A direction under this section is a disallowable instrument.\n(3) An agency must comply with a direction given to it under this section.\n(4) For the Competition and Consumer Act 2010 (Cwlth), this Act\nauthorises—\n(a) the giving of a direction under this section; and\n(b) the doing of, or the failure to do, anything by the Territory, an\nagency or the authority to comply with a direction under this\nsection.\n(5) In this section:\nagency—see section 10 (3).\n\nMiscellaneous Part 4\nSection 14\nR6\n16/11/25\nInsurance Authority Act 2005\nEffective: 16/11/25\npage 9\nAuthorised by the ACT Parliamentary Counsel—also accessible at www.legislation.act.gov.au\nPart 4 Miscellaneous\n14 Insurance management guidelines\n(1) The Treasurer may make insurance management guidelines for this\nAct.\n(2) Without limiting subsection (1), an insurance management guideline\nmay make provision for the membership and functions of the\nadvisory board under section 12.\n(3) An insurance management guideline is a disallowable instrument.\n15 Approved forms\n(1) The Minister may, in writing, approve forms for this Act.\n(2) If the Minister approves a form for a particular purpose, the approved\nform must be used for that purpose.\n(3) An approved form is a notifiable instrument.\n16 Regulation-making power\nThe Executive may make regulations for this Act.\n\nDictionary\npage 10 Insurance Authority Act 2005\nEffective: 16/11/25\nR6\n16/11/25\nAuthorised by the ACT Parliamentary Counsel—also accessible at www.legislation.act.gov.au\nDictionary\n(see s 3)\nNote 1 The Legislation Act contains definitions and other provisions relevant to\nthis Act.\nNote 2 For example, the Legislation Act, dict, pt 1, defines the following terms:\n• administrative unit\n• director-general (see s 163)\n• entity\n• Minister (see s 162)\n• territory authority\n• territory-owned corporation\n• the Territory\n• Treasurer.\nauthority means the Australian Capital Territory Insurance\nAuthority.\ninsurance includes reinsurance and coinsurance.\ninsurance management guideline means a guideline made under\nsection 14.\nterritory entity—see section 6.\nterritory risk—see section 5.\n\nEndnotes\nAbout the endnotes 1\nR6\n16/11/25\nInsurance Authority Act 2005\nEffective: 16/11/25\npage 11\nAuthorised by the ACT Parliamentary Counsel—also accessible at www.legislation.act.gov.au\nEndnotes\n1 About the endnotes\nAmending and modifying laws are annotated in the legislation history and the\namendment history. Current modifications are not included in the republished law\nbut are set out in the endnotes.\nNot all editorial amendments made under the Legislation Act 2001, part 11.3 are\nannotated in the amendment history. Full details of any amendments can be\nobtained from the Parliamentary Counsel’s Office.\nUncommenced amending laws and expiries are listed in the legislation history and\nthe amendment history. These details are underlined. Uncommenced provisions\nand amendments are not included in the republished law but are set out in the last\nendnote.\nIf all the provisions of the law have been renumbered, a table of renumbered\nprovisions gives details of previous and current numbering.\nThe endnotes also include a table of earlier republications.\n2 Abbreviation key\nA = Act NI = Notifiable instrument\nAF = Approved form o = order\nam = amended om = omitted/repealed\namdt = amendment ord = ordinance\nAR = Assembly resolution orig = original\nch = chapter par = paragraph/subparagraph\nCN = Commencement notice pres = present\ndef = definition prev = previous\nDI = Disallowable instrument (prev...) = previously\ndict = dictionary pt = part\ndisallowed = disallowed by the Legislative r = rule/subrule\nAssembly reloc = relocated\ndiv = division renum = renumbered\nexp = expires/expired R[X] = Republication No\nGaz = gazette RI = reissue\nhdg = heading s = section/subsection\nIA = Interpretation Act 1967 sch = schedule\nins = inserted/added sdiv = subdivision\nLA = Legislation Act 2001 SL = Subordinate law\nLR = legislation register sub = substituted\nLRA = Legislation (Republication) Act 1996 underlining = whole or part not commenced\nmod = modified/modification or to be expired\n\nEndnotes\n3 Legislation history\npage 12 Insurance Authority Act 2005\nEffective: 16/11/25\nR6\n16/11/25\nAuthorised by the ACT Parliamentary Counsel—also accessible at www.legislation.act.gov.au\n3 Legislation history\nInsurance Authority Act 2005 A2005-24\nnotified LR 11 May 2005\ns 1, s 2 commenced 11 May 2005 (LA s 75 (1))\nremainder commenced 12 May 2005 (s 2)\nas amended by\nFinancial Management Legislation Amendment Act 2005 A2005-52\nsch 1 pt 1.11\nnotified LR 26 October 2005\ns 1, s 2 commenced 26 October 2005 (LA s 75 (1))\nsch 1 pt 1.11 commenced 1 January 2006 (s 2 (2))\nFair Trading (Australian Consumer Law) Amendment Act 2010\nA2010-54 sch 3 pt 3.12\nnotified LR 16 December 2010\ns 1, s 2 commenced 16 December 2010 (LA s 75 (1))\nsch 3 pt 3.12 commenced 1 January 2011 (s 2 (1))\nAdministrative (One ACT Public Service Miscellaneous Amendments)\nAct 2011 A2011-22 sch 1 pt 1.84\nnotified LR 30 June 2011\ns 1, s 2 commenced 30 June 2011 (LA s 75 (1))\nsch 1 pt 1.84 commenced 1 July 2011 (s 2 (1))\nStatute Law Amendment Act 2025 A2025-29 sch 3 pt 3.50, sch 4\npt 4.98\nnotified LR 6 November 2025\ns 1, s 2 commenced 6 November 2025 (LA s 75 (1))\nsch 3 pt 3.50, sch 4 pt 4.98 commenced 26 November 2025 (s 2 (3),\n(9))\n\nEndnotes\nAmendment history 4\nR6\n16/11/25\nInsurance Authority Act 2005\nEffective: 16/11/25\npage 13\nAuthorised by the ACT Parliamentary Counsel—also accessible at www.legislation.act.gov.au\n4 Amendment history\nCommencement\ns 2 om LA s 89 (4)\nMeaning of territory entity\ns 6 am A2025-29 amdt 3.170, amdt 3.171\nThe insurance authority\npt 2 hdg sub A2005-52 amdt 1.144\nThe authority\ns 7 am A2005-52 amdt 1.145, amdt 1.146; ss renum A2005-52\namdt 1.147; A2011-22 amdt 1.258, amdt 1.259\nFunctions of authority\ns 8 am A2025-29 amdt 4.98\nPowers of authority generally\ns 9 om A2005-52 amdt 1.148\nMinisterial directions to agencies about territory risks\ns 13 am A2010-54 amdt 3.34; A2025-29 amdt 4.98\nInsurance management guidelines\ns 14 am A2025-29 amdt 4.98\nApproved forms\ns 15 am A2025-29 amdt 4.98\nRegulation-making power\ns 16 am A2025-29 amdt 4.98\nConsequential and transitional matters\npt 5 hdg exp 12 May 2006 (s 21)\nLegislation repealed\ns 17 om LA s 89 (3)\nContinuation of ACTIA\ns 18 exp 12 May 2006 (s 21 (LA s 88 declaration applies))\nReferences to repealed Act\ns 19 exp 12 May 2006 (s 21)\nModification of pt 5’s operation\ns 20 exp 12 May 2006 (s 21)\nExpiry of pt 5\ns 21 exp 12 May 2006 (s 21)\nDangerous Substances Act 2004, section 47C (b) and (c)\ns 22 om LA s 89 (3)\n\nEndnotes\n5 Earlier republications\npage 14 Insurance Authority Act 2005\nEffective: 16/11/25\nR6\n16/11/25\nAuthorised by the ACT Parliamentary Counsel—also accessible at www.legislation.act.gov.au\nTaxation (Government Business Enterprises) Regulation 2003,\nsection 4\ns 23 om LA s 89 (3)\nDictionary\ndict am A2011-22 amdt 1.260; A2025-29 amdt 3.172\n5 Earlier republications\nSome earlier republications were not numbered. The number in column 1 refers to\nthe publication order.\nSince 12 September 2001 every authorised republication has been published in\nelectronic pdf format on the ACT legislation register. A selection of authorised\nrepublications have also been published in printed format. These republications are\nmarked with an asterisk (*) in column 1. Electronic and printed versions of an\nauthorised republication are identical.\nRepublication\nNo and date\nEffective Last\namendment\nmade by\nRepublication\nfor\nR1\n12 May 2005\n12 May 2005–\n31 Dec 2005\nnot amended new Act\nR2\n1 Jan 2006\n1 Jan 2006–\n12 May 2006\nA2005-52 amendments by\nA2005-52\nR3\n13 May 2006\n13 May 2006–\n31 Dec 2010\nA2005-52 commenced expiry\nR4\n1 Jan 2011\n1 Jan 2011–\n30 June 2011\nA2010-54 amendments by\nA2010-54\nR5\n1 July 2011\n1 July 2011–\n15 Nov 2025\nA2011-22 amendments by\nA2011-22\n© Australian Capital Territory 2025","sortOrder":0}],"analysis":{"issue_detection":{"absurdities":[],"contradictions":[]},"flash_summary":{"complexity_score":4,"scope_assessment":{"changed":true,"description":"Yes. The Act’s scope has been altered by later amendments. In particular, A2025‑29 amended the definition of 'territory entity' (see s 6) and updated the authority’s functions (s 8) and provisions for ministerial directions (s 13) and guidelines/forms/regulations (ss 14–16). These amendments broadened and clarified which entities and risks are captured and adjusted governance and instrument‑making powers (see amendment history)."},"complexity_factors":["Cross‑legislative references and governance links — the Act relies on and interacts with the Financial Management Act 1996, the Legislation Act 2001 and the Competition and Consumer Act 2010 (affects interpretation and corporate governance).","Broad, open‑ended definitions — 'territory risk' and the amended 'territory entity' definitions are wide and affect who/what is covered (s 5; s 6).","Discretionary executive powers — Ministerial directions to agencies (s 13) and Treasurer‑made guidelines (s 14) create significant administrative discretion and policy levers.","Binding compliance duties on agencies — agencies must provide information on request (s 10) and must comply with directions (s 13(3)), creating operational and compliance burdens.","Fiscal exposure mechanisms — authority can settle claims (including potentially invalid claims) (s 8(c)) and give indemnities to third parties subject to Ministerial certification (s 11), which creates contingent financial liabilities.","Multiple oversight instruments — use of disallowable instruments (directions, guidelines) and notifiable instruments (approved forms) adds layered parliamentary or administrative oversight (ss 13(2), 14(3), 15(3)).","Amendment history — recent amendments (notably A2025‑29) change definitions and functions, which affects scope and interpretation across the Act."],"plain_english_summary":"This Act establishes the Australian Capital Territory Insurance Authority as the Territory’s insurer for \"territory risks\" and sets out its core powers: to underwrite or insure risks, take reinsurance, settle claims (including claims that may not be legally valid), and enforce or realise third‑party rights with Treasurer approval. The Treasurer makes insurance management guidelines and the authority must establish an advisory board.\n\nThe Minister can give binding written directions to agencies about risk management and what must be insured; agencies must comply. Indemnities to third parties require the Minister’s certification, concentrating decision and fiscal exposure within Territory executive control."},"kimi_summary":{"content_quality":"ok","complexity_score":3,"scope_assessment":{"changed":false,"description":"The legislation remains focused on its original purpose of establishing and operating the ACT Insurance Authority. While there have been amendments over 20 years (notably the 2025 amendments to sections 6, 8, 13-16), these appear to be technical updates and refinements rather than scope expansion. The Act has not grown beyond its core function of providing a statutory framework for government self-insurance."},"complexity_factors":["Short statute — only 16 sections plus dictionary and endnotes","Minimal defined terms — only 6 substantive definitions in the dictionary (authority, insurance, insurance management guideline, territory entity, territory risk, plus notes referencing external definitions)","Simple structure — 4 Parts: Preliminary, The insurance authority, Territory risks, Miscellaneous","Limited cross-referencing — primarily references to the Financial Management Act 1996 for governance details and the Legislation Act 2001 for standard definitions","Straightforward conditional logic — only significant condition is the Ministerial certification requirement for third-party indemnities (section 11)","No nested exceptions or complex temporal provisions","Most operational detail left to subordinate instruments (insurance management guidelines and regulations) rather than primary legislation"],"plain_english_summary":"The Act creates the Australian Capital Territory Insurance Authority, a government-owned insurer that can cover ACT government risks, buy external policies, pay claims and manage related legal rights. It affects ACT agencies (subject to Ministerial directions on insuring risks), the Authority itself, and third parties who may receive indemnities if the Minister certifies it’s in the Territory’s interest.\n\nIt centralises risk management, giving the Territory more control over coverage, costs and oversight via an advisory board."},"flash_summary_failed":{"failed":true,"reason":"Unauthenticated. Configure AI_GATEWAY_API_KEY or use a provider module. Learn more: https://ai-sdk.dev/unauthenticated-ai-gateway","source":"analysis-cron"}},"importantCases":[],"_links":{"self":"/api/acts/insurance-authority-act-2005","history":"/api/acts/insurance-authority-act-2005/history","analysis":"/api/acts/insurance-authority-act-2005/analysis","conflicts":"/api/acts/insurance-authority-act-2005/conflicts","importantCases":"/api/acts/insurance-authority-act-2005/important-cases","documents":"/api/acts/insurance-authority-act-2005/documents"}}