{"id":"general-insurance-brokers-and-agents-refund-of-fees-regulations-1986","name":"General Insurance Brokers and Agents (Refund of Fees) Regulations 1986","slug":"general-insurance-brokers-and-agents-refund-of-fees-regulations-1986","collection":"regulation","jurisdiction":"wa","status":"in_force","isInForce":true,"actNumber":null,"makingDate":null,"administeringDepartment":null,"currentVersion":{"id":176702,"registerId":"wa-general-insurance-brokers-and-agents-refund-of-fees-regulations-1986-current","compilationNumber":null,"startDate":"2026-04-05","status":"InForce","reasons":null,"registeredAt":null},"sections":[{"sectionNumber":"1","sectionType":"section","heading":"General Insurance Brokers and Agents (Refund of Fees) Regulations 1986","content":"![Crest]()Western Australia\n\nGENERAL INSURANCE BROKERS AND AGENTS ACT REPEAL ACT 1986\n\nGeneral Insurance Brokers and Agents (Refund of Fees) Regulations 1986\n\nWestern Australia\n\nGeneral Insurance Brokers and Agents (Refund of Fees) Regulations 1986\n\nContents\n\n1. Citation 1\n\n2. Prescribed percentage 1\n\nNotes\n\n  \n\nWestern Australia\n\nGENERAL INSURANCE BROKERS AND AGENTS ACT REPEAL ACT 1986\n\nGeneral Insurance Brokers and Agents (Refund of Fees) Regulations 1986\n\n##### 1. Citation\n\nThese regulations may be cited as the *General Insurance Brokers and Agents (Refund of Fees) Regulations 1986*.\n\n##### 2. Prescribed percentage\n\nFor the purposes of section 5 (3) of the Act, the prescribed percentage of any fee paid to the Board is 25 per cent.\n\nNotes\n\n1. This is a compilation of the *General Insurance Brokers and Agents (Refund of Fees) Regulations 1986* and includes the amendments referred to in the following Table.\n\n**Compilation table**\n\n| **Citation** | **Gazettal** | **Commencement** |\n| --- | --- | --- |\n| *General Insurance Brokers and Agents (Refund of Fees) Regulations 1986* | 29 August 1986 p.3206. |  |\n","sortOrder":0}],"analysis":{"summary":{"complexity_score":1,"scope_assessment":{"changed":false,"description":"Unable to assess whether the scope changed from original intent — no legislative text was retrievable. The regulation title suggests a narrowly defined administrative purpose (fee refunds for a specific class of industry participants), which typically indicates limited scope, but this cannot be confirmed without the actual content."},"complexity_factors":["No legislative text was available for analysis — the source page has been removed from the WA legislation website","Only the title of the regulation could be assessed","Cannot evaluate provisions, cross-references, definitions, or operative clauses","The score of 1 reflects the impossibility of assessing complexity, not that the law itself is necessarily simple"],"plain_english_summary":"This Western Australian 1986 regulation appears to have governed when and how general insurance brokers and agents could obtain refunds of licensing or registration fees. It would have affected individuals and firms selling or arranging general insurance (home, motor, business) in WA.\n\nIt matters to current or former WA brokers only to the extent historical fee-refund rules might apply, but the provision is unavailable online and may be obsolete or repealed given later federal regulation under the Corporations Act 2001."},"flash_summary":{"complexity_score":2,"scope_assessment":{"changed":false,"description":"The regulation does not expand or narrow the class of persons or transactions covered; it simply prescribes the percentage to be used for the purposes of section 5(3) of the Act. No new obligations, definitions or substantive powers are added by this instrument."},"complexity_factors":["Only one operative provision: a single numeric percentage (25%) is prescribed.","Short instrument (citation + one substantive clause) reduces interpretive layers.","Dependency on external provision: meaning and effect require reading section 5(3) of the principal Act.","No procedural detail (who calculates, timing, or payment mechanics) leaves implementation to existing Act/administration.","Low implementation and compliance burden: administrators apply a fixed percentage.","Possible ambiguity if section 5(3)'s text is unclear about whether the percentage is retained, refunded or otherwise allocated."],"plain_english_summary":"These regulations fix the numeric rate used for refund calculations under section 5(3) of the *General Insurance Brokers and Agents Act* at 25%. Mechanically, they set the prescribed percentage applied to any fee paid to the Board when that section is invoked. The rule affects persons or entities who paid fees to the Board by determining the share used in a statutory refund calculation, and requires administrators to apply a fixed 25% rate when performing that calculation."},"issue_detection":{"absurdities":[],"contradictions":[]},"kimi_summary":{"content_quality":"ok","complexity_score":1,"scope_assessment":{"changed":false,"description":"This legislation remains tightly scoped to its original purpose: setting the refund percentage for fees paid under the repealed General Insurance Brokers and Agents Act. It has not expanded beyond this narrow administrative function."},"complexity_factors":["Only 2 operative provisions (citation and prescribed percentage)","No defined terms section","No cross-references to other legislation beyond a single reference to 'section 5(3) of the Act'","No conditional logic, exceptions, or procedural requirements","Total length is approximately 100 words of substantive content","Single numerical prescription (25%) with no calculations or tiered rates"],"plain_english_summary":"**What this legislation does:**\n\nThese regulations set a single, simple rule: if someone paid a fee to the General Insurance Brokers and Agents Board under the old Western Australian insurance licensing scheme, they can get **25% of that fee refunded** when the scheme is wound up.\n\n**Who it affects:**\n\n*   **Insurance brokers and agents** who paid registration or licensing fees to the Board before the Act was repealed (abolished).\n*   The **Board** itself, which must process these partial refunds.\n\n**Why it matters:**\n\nWhen the Western Australian government decided to scrap the state-based insurance broker licensing system in 1986 (handing regulation to the Commonwealth instead), they needed a fair way to return some money to people who had paid for licenses that were now worthless. Rather than refunding 100% of fees, the government set the refund rate at **25%** — meaning license holders get a quarter of their money back, and the government keeps the rest to cover administrative costs or other scheme wind-up expenses.\n\nThis is essentially a **tidying-up exercise** for a defunct regulatory system."}},"importantCases":[],"_links":{"self":"/api/acts/general-insurance-brokers-and-agents-refund-of-fees-regulations-1986","history":"/api/acts/general-insurance-brokers-and-agents-refund-of-fees-regulations-1986/history","analysis":"/api/acts/general-insurance-brokers-and-agents-refund-of-fees-regulations-1986/analysis","conflicts":"/api/acts/general-insurance-brokers-and-agents-refund-of-fees-regulations-1986/conflicts","importantCases":"/api/acts/general-insurance-brokers-and-agents-refund-of-fees-regulations-1986/important-cases","documents":"/api/acts/general-insurance-brokers-and-agents-refund-of-fees-regulations-1986/documents"}}