{"id":"F2016L01413","name":"Financial Sector (Collection of Data) (reporting standard) determination No. 21 of 2016 - LOLRS 800.3 - Facility Business Data: Public and Product Liability and Professional Indemnity Insurance","slug":"financial-sector-collection-of-data-reporting-standard-determination-no-21-of-2016-lolrs-800-3-facil","collection":"legislative_instrument","jurisdiction":"commonwealth","status":"repealed","isInForce":false,"actNumber":null,"makingDate":null,"administeringDepartment":null,"currentVersion":{"id":95017,"registerId":"commonwealth-F2016L01413-current","compilationNumber":null,"startDate":"2026-04-02","status":"Repealed","reasons":null,"registeredAt":null},"sections":[{"sectionNumber":"Reporting Standard LOLRS 800.3","sectionType":"part","heading":"Reporting Standard LOLRS 800.3","content":"# Reporting Standard LOLRS 800.3","sortOrder":0},{"sectionNumber":"Facility Business Data: Public and Produ","sectionType":"part","heading":"Facility Business Data: Public and Product Liability and Professional Indemnity Insurance","content":"# Facility Business Data: Public and Product Liability and Professional Indemnity Insurance\n\n## Objective of this reporting standard\n\nThis reporting standard is made under section 13 of the Financial Sector (Collection of Data) Act 2001 (the Collection of Data Act). It requires Lloyd’s to provide APRA with certain information in respect of facility business relating to public liability, product liability and professional indemnity insurance in force during a reporting period.\n\n### Reporting requirements\n\n1.  If, at any time during a reporting period covered by paragraph 2, a Lloyd’s underwriter is on risk in respect of reportable facility business, Lloyd’s must report on the business, in accordance with the Data Specifications, by the time in paragraph 3.\n\nNote: reportable facility business is defined in paragraph 16.\n\n2. For the purposes of the paragraph 1, the reporting periods are the six month period beginning on 1 January 2016 and ending on 30 June 2016 and each successive 6 month period (ending on 31 December or 30 June) after that.\n\n3. A report required by paragraph 1 must be provided:\n\n(a) if the reporting period ends on 30 June – by no later than the 31 October next following the end of the reporting period; or\n\n(b) if the reporting period ends on 31 December – by no later than the 30 April next following the end of the reporting period,\n\nor such later time as APRA may determine in writing. APRA may determine a later time in writing in relation to the whole of a report, or in relation to a report to the extent that it relates to a particular class of Lloyd’s underwriters, or in relation to a report to the extent that it relates to one or more Lloyd’s underwriters named in the determination (to the intent that APRA may permit the late submission of part of the report).\n\n### Variation of reporting periods\n\n4. APRA may, by notice in writing, determine that to the extent that reports required under this reporting standard will relate to a Lloyd’s underwriter with an accounting financial year that does not end on 30 June, the part of each such report relating to that underwriter may be provided in respect of reporting periods based on the underwriter’s own accounting financial year.\n\n5. APRA may, by notice in writing, change the reporting periods for Lloyd’s to require it to provide reports under this reporting standard:\n\n(a) more frequently (APRA may require this when, having regard to the particular circumstances of the Lloyd’s underwriters, APRA considers it necessary or desirable to obtain information more frequently for the purposes of the prudential supervision of the Lloyd’s underwriters); or\n\n(b) less frequently (APRA may do so when, having regard to the particular circumstances of the Lloyd’s underwriters and the extent to which they requires prudential supervision, and other relevant considerations, it is unnecessary to require Lloyd’s to provide the information on a 6 monthly basis).\n\n6. If APRA changes a reporting period under paragraph 4 or 5 in relation to a report or part of a report, the report (or, where applicable, the part of the report) required under this reporting standard in respect of the changed period must be provided by no later than the last day of the second month after the end of the changed period or such later time as APRA may determine in writing.\n\n### Method of submission\n\n7. Reports required by this reporting standard must be rendered in comma separated values (CSV) format in accordance with the Data Specifications, and must be provided either electronically through the web site www.ncpd.apra.gov.au, by logging on using the relevant customer identification number and password provided by Fujitsu Australia (as agent of APRA), and following the instructions on that web site.\n\n8. Despite paragraph 7, APRA may, in writing, make either or both of the following determinations:\n\n(a) a determination that reports required by this reporting standard must be provided in accordance with alternative information technology requirements specified by APRA in the determination; and\n\n(b) a determination that reports required by this reporting standard must be provided to APRA or an agent of APRA at an alternative address in accordance with requirements specified in the determination.\n\n### Authorisation\n\n9. Reports provided by Lloyd’s in accordance with this reporting standard must be the product of processes and controls developed by Lloyd’s for the internal review and authorisation of the information contained in the reports.\n\nNote: Lloyd’s General Representative in Australia must ensure that an appropriate set of policies and procedures is in place for the authorisation of data provided to APRA.\n\n10. Fujitsu Australia (as agent of APRA) will provide Lloyd’s with a customer identification number. If Lloyd’s proposes to submit reports required by this reporting standard using the method in paragraph 7 (i.e. via the website), Lloyd’s must apply for a password by viewing the web page referred to in paragraph 7, quoting Lloyd’s customer identification number and following the instructions for applying for a password on that page. Fujitsu Australia will advise Lloyd’s General Representative in Australia of the password for Lloyd’s. When a report is provided using the method in paragraph 7, Lloyd’s will be required to quote its customer identification number and password. Upon successful validation of the customer identification and password a secure session will be created and the report will be encrypted before transmission.\n\n11. Despite paragraph 10, or where APRA has made a determination under subparagraph 8(a) or (b) specifying an alternate method of submission, APRA may also determine in writing that:\n\n(a) a specified person (who need not be Lloyd’s General Representative in Australia or agent); or\n\n(b) a person holding a specified position (who need not be Lloyd’s General Representative in Australia or agent); or\n\n(c) a person authorised by Lloyd’s to use Lloyd’s customer identification number and password,\n\nmay, or must, authorise (in a manner specified) information provided by Lloyd’s under this reporting standard.\n\n### Minor alterations to forms and instructions\n\n12. APRA may:\n\n(a) make minor variations to the Data Specifications (either generally, or in relation to a class of Lloyd’s underwriters, or in relation to one or more named Lloyd’s underwriters) to correct technical, programming or logical errors, inconsistencies or anomalies;\n\n(b) vary, omit or substitute (either generally, or in relation to a class of Lloyd’s underwriters, or in relation to one or more named Lloyd’s underwriters) an occupation code or description in Appendix C to the Data Specifications, if APRA forms the view that the existing code or description is inappropriate having regard to the circumstances or business of Lloyd’s and any other relevant considerations; or\n\n(c) vary, omit or substitute (either generally, or in relation to a class of Lloyd’s underwriters, or in relation to a one or more named Lloyd’s underwriters) a specification in a Table in the Data Specifications, if APRA forms the view that the specification is inappropriate having regard to the circumstances or business of Lloyd’s underwriters and any other relevant considerations.\n\n13. If APRA makes such a variation it must notify Lloyd’s in writing.\n\nPast reporting periods\n\n14. Lloyd’s must provide APRA with reports in respect of a past reporting period under the old reporting standard, notwithstanding that it was repealed on 8 August 2013. For these purposes:\n\nold reporting standard means the reporting standard Reporting standard LOLRS 800.3 (2005) made by Financial Sector (Collection of Data) determination No. 35 of 2005;\n\npast reporting period means a reporting period ending on a date between 1 June 2013 and 1 June 2016.\n\n15. Lloyd’s must provide reports to APRA under paragraph 14 of this reporting standard by 1 September 2016. For the avoidance of doubt, where a general insurer has provided a report to APRA prior to 1 September 2016 in relation to a past reporting period, the general insurer has complied with paragraph 14.\n\n### Interpretation\n\n16. In this reporting standard:\n\nagent of APRA means a person appointed under s 47 of the Australian Prudential Regulation Authority Act 1998 to receive data on behalf of APRA.\n\nAPRA means the Australian Prudential Regulation Authority established under the Australian Prudential Regulation Authority Act 1998.\n\nData Specifications means the Data Specifications in the Schedule.\n\nfacility business means business that is closed by bordereau and for which the relevant Lloyd’s underwriter does not receive individual policy or claims data from the facility manager, and includes business undertaken through an underwriting pool or joint venture arrangement.\n\nFujitsu Australia means Fujitsu Australia Limited ABN 19 001 011 427.\n\nLloyd’s has the meaning in the Insurance Act 1973.\n\nLloyd’s General Representative in Australia means the employee of Lloyd’s or Lloyd’s Australia Ltd who holds the position of Lloyd’s General Representative in Australia, or performs the functions and duties described by that title.\n\nLloyd’s underwriter has the meaning in the Insurance Act 1973.\n\nproduct liability insurance includes policies that provide for compensation for loss and or injury caused by, or as a result of, the use of goods.\n\nprofessional indemnity insurance includes:\n\n(a) insurance that provides cover for a professional for actions taken against that professional in tort, contract or under statute law in respect of advice or services provided as part of their professional practice, including cover in respect of damages and legal expenses;\n\n(b) directors’ and officers’ liability insurance and legal expense insurance; and\n\n(c) medical indemnity insurance.\n\npublic liability insurance includes:\n\n(a) insurance covering legal liability to the public in respect of bodily injury or property damage arising out of the operation of the insured’s business; and\n\n(b) insurance in respect of environmental clean-up costs resulting from pollution where not covered by Fire and Industrial Special Risk policies.\n\nreportable facility business means facility business underwritten by a Lloyd’s underwriter on or after 1 January 2003 under which the risk, or a risk, assumed by the Lloyd’s underwriter relates to product liability, professional indemnity or public liability insurance, not being a risk that relates to:\n\n(a) reinsurance or retrocession cover;\n\n(b) marine insurance; or\n\n(c) domestic householder’s or owner’s insurance, or tenant’s liability insurance, sold in conjunction with a building or contents policy; or\n\n(d) an event that could neither occur in Australia nor in relation to an insured resident of Australia.\n\n17. For the purposes of paragraphs 3 and 6, where a report must be provided no later than a particular date, Lloyd’s is required to ensure that the report is received by the person to whom it must be provided (whether APRA or an agent of APRA) no later than that date.","sortOrder":1},{"sectionNumber":"Objective of this reporting standard","sectionType":"part","heading":"Objective of this reporting standard","content":"## Objective of this reporting standard\n\nThis reporting standard is made under section 13 of the Financial Sector (Collection of Data) Act 2001 (the Collection of Data Act). It requires Lloyd’s to provide APRA with certain information in respect of facility business relating to public liability, product liability and professional indemnity insurance in force during a reporting period.","sortOrder":2},{"sectionNumber":"Reporting requirements","sectionType":"division","heading":"Reporting requirements","content":"### Reporting requirements\n\n1.  If, at any time during a reporting period covered by paragraph 2, a Lloyd’s underwriter is on risk in respect of reportable facility business, Lloyd’s must report on the business, in accordance with the Data Specifications, by the time in paragraph 3.\n\nNote: reportable facility business is defined in paragraph 16.\n\n2. For the purposes of the paragraph 1, the reporting periods are the six month period beginning on 1 January 2016 and ending on 30 June 2016 and each successive 6 month period (ending on 31 December or 30 June) after that.\n\n3. A report required by paragraph 1 must be provided:\n\n(a) if the reporting period ends on 30 June – by no later than the 31 October next following the end of the reporting period; or\n\n(b) if the reporting period ends on 31 December – by no later than the 30 April next following the end of the reporting period,\n\nor such later time as APRA may determine in writing. APRA may determine a later time in writing in relation to the whole of a report, or in relation to a report to the extent that it relates to a particular class of Lloyd’s underwriters, or in relation to a report to the extent that it relates to one or more Lloyd’s underwriters named in the determination (to the intent that APRA may permit the late submission of part of the report).","sortOrder":3},{"sectionNumber":"Variation of reporting periods","sectionType":"division","heading":"Variation of reporting periods","content":"### Variation of reporting periods\n\n4. APRA may, by notice in writing, determine that to the extent that reports required under this reporting standard will relate to a Lloyd’s underwriter with an accounting financial year that does not end on 30 June, the part of each such report relating to that underwriter may be provided in respect of reporting periods based on the underwriter’s own accounting financial year.\n\n5. APRA may, by notice in writing, change the reporting periods for Lloyd’s to require it to provide reports under this reporting standard:\n\n(a) more frequently (APRA may require this when, having regard to the particular circumstances of the Lloyd’s underwriters, APRA considers it necessary or desirable to obtain information more frequently for the purposes of the prudential supervision of the Lloyd’s underwriters); or\n\n(b) less frequently (APRA may do so when, having regard to the particular circumstances of the Lloyd’s underwriters and the extent to which they requires prudential supervision, and other relevant considerations, it is unnecessary to require Lloyd’s to provide the information on a 6 monthly basis).\n\n6. If APRA changes a reporting period under paragraph 4 or 5 in relation to a report or part of a report, the report (or, where applicable, the part of the report) required under this reporting standard in respect of the changed period must be provided by no later than the last day of the second month after the end of the changed period or such later time as APRA may determine in writing.","sortOrder":4},{"sectionNumber":"Method of submission","sectionType":"division","heading":"Method of submission","content":"### Method of submission\n\n7. Reports required by this reporting standard must be rendered in comma separated values (CSV) format in accordance with the Data Specifications, and must be provided either electronically through the web site www.ncpd.apra.gov.au, by logging on using the relevant customer identification number and password provided by Fujitsu Australia (as agent of APRA), and following the instructions on that web site.\n\n8. Despite paragraph 7, APRA may, in writing, make either or both of the following determinations:\n\n(a) a determination that reports required by this reporting standard must be provided in accordance with alternative information technology requirements specified by APRA in the determination; and\n\n(b) a determination that reports required by this reporting standard must be provided to APRA or an agent of APRA at an alternative address in accordance with requirements specified in the determination.","sortOrder":5},{"sectionNumber":"Authorisation","sectionType":"division","heading":"Authorisation","content":"### Authorisation\n\n9. Reports provided by Lloyd’s in accordance with this reporting standard must be the product of processes and controls developed by Lloyd’s for the internal review and authorisation of the information contained in the reports.\n\nNote: Lloyd’s General Representative in Australia must ensure that an appropriate set of policies and procedures is in place for the authorisation of data provided to APRA.\n\n10. Fujitsu Australia (as agent of APRA) will provide Lloyd’s with a customer identification number. If Lloyd’s proposes to submit reports required by this reporting standard using the method in paragraph 7 (i.e. via the website), Lloyd’s must apply for a password by viewing the web page referred to in paragraph 7, quoting Lloyd’s customer identification number and following the instructions for applying for a password on that page. Fujitsu Australia will advise Lloyd’s General Representative in Australia of the password for Lloyd’s. When a report is provided using the method in paragraph 7, Lloyd’s will be required to quote its customer identification number and password. Upon successful validation of the customer identification and password a secure session will be created and the report will be encrypted before transmission.\n\n11. Despite paragraph 10, or where APRA has made a determination under subparagraph 8(a) or (b) specifying an alternate method of submission, APRA may also determine in writing that:\n\n(a) a specified person (who need not be Lloyd’s General Representative in Australia or agent); or\n\n(b) a person holding a specified position (who need not be Lloyd’s General Representative in Australia or agent); or\n\n(c) a person authorised by Lloyd’s to use Lloyd’s customer identification number and password,\n\nmay, or must, authorise (in a manner specified) information provided by Lloyd’s under this reporting standard.","sortOrder":6},{"sectionNumber":"Minor alterations to forms and instructi","sectionType":"division","heading":"Minor alterations to forms and instructions","content":"### Minor alterations to forms and instructions\n\n12. APRA may:\n\n(a) make minor variations to the Data Specifications (either generally, or in relation to a class of Lloyd’s underwriters, or in relation to one or more named Lloyd’s underwriters) to correct technical, programming or logical errors, inconsistencies or anomalies;\n\n(b) vary, omit or substitute (either generally, or in relation to a class of Lloyd’s underwriters, or in relation to one or more named Lloyd’s underwriters) an occupation code or description in Appendix C to the Data Specifications, if APRA forms the view that the existing code or description is inappropriate having regard to the circumstances or business of Lloyd’s and any other relevant considerations; or\n\n(c) vary, omit or substitute (either generally, or in relation to a class of Lloyd’s underwriters, or in relation to a one or more named Lloyd’s underwriters) a specification in a Table in the Data Specifications, if APRA forms the view that the specification is inappropriate having regard to the circumstances or business of Lloyd’s underwriters and any other relevant considerations.\n\n13. If APRA makes such a variation it must notify Lloyd’s in writing.\n\nPast reporting periods\n\n14. Lloyd’s must provide APRA with reports in respect of a past reporting period under the old reporting standard, notwithstanding that it was repealed on 8 August 2013. For these purposes:\n\nold reporting standard means the reporting standard Reporting standard LOLRS 800.3 (2005) made by Financial Sector (Collection of Data) determination No. 35 of 2005;\n\npast reporting period means a reporting period ending on a date between 1 June 2013 and 1 June 2016.\n\n15. Lloyd’s must provide reports to APRA under paragraph 14 of this reporting standard by 1 September 2016. For the avoidance of doubt, where a general insurer has provided a report to APRA prior to 1 September 2016 in relation to a past reporting period, the general insurer has complied with paragraph 14.","sortOrder":7},{"sectionNumber":"Interpretation","sectionType":"division","heading":"Interpretation","content":"### Interpretation\n\n16. In this reporting standard:\n\nagent of APRA means a person appointed under s 47 of the Australian Prudential Regulation Authority Act 1998 to receive data on behalf of APRA.\n\nAPRA means the Australian Prudential Regulation Authority established under the Australian Prudential Regulation Authority Act 1998.\n\nData Specifications means the Data Specifications in the Schedule.\n\nfacility business means business that is closed by bordereau and for which the relevant Lloyd’s underwriter does not receive individual policy or claims data from the facility manager, and includes business undertaken through an underwriting pool or joint venture arrangement.\n\nFujitsu Australia means Fujitsu Australia Limited ABN 19 001 011 427.\n\nLloyd’s has the meaning in the Insurance Act 1973.\n\nLloyd’s General Representative in Australia means the employee of Lloyd’s or Lloyd’s Australia Ltd who holds the position of Lloyd’s General Representative in Australia, or performs the functions and duties described by that title.\n\nLloyd’s underwriter has the meaning in the Insurance Act 1973.\n\nproduct liability insurance includes policies that provide for compensation for loss and or injury caused by, or as a result of, the use of goods.\n\nprofessional indemnity insurance includes:\n\n(a) insurance that provides cover for a professional for actions taken against that professional in tort, contract or under statute law in respect of advice or services provided as part of their professional practice, including cover in respect of damages and legal expenses;\n\n(b) directors’ and officers’ liability insurance and legal expense insurance; and\n\n(c) medical indemnity insurance.\n\npublic liability insurance includes:\n\n(a) insurance covering legal liability to the public in respect of bodily injury or property damage arising out of the operation of the insured’s business; and\n\n(b) insurance in respect of environmental clean-up costs resulting from pollution where not covered by Fire and Industrial Special Risk policies.\n\nreportable facility business means facility business underwritten by a Lloyd’s underwriter on or after 1 January 2003 under which the risk, or a risk, assumed by the Lloyd’s underwriter relates to product liability, professional indemnity or public liability insurance, not being a risk that relates to:\n\n(a) reinsurance or retrocession cover;\n\n(b) marine insurance; or\n\n(c) domestic householder’s or owner’s insurance, or tenant’s liability insurance, sold in conjunction with a building or contents policy; or\n\n(d) an event that could neither occur in Australia nor in relation to an insured resident of Australia.\n\n17. For the purposes of paragraphs 3 and 6, where a report must be provided no later than a particular date, Lloyd’s is required to ensure that the report is received by the person to whom it must be provided (whether APRA or an agent of APRA) no later than that date.","sortOrder":8},{"sectionNumber":"Data specifications for facility busines","sectionType":"part","heading":"Data specifications for facility business for public and product liability and professional indemnity insurance","content":"Schedule\n\n# Data specifications for facility business for public and product liability and professional indemnity insurance\n\n## Overview\n\nThese specifications have been prepared for the purpose of defining the facility business information required to be submitted by Lloyd’s in respect of public and product liability and professional indemnity insurance. This information will contribute to a National Claims and Policy Database (NCPD) in respect of these classes of insurance. The intention is to create a database that holds information in respect of claims and policies for public and product liability and professional indemnity on a national basis.\n\nDetails of requirements in relation to reporting periods, method of submission and authorisation are set out in the reporting standard. The data submitted by Lloyd’s will be validated by APRA each reporting period. The data validation to be performed is outlined in Appendix A.\n\n## Record Layouts and Field Specifications\n\n### Facility Business Data Specifications\n\n| FacilityData | Data Item                                 | Facility Business | Field type |\n| ------------ | ----------------------------------------- | ----------------- | ---------- |\n| 1*           | Insurer Code                              | M                 | 6a         |\n| 2*           | Month of end of Reporting periods         | M                 | 8n         |\n| 3*           | Facility Identifier                       | M                 | 30a/n      |\n| 4            | Industry/Occupation Code                  | O                 | 6a or 4n   |\n| 5            | Class of Business                         | O                 | 2a         |\n| 6*           | Run-off Indicator                         | O                 | 1a         |\n| 7            | Insurer’s Percentage of Facility          | M                 | 6n         |\n| 8            | Number of Policies                        | O                 | 6n         |\n| 9            | Premium Received for Reporting periods    | M                 | 12n        |\n| 10           | Number of Claims                          | O                 | 6n         |\n| 11           | Gross Payments Made for Reporting periods | M                 | 12n        |\n\nKey:\n\nM – mandatory field on all records from 1 July 2004\n\nO – optional field a – alpha\n\nn - numeric\n\n\\* Fields so indicated, as a combination, must be unique for each reporting period.\n\n### Facility Business Record Data Field Definitions\n\nWhere there is a mid-term market change, the facility reference may be repeated showing a changed insurer percentage.\n\n1\\. Insurer Code\n\nThis will be provided by APRA when advised of the method of delivery of the data.\n\n### 2\\. Month of end of Reporting periods\n\nThe data will relate to a six month period. Code the last day of this period in this field as DDMMYYYY, e.g. insert code 30062003 for data relating to the six months ending 30 June 2003.\n\n### 3\\. Facility Identifier\n\nA unique identifier for each facility where the insurer has received in excess of $100,000 in premium or made gross payments in excess of $100,000, for each respective six month period.\n\nProvide a separate record for claims data and policies data for each facility.\n\nFacilities where the insurer has received less than $100,000 in premium or made gross payments of less than $100,000 in the six month period are to be included “Other”.\n\n### 4\\. Industry/Occupation Code\n\nFor Public and Products Liability, EPL and D&O risks, use the principal classification of the business from the latest edition of Catalogue Number 1292.0 Australian and New Zealand Standard Industrial Classification (ANZSIC), published by the Australian Bureau of Statistics and available on their web site. Provide data at the 4digit ANZSIC code level. Any reports or publications will be aggregated to the 2 digit level ANZSIC.\n\nResidential strata owners’ liability is collected under ANZSIC classification 7711 - Residential Property Operators, whereas for Commercial Property Operators it is either 7712 or the occupation code that is most closely aligned with the tenancy of the strata.\n\nFor Professional Risks, use the codes provided in Attachment B.\n\nOccupation code “OMULTI” should only be used for Facility Business data where a facility covers multiple occupation codes, no single code can be regarded as the principal occupation code and hence it is not possible or appropriate to use one of the more specific occupation codes.\n\nOccupation code “OMULTI” and code “000000” (for ANZIIC codes) should only be used for Facility Business data where a facility covers multiple industry or occupation codes, no single code can be regarded as the principal industry or occupation code and hence it is not possible or appropriate to use one of the more specific codes.\n\nWhere this information is not available, enter a hyphen (“-“).\n\n### 5\\. Class of Business\n\n• PL = Public & Product\n\n• PI = Professional Risk\n\nWhere this information is not available, enter a hyphen (“-“).\n\n### 6\\. Runoff Indicator\n\n• Y = Yes\n\n• N = No\n\nWhere this information is not available, enter a hyphen (“-“).\n\n### 7\\. Insurer’s Percentage of Facility\n\nLloyd’s proportion of the facility, to 2 decimal places (e.g. 66.66 for 66.66%).\n\nBlank on “Other” facilities records.\n\n### 8\\. Number of Policies\n\nThe total numbers of policies covered by this facility, if available or else provide a “blank”.\n\n### 9\\. Premium Received for Reporting periods\n\nLloyd’s share of the gross premium from this facility during the half year net of GST in whole dollars, no decimal point and converted to A$ using end of processing month rates of exchange. Exclude all statutory charges (FSL, GST & SD) but include others costs (commissions).\n\n### 10\\. Number of Claims\n\nThe total numbers of claims covered by this facility for which payments have been reported in item 9 below, if available or else provide a “blank”.\n\n### 11\\. Gross Payments Made in Reporting periods\n\nLloyd’s share of payments made for this facility since the last reporting period, net of GST in whole dollars, no decimal point and converted to A$ using end of processing month rates of exchange. Includes payments made to claimant and to third-party service providers (medical, legal, investigation) that are attributed to the claim.\n\n  \n\n## Appendix A: Data Validation\n\nThe facility business data submitted by Lloyd’s will be validated by APRA as follows.\n\nFor facility business data, the total of all premiums received and the total of gross payments made will be deducted from earned premium and gross payment data submitted in GRF 440 (see below).\n\na) Earned premium submitted in information provided by Lloyd’s under Lloyd’s Security Trust Fund Determination No 1, less the premium received for all facilities, is expected to reconcile to within 5% of the total of the earned premium shown in field 15b on the individual policy records submitted by insurers or as calculated by APRA from the gross annualised premium (field 15a). APRA will expect Lloyd’s to explain the source of any greater discrepancy.\n\nb) Gross claim payments submitted in information provided by Lloyd’s under Lloyd’s Security Trust Fund Determination No 1, less the gross payments received for all facilities, is expected to reconcile to within 5% of the gross payments for each accident year calculated from the individual claim records submitted. Discrepancies in the most recent accident years will be compared with the amount of payments made for all facilities.\n\nWhile it is appreciated that more extensive reconciliation could be attempted, this could require significant changes to the existing reporting requirements to APRA or the submission of other information (such as management accounts) from insurers that would not be in standard formats.\n\nAPRA will expect that where Lloyd’s needs to demonstrate the reason for a discrepancy between the individual records submitted to the database and its aggregate data reported to APRA in the above forms, Lloyd’s will share such additional reports with APRA as required.\n\n  \n\n## Appendix B: APRA Occupation Codes for Professional\n\n## Indemnity\n\n| CODE   | Occupation Description                          |\n| ------ | ----------------------------------------------- |\n| A      | Financial Miscellaneous occupations             |\n| AABANK | Bank                                            |\n| AACCNT | Accountancy - Other                             |\n| AACINS | Accountancy - Insolv & Aquis                    |\n| AACMAN | Accountancy - Management Service                |\n| AACTAX | Accountancy - Taxation                          |\n| AACTUA | Actuarial                                       |\n| AAUDIT | Accountancy - Audit                             |\n| ABLDSO | Building Society                                |\n| ABOOKP | Bookkeeping                                     |\n| ABSCON | IT Business Systems                             |\n| ABUSBR | Business Brokers                                |\n| ACHCON | Hardware Engineering/Sec/Sales                  |\n| ACLHOU | Clearing House                                  |\n| ACMBRK | Commodity & Futures Broking                     |\n| ACMBRK | Futures Broker/Dealer                           |\n| ACMCON | Computer Consultants                            |\n| ACOMAU | Computer Systems Auditor                        |\n| ACOMPR | Computer Programmer                             |\n| ACOMSB | Computer Service Bureau                         |\n| ACRMAN | Credit Management Services                      |\n| ACRUNI | Credit Union                                    |\n| ACTCON | IT Education & training                         |\n| ACUSTO | Custodian                                       |\n| ACWCON | Web Design                                      |\n| ADBTCL | Debt Collection & Mercantile Agents             |\n| AFINCO | Financial Counsellors                           |\n| AFNADV | Finance Adviser                                 |\n| AFNBRK | Finance Broking                                 |\n| AFNMGR | Financial Risk Management                       |\n| AFPCON | Financial Planning Consultancy                  |\n| AFRANC | Franchisor                                      |\n| AFRIEN | Friendly Society                                |\n| AFUNDM | Fund Manager                                    |\n| AINCON | Investment Consultancy                          |\n| AINDEA | Licenced Security Dealer                        |\n| AINSUR | Insurance Company                               |\n| AMANIN | Managed Investment Scheme                       |\n| AMERBA | Merchant Bank                                   |\n| AMORBR | Mortgage Broker                                 |\n| CODE   | Occupation Description                          |\n| AMORMA | Mortgage Manager                                |\n| AMOROR | Mortgage Originator                             |\n| APFCON | Financial Planners                              |\n| ASTBRK | Stock & Share Broking                           |\n| ASUPAD | Superannuation fund administrator               |\n| ASUPTR | Superannuation Trustee                          |\n| ATAXAG | Taxation Agency                                 |\n| ATSTCO | Trustee & Executor Company                      |\n| ATSTSU | Trustee Services                                |\n| B      | General Consultants - Miscellaneous occupations |\n| BAGCON | Air Cargo Consultancy                           |\n| BARCON | Air Pollution Consultancy                       |\n| BAVCON | Aviation Consultancy                            |\n| BCMCON | Communication (PR) Consultancy                  |\n| BCNCON | Corrosion Consultancy                           |\n| BCONCO | Convention Coordinator                          |\n| BCRIMI | Criminologist                                   |\n| BECONO | Economist                                       |\n| BENCON | Environment & Pollution Consultancy             |\n| BEVMAN | Event Managers & Co-Ordinators                  |\n| BFOCON | Forestry Services & Consultancy                 |\n| BFOODC | Food Consultant                                 |\n| BHRCON | Human Resource Consulting                       |\n| BIRCON | Industrial Relations Consultant                 |\n| BLTCON | Telecommunication Consultants                   |\n| BMANAG | Management Consultancy                          |\n| BMELON | Meteorological Consultancy                      |\n| BMGCON | Migration Consultancy                           |\n| BMHCON | Materials Handling Consultancy                  |\n| BMNCON | Marine Consultancy                              |\n| BMOCON | Marketing Consultancy                           |\n| BMRCON | Market Research Consultancy                     |\n| BMTCON | Materials Testing Consultancy                   |\n| BNTCON | Natural Resource Consultancy                    |\n| BOCCON | Oceanographic Consultancy                       |\n| BODCON | Odour pollution Consultancy                     |\n| BPCCON | Pest Control Consultancy                        |\n| BPNCON | Personnel Consultancy                           |\n| BPRCON | Public Relations Consultancy                    |\n| BQUALC | Quality Assurance Consultant                    |\n| BRSCON | Research Industry & Scientific                  |\n| BSECON | Security Consultancy                            |\n| BSOCIO | Sociologist                                     |\n| CODE   | Occupation Description                          |\n| BSOCON | Solar Energy Consultancy                        |\n| BTACON | Travel Agency &/or Consultancy                  |\n| BTCCON | Technical Consultancy                           |\n| BTESTS | Inspection & Testing Services                   |\n| BTLCON | Telecommunication Consultants                   |\n| BTOCON | Tourism Consultancy                             |\n| BTOOPP | Tour Operator                                   |\n| BTPCON | Transportation Consultancy                      |\n| BTRANS | Translator / Interpreter                        |\n| BTTCON | Textile Consultancy                             |\n| BWCCON | Water Conservation Consultancy                  |\n| BWNCON | Wine Industry Consultancy                       |\n| BWPCON | Water Pollution Consultancy                     |\n| C      | Medical & Paramedical Miscellaneous occupations |\n| CACUPT | Acupuncturists                                  |\n| CALCON | Allergy and asthma consultant                   |\n| CALTHE | Alternative health services                     |\n| CANAGE | Anaesthetics - general                          |\n| CANAIC | Anaesthetics-intensive care                     |\n| CAUDIO | Audiologist                                     |\n| CAUDIM | Audiometrist                                    |\n| CCARDI | Cardiology                                      |\n| CCARTH | Cardio-thoracic surgery                         |\n| CCHIRP | Chiropodists                                    |\n| CCHIRO | Chiropractics                                   |\n| CCLCGN | Clinical genetics                               |\n| CCLCHA | Clinical haematology                            |\n| CCLCIM | Clinical immunology                             |\n| CCLCPH | Clinical pharmacology                           |\n| CCOLSU | Colorectal surgery                              |\n| CCOSSU | Cosmetic surgery                                |\n| CDENTI | Dentistry - oral surgery                        |\n| CDENTO | Dentistry -other                                |\n| CDERMI | Dermatology                                     |\n| CRADOL | Diagnostic radiology                            |\n| CRADOG | Diagnostic radiology - Practitioner             |\n| CDIETI | Dietician                                       |\n| CDGALC | Drug and alcohol counselling                    |\n| CENTHR | Ear, nose and throat (ENT)                      |\n| CEMERG | Emergency medicine                              |\n| CENDOC | Endocrinology                                   |\n| CENDOS | Endoscopy                                       |\n| CFAMSU | Facio-Maxillary surgery                         |\n| CODE   | Occupation Description                          |\n| CGASTR | Gastroenterology                                |\n| CGENME | General and internal medicine                   |\n| CGENPN | General practice - no procedure                 |\n| CGENPY | General Practice - procedural                   |\n| CGENSU | General Surgery                                 |\n| CGERIA | Geriatrics                                      |\n| CGYNAE | Gynaecology only                                |\n| CHYGCO | Hygiene consultant                              |\n| CINFDS | Infectious diseases                             |\n| CINTCR | Intensive care                                  |\n| CMEDON | Medical oncology                                |\n| CMIDWI | Midwifery                                       |\n| CNATUR | Naturopaths                                     |\n| CNEONA | Neonatology                                     |\n| CNEURO | Neurology                                       |\n| CNEUSU | Neurosurgery                                    |\n| CNUCLR | Nuclear Medicine                                |\n| CNURSS | Nursing -general                                |\n| CNURSE | Nursing—nurse practitioner                      |\n| CNUTRI | Nutrition                                       |\n| COBSGY | Obstetrics & Gynaecology                        |\n| COBSTO | Obstetrics only                                 |\n| COCTHE | Occupational medicine                           |\n| COHSCO | OHS Practitioner                                |\n| COPTHA | Ophthalmology                                   |\n| COPTOM | Optometrist                                     |\n| CORALM | Oral surgery—medical                            |\n| CORTSU | Orthopaedic surgery                             |\n| COSTEO | Osteopathy                                      |\n| COTHER | Other hospital-based medical practitione        |\n| CPAEDM | Paediatric medicine                             |\n| CPAEDS | Paediatric surgery                              |\n| CAMBOF | Paramedical and ambulance staff                 |\n| CPATHO | Pathology                                       |\n| CPCHEM | Pharmacy                                        |\n| CPHYSI | Physiotherapy                                   |\n| CPLAST | Plastic surgery                                 |\n| CPODTS | Podiatry                                        |\n| CPSYCH | Psychiatry                                      |\n| CPSYCO | Psychology                                      |\n| CPHPRM | Public health/preventive medicine               |\n| CREHSV | Rehabilitation medicine                         |\n| CRENAL | Renal medicine                                  |\n| D      | Legal & Para Legal - Miscellaneous occupations  |\n| CRESPM | Respiratory medicine                            |\n| CRHEUM | Rheumatology                                    |\n| CSONOG | Sonographer                                     |\n| CSPEEC | Speech Pathologists                             |\n| CSPTHE | Speech therapist                                |\n| CSPINE | Spinal surgery                                  |\n| CSPORT | Sports medicine                                 |\n| CTHMAS | Therapeutic Masseur                             |\n| CRADTH | Therapeutic radiology                           |\n| CTHORA | Thoracic medicine                               |\n| CUROLO | Urology                                         |\n| CVASCU | Vascular surgery                                |\n| DBARIS | Barristers                                      |\n| DCONSV | Conveyancing Services                           |\n| DJPEAC | Justice of the Peace                            |\n| DLGLCS | Legal Costing Services                          |\n| DLNDBR | Land Broking                                    |\n| DMARCE | Marriage Celebrant                              |\n| DPATNT | Patent Attorneys                                |\n| DPRSER | Process Servers                                 |\n| DPTTMA | Patent & Trade Mark Attorney                    |\n| DSHARR | Share Registry                                  |\n| DSOLIC | Solicitors                                      |\n| DTITLE | Title Searching                                 |\n| DTMCON | Trademark Development &/or Investment           |\n| E      | Real Estate Miscellaneous occupations           |\n| EANVAL | Valuer - fine art                               |\n| EAUCTN | Auctioneering                                   |\n| EBDCOR | Body Corporate Management Services              |\n| EHOTBR | Hotel & Motel Broking                           |\n| ELECON | Electrical Contracting                          |\n| EMTCON | Motel Management Consultancy                    |\n| EPTCON | Property Consultants                            |\n| EPTRPT | Property & Inspection Reports                   |\n| EREACT | Real Estate Agency- Commercial                  |\n| EREAGT | Real Estate Agency- Domestic                    |\n| EREAHT | Real Estate Agency- Hotels                      |\n| EREAIT | Real Estate Agency- Industrial                  |\n| EREAPM | Property Management Services                    |\n| EREVAL | Real Estate Agent & Valuations                  |\n| ESTMGR | Strata Title Management                         |\n\n  \n\n| CODE   | Occupation Description                                      |\n| ------ | ----------------------------------------------------------- |\n| F      | Agricultural, Horticultural miscellaneous occupations       |\n| FAGCON | Agricultural Consultancy                                    |\n| FAGRON | Agronomy                                                    |\n| FANBRE | Animal Breeders                                             |\n| FAQCON | Aquaculture Consultants                                     |\n| FARTBD | Artificial Breeding Services                                |\n| FBSKAG | Bloodstock Agency                                           |\n| FEXPLS | Export Livestock Veterinary Consultant                      |\n| FFMADV | Farm Management Advisory Service                            |\n| FFMCON | Farm & Agricultural Consultant                              |\n| FHTCON | Horticultural Consultancy                                   |\n| FMOROR | Mortgage Originator                                         |\n| FPPORG | Primary Production Organisation                             |\n| FSSAGT | Stock & Station Agency                                      |\n| FVALUR | Valuer - real estate                                        |\n| FVETBS | Veterinary Surgeons Bloodstock                              |\n| FVETEQ | Veterinary Surgeons- Equine                                 |\n| FVETGH | Veterinary Surgeons- Greyhound                              |\n| FVETLS | Veterinary Surgeon Livestock                                |\n| FVETSM | Veterinary Surgeons-Small/Pets                              |\n| FVTLAB | Veterinary Laboratories                                     |\n| FWLBRK | Wool Broking                                                |\n| G      | Schools, Colleges - Miscellaneous occupations               |\n| GBALSH | Ballet School & Dance Tuition                               |\n| GCUBAS | Scuba Diving Instruction - COMMERCIAL                       |\n| GEDCON | Education Consultancy                                       |\n| GKINDA | Kindergartens                                               |\n| GPSCHL | Private School                                              |\n| GSCHOL | Primary Schools                                             |\n| GSCUBA | Scuba Diving Instructor - recreational                      |\n| GSECOL | Secondary Schools/Colleges                                  |\n| GTEACH | Teacher                                                     |\n| GTRCON | Training & Development Consultants                          |\n| GUNVER | Universities                                                |\n| H      | Insurance - miscellaneous occupations                       |\n| HARGEN | Authorised Representatives (general insurance products)     |\n| HARLIF | Authorised Representatives (life insurance products)        |\n| HININV | Insurance Investigation                                     |\n| HINSAG | Insurance Agency                                            |\n| HINSBK | Insurance Broking                                           |\n| HINSLA | Insurance Assessors & Loss Adjusters                        |\n| HINSUR | Insurance Surveyor                                          |\n| HLASAG | Life Assurance Agents                                       |\n| CODE   | Occupation Description                                      |\n| HLOSSA | Loss Assessor                                               |\n| HLSCON | Loss Control & Management Control                           |\n| HRMCON | Risk Management Consultants                                 |\n| HUWAGT | Underwriting Agent                                          |\n| I      | Local Government - Miscellaneous occupations                |\n| IADVOR | Govt. Advisory Organization                                 |\n| ILGTAT | Local Government Authority                                  |\n| IMUNCL | Municipal / Shire Councils                                  |\n| J      | Miscellaneous occupations                                   |\n| JADVAG | Advertising Agency                                          |\n| JANTHE | Anthropologist                                              |\n| JARBIT | Mediation & Arbitration                                     |\n| JARCHE | Archaeology                                                 |\n| JBEAUT | Beauty Therapy                                              |\n| JBTBKR | Boat & Yacht Broking                                        |\n| JBTDES | Boat & Yacht Designing                                      |\n| JCARGO | Cargo & Marine Surveying                                    |\n| JCMADV | Community Advice Centres                                    |\n| JCOACH | Sports Coach                                                |\n| JCOASS | Association - Community                                     |\n| JCOURI | Courier Service                                             |\n| JCSFAG | Customs Shipping & Forwarding                               |\n| JCUSTA | Customs Agency                                              |\n| JDIASS | Association - Disability                                    |\n| JDIVSE | Diving Services                                             |\n| JENASS | Association - Environmental                                 |\n| JFAMWL | Family Welfare Organization                                 |\n| JFUNRL | Funeral Directing                                           |\n| JGPDES | Graphic design                                              |\n| JINVES | Investigators                                               |\n| JMARRC | Marriage, Family, Personal Councillor                       |\n| JMNENG | Marine Engineers                                            |\n| JMNSUR | Marine Surveying                                            |\n| JNVARC | Naval Architecture                                          |\n| JPHOTO | Photographer / Cameraman                                    |\n| JPIDES | Product & Industrial Design                                 |\n| JPRASS | Association - Professional                                  |\n| JRELIG | Religious Organisation                                      |\n| JRESER | Research & Development Corp                                 |\n| JSECRE | Secretariat Services                                        |\n| JSHPCH | Ship & Boat Chandelling                                     |\n| JSPASS | Association - Sporting                                      |\n| JTDASS | Association - Trade                                         |\n| CODE   | Occupation Description                                      |\n| JTECHW | Technical Writers                                           |\n| JTELAN | Telephone Answering / telemarketing                         |\n| JTRAUN | Trade Union                                                 |\n| JWEASS | Association - Welfare                                       |\n| JWTCON | Writers Consultant &/or Service                             |\n| K      | Architects Miscellaneous occupations                        |\n| KACHTS | Architects                                                  |\n| KARCDR | Architectural Draughtspersons                               |\n| KINTDE | Interior Designers & Fit out Consultant                     |\n| KLACHS | Landscape Architecture                                      |\n| KLACTP | Town Planning                                               |\n| KPLUMB | Plumbing Consultants                                        |\n| L      | Engineering - miscellaneous occupations                     |\n| LACENG | Engineer – acoustic                                         |\n| LAEENG | Engineer – aeronautical                                     |\n| LAGENG | Engineer – agricultural                                     |\n| LBCERT | Building Certifiers                                         |\n| LBHENG | Building Hydraulic Design Engineer                          |\n| LBIENG | Engineer – biomedical                                       |\n| LBINSP | Building Inspectors                                         |\n| LBLCON | Building Consultants                                        |\n| LBLDES | Building Designer                                           |\n| LBLDIN | Building Inspector - Victorian Building Act activities only |\n| LCHENG | Engineer – chemical                                         |\n| LCHSCI | Chemical Scientist                                          |\n| LCIENG | Engineer – civil                                            |\n| LCONMG | Construction Management                                     |\n| LCONTE | Concrete Testing & Investigation                            |\n| LDSCON | Drainage Sewerage & Water Supplies                          |\n| LELENG | Engineer – electrical                                       |\n| LELINS | Electrical Inspectors                                       |\n| LENAUD | Environmental Auditor                                       |\n| LENGDT | Engineering Draftspersons                                   |\n| LENVEN | Engineer – environmental                                    |\n| LETENG | Engineer – electronic                                       |\n| LFPENG | Engineer - fire protection / safety                         |\n| LFSENG | Foundation & Structural Engineer                            |\n| LGEEON | Engineer - geo-technical - soil testing                     |\n| LGEOLO | Engineer – geological                                       |\n| LHAENG | Engineer – harbour                                          |\n| LHDENG | Hydro Electric Engineering                                  |\n| LHMENG | Materials Handling, Process Engineer                        |\n| LHVENG | Heating/Ventilation/Air-Con                                 |\n| CODE   | Occupation Description                                      |\n| LHYENG | Engineer – hydraulic                                        |\n| LMAENG | Engineer – marine                                           |\n| LMCENG | Engineer – Metallurgical                                    |\n| LMEENG | Engineer – Mechanical                                       |\n| LMIENG | Engineer - mining / minerals processing                     |\n| LNDCST | Non Destructive Testing Consul                              |\n| LPCCST | Petrochem,Chemical,Natural Gas,Env Con                      |\n| LPEENG | Power & Energy Engineering                                  |\n| LPREIN | Pre-purchase Inspection Services                            |\n| LPRMGR | Project Managers                                            |\n| LRFENG | Engineer – Refrigeration                                    |\n| LSFENG | Safety Engineering                                          |\n| LSTENG | Engineer – structural                                       |\n| LTELEC | Engineer – telecommunications                               |\n| LTNPNR | Town Planners                                               |\n| LTRENG | Engineer – Traffic                                          |\n| LWASTE | Waste Management Consultants                                |\n| LWWENG | Engineer - water treatment / sewage                         |\n| M      | Surveying Miscellaneous                                     |\n| MBLSUV | Building Surveyor                                           |\n| MCARTO | Cartographer                                                |\n| MCMSUV | Surveyors - Cargo and/or Marine                             |\n| MCOSTE | Cost Estimators                                             |\n| MHYSUV | Surveyors – Hydrographic                                    |\n| MLDSUV | Land Surveyors                                              |\n| MQTSUV | Surveyor – quantity                                         |\n| MSUREN | Surveyor – Engineering                                      |\n| MSURMI | Surveyor – Mining                                           |\n| N      | Defamation – misc                                           |\n| NFPROD | Film Producer                                               |\n| NJOURN | Journalist                                                  |\n| NPUBLI | Publishers                                                  |\n| NRADIO | Radio Broadcasters                                          |\n| NTVBRO | Televisions Broadcasters                                    |\n| O      | Multiple Occupations                                        |\n| OMULTI | Multiple Occupations*                                       |","sortOrder":9},{"sectionNumber":"Overview","sectionType":"part","heading":"Overview","content":"## Overview\n\nThese specifications have been prepared for the purpose of defining the facility business information required to be submitted by Lloyd’s in respect of public and product liability and professional indemnity insurance. This information will contribute to a National Claims and Policy Database (NCPD) in respect of these classes of insurance. The intention is to create a database that holds information in respect of claims and policies for public and product liability and professional indemnity on a national basis.\n\nDetails of requirements in relation to reporting periods, method of submission and authorisation are set out in the reporting standard. The data submitted by Lloyd’s will be validated by APRA each reporting period. The data validation to be performed is outlined in Appendix A.","sortOrder":10},{"sectionNumber":"Record Layouts and Field Specifications","sectionType":"part","heading":"Record Layouts and Field Specifications","content":"## Record Layouts and Field Specifications","sortOrder":11},{"sectionNumber":"Facility Business Data Specifications","sectionType":"division","heading":"Facility Business Data Specifications","content":"### Facility Business Data Specifications\n\n| FacilityData | Data Item                                 | Facility Business | Field type |\n| ------------ | ----------------------------------------- | ----------------- | ---------- |\n| 1*           | Insurer Code                              | M                 | 6a         |\n| 2*           | Month of end of Reporting periods         | M                 | 8n         |\n| 3*           | Facility Identifier                       | M                 | 30a/n      |\n| 4            | Industry/Occupation Code                  | O                 | 6a or 4n   |\n| 5            | Class of Business                         | O                 | 2a         |\n| 6*           | Run-off Indicator                         | O                 | 1a         |\n| 7            | Insurer’s Percentage of Facility          | M                 | 6n         |\n| 8            | Number of Policies                        | O                 | 6n         |\n| 9            | Premium Received for Reporting periods    | M                 | 12n        |\n| 10           | Number of Claims                          | O                 | 6n         |\n| 11           | Gross Payments Made for Reporting periods | M                 | 12n        |\n\nKey:\n\nM – mandatory field on all records from 1 July 2004\n\nO – optional field a – alpha\n\nn - numeric\n\n\\* Fields so indicated, as a combination, must be unique for each reporting period.","sortOrder":12},{"sectionNumber":"Facility Business Record Data Field Defi","sectionType":"division","heading":"Facility Business Record Data Field Definitions","content":"### Facility Business Record Data Field Definitions\n\nWhere there is a mid-term market change, the facility reference may be repeated showing a changed insurer percentage.\n\n1\\. Insurer Code\n\nThis will be provided by APRA when advised of the method of delivery of the data.","sortOrder":13},{"sectionNumber":"2. Month of end of Reporting periods","sectionType":"division","heading":"2. Month of end of Reporting periods","content":"### 2\\. Month of end of Reporting periods\n\nThe data will relate to a six month period. Code the last day of this period in this field as DDMMYYYY, e.g. insert code 30062003 for data relating to the six months ending 30 June 2003.","sortOrder":14},{"sectionNumber":"3. Facility Identifier","sectionType":"division","heading":"3. Facility Identifier","content":"### 3\\. Facility Identifier\n\nA unique identifier for each facility where the insurer has received in excess of $100,000 in premium or made gross payments in excess of $100,000, for each respective six month period.\n\nProvide a separate record for claims data and policies data for each facility.\n\nFacilities where the insurer has received less than $100,000 in premium or made gross payments of less than $100,000 in the six month period are to be included “Other”.","sortOrder":15},{"sectionNumber":"4. Industry/Occupation Code","sectionType":"division","heading":"4. Industry/Occupation Code","content":"### 4\\. Industry/Occupation Code\n\nFor Public and Products Liability, EPL and D&O risks, use the principal classification of the business from the latest edition of Catalogue Number 1292.0 Australian and New Zealand Standard Industrial Classification (ANZSIC), published by the Australian Bureau of Statistics and available on their web site. Provide data at the 4digit ANZSIC code level. Any reports or publications will be aggregated to the 2 digit level ANZSIC.\n\nResidential strata owners’ liability is collected under ANZSIC classification 7711 - Residential Property Operators, whereas for Commercial Property Operators it is either 7712 or the occupation code that is most closely aligned with the tenancy of the strata.\n\nFor Professional Risks, use the codes provided in Attachment B.\n\nOccupation code “OMULTI” should only be used for Facility Business data where a facility covers multiple occupation codes, no single code can be regarded as the principal occupation code and hence it is not possible or appropriate to use one of the more specific occupation codes.\n\nOccupation code “OMULTI” and code “000000” (for ANZIIC codes) should only be used for Facility Business data where a facility covers multiple industry or occupation codes, no single code can be regarded as the principal industry or occupation code and hence it is not possible or appropriate to use one of the more specific codes.\n\nWhere this information is not available, enter a hyphen (“-“).","sortOrder":16},{"sectionNumber":"5. Class of Business","sectionType":"division","heading":"5. Class of Business","content":"### 5\\. Class of Business\n\n• PL = Public & Product\n\n• PI = Professional Risk\n\nWhere this information is not available, enter a hyphen (“-“).","sortOrder":17},{"sectionNumber":"6. Runoff Indicator","sectionType":"division","heading":"6. Runoff Indicator","content":"### 6\\. Runoff Indicator\n\n• Y = Yes\n\n• N = No\n\nWhere this information is not available, enter a hyphen (“-“).","sortOrder":18},{"sectionNumber":"7. Insurer’s Percentage of Facility","sectionType":"division","heading":"7. Insurer’s Percentage of Facility","content":"### 7\\. Insurer’s Percentage of Facility\n\nLloyd’s proportion of the facility, to 2 decimal places (e.g. 66.66 for 66.66%).\n\nBlank on “Other” facilities records.","sortOrder":19},{"sectionNumber":"8. Number of Policies","sectionType":"division","heading":"8. Number of Policies","content":"### 8\\. Number of Policies\n\nThe total numbers of policies covered by this facility, if available or else provide a “blank”.","sortOrder":20},{"sectionNumber":"9. Premium Received for Reporting period","sectionType":"division","heading":"9. Premium Received for Reporting periods","content":"### 9\\. Premium Received for Reporting periods\n\nLloyd’s share of the gross premium from this facility during the half year net of GST in whole dollars, no decimal point and converted to A$ using end of processing month rates of exchange. Exclude all statutory charges (FSL, GST & SD) but include others costs (commissions).","sortOrder":21},{"sectionNumber":"10. Number of Claims","sectionType":"division","heading":"10. Number of Claims","content":"### 10\\. Number of Claims\n\nThe total numbers of claims covered by this facility for which payments have been reported in item 9 below, if available or else provide a “blank”.","sortOrder":22},{"sectionNumber":"11. Gross Payments Made in Reporting per","sectionType":"division","heading":"11. Gross Payments Made in Reporting periods","content":"### 11\\. Gross Payments Made in Reporting periods\n\nLloyd’s share of payments made for this facility since the last reporting period, net of GST in whole dollars, no decimal point and converted to A$ using end of processing month rates of exchange. Includes payments made to claimant and to third-party service providers (medical, legal, investigation) that are attributed to the claim.","sortOrder":23},{"sectionNumber":"Appendix A: Data Validation","sectionType":"part","heading":"Appendix A: Data Validation","content":"## Appendix A: Data Validation\n\nThe facility business data submitted by Lloyd’s will be validated by APRA as follows.\n\nFor facility business data, the total of all premiums received and the total of gross payments made will be deducted from earned premium and gross payment data submitted in GRF 440 (see below).\n\na) Earned premium submitted in information provided by Lloyd’s under Lloyd’s Security Trust Fund Determination No 1, less the premium received for all facilities, is expected to reconcile to within 5% of the total of the earned premium shown in field 15b on the individual policy records submitted by insurers or as calculated by APRA from the gross annualised premium (field 15a). APRA will expect Lloyd’s to explain the source of any greater discrepancy.\n\nb) Gross claim payments submitted in information provided by Lloyd’s under Lloyd’s Security Trust Fund Determination No 1, less the gross payments received for all facilities, is expected to reconcile to within 5% of the gross payments for each accident year calculated from the individual claim records submitted. Discrepancies in the most recent accident years will be compared with the amount of payments made for all facilities.\n\nWhile it is appreciated that more extensive reconciliation could be attempted, this could require significant changes to the existing reporting requirements to APRA or the submission of other information (such as management accounts) from insurers that would not be in standard formats.\n\nAPRA will expect that where Lloyd’s needs to demonstrate the reason for a discrepancy between the individual records submitted to the database and its aggregate data reported to APRA in the above forms, Lloyd’s will share such additional reports with APRA as required.","sortOrder":24},{"sectionNumber":"Appendix B: APRA Occupation Codes for Pr","sectionType":"part","heading":"Appendix B: APRA Occupation Codes for Professional","content":"Schedule\n\n# Data specifications for facility business for public and product liability and professional indemnity insurance\n\n## Overview\n\nThese specifications have been prepared for the purpose of defining the facility business information required to be submitted by Lloyd’s in respect of public and product liability and professional indemnity insurance. This information will contribute to a National Claims and Policy Database (NCPD) in respect of these classes of insurance. The intention is to create a database that holds information in respect of claims and policies for public and product liability and professional indemnity on a national basis.\n\nDetails of requirements in relation to reporting periods, method of submission and authorisation are set out in the reporting standard. The data submitted by Lloyd’s will be validated by APRA each reporting period. The data validation to be performed is outlined in Appendix A.\n\n## Record Layouts and Field Specifications\n\n### Facility Business Data Specifications\n\n| FacilityData | Data Item                                 | Facility Business | Field type |\n| ------------ | ----------------------------------------- | ----------------- | ---------- |\n| 1*           | Insurer Code                              | M                 | 6a         |\n| 2*           | Month of end of Reporting periods         | M                 | 8n         |\n| 3*           | Facility Identifier                       | M                 | 30a/n      |\n| 4            | Industry/Occupation Code                  | O                 | 6a or 4n   |\n| 5            | Class of Business                         | O                 | 2a         |\n| 6*           | Run-off Indicator                         | O                 | 1a         |\n| 7            | Insurer’s Percentage of Facility          | M                 | 6n         |\n| 8            | Number of Policies                        | O                 | 6n         |\n| 9            | Premium Received for Reporting periods    | M                 | 12n        |\n| 10           | Number of Claims                          | O                 | 6n         |\n| 11           | Gross Payments Made for Reporting periods | M                 | 12n        |\n\nKey:\n\nM – mandatory field on all records from 1 July 2004\n\nO – optional field a – alpha\n\nn - numeric\n\n\\* Fields so indicated, as a combination, must be unique for each reporting period.\n\n### Facility Business Record Data Field Definitions\n\nWhere there is a mid-term market change, the facility reference may be repeated showing a changed insurer percentage.\n\n1\\. Insurer Code\n\nThis will be provided by APRA when advised of the method of delivery of the data.\n\n### 2\\. Month of end of Reporting periods\n\nThe data will relate to a six month period. Code the last day of this period in this field as DDMMYYYY, e.g. insert code 30062003 for data relating to the six months ending 30 June 2003.\n\n### 3\\. Facility Identifier\n\nA unique identifier for each facility where the insurer has received in excess of $100,000 in premium or made gross payments in excess of $100,000, for each respective six month period.\n\nProvide a separate record for claims data and policies data for each facility.\n\nFacilities where the insurer has received less than $100,000 in premium or made gross payments of less than $100,000 in the six month period are to be included “Other”.\n\n### 4\\. Industry/Occupation Code\n\nFor Public and Products Liability, EPL and D&O risks, use the principal classification of the business from the latest edition of Catalogue Number 1292.0 Australian and New Zealand Standard Industrial Classification (ANZSIC), published by the Australian Bureau of Statistics and available on their web site. Provide data at the 4digit ANZSIC code level. Any reports or publications will be aggregated to the 2 digit level ANZSIC.\n\nResidential strata owners’ liability is collected under ANZSIC classification 7711 - Residential Property Operators, whereas for Commercial Property Operators it is either 7712 or the occupation code that is most closely aligned with the tenancy of the strata.\n\nFor Professional Risks, use the codes provided in Attachment B.\n\nOccupation code “OMULTI” should only be used for Facility Business data where a facility covers multiple occupation codes, no single code can be regarded as the principal occupation code and hence it is not possible or appropriate to use one of the more specific occupation codes.\n\nOccupation code “OMULTI” and code “000000” (for ANZIIC codes) should only be used for Facility Business data where a facility covers multiple industry or occupation codes, no single code can be regarded as the principal industry or occupation code and hence it is not possible or appropriate to use one of the more specific codes.\n\nWhere this information is not available, enter a hyphen (“-“).\n\n### 5\\. Class of Business\n\n• PL = Public & Product\n\n• PI = Professional Risk\n\nWhere this information is not available, enter a hyphen (“-“).\n\n### 6\\. Runoff Indicator\n\n• Y = Yes\n\n• N = No\n\nWhere this information is not available, enter a hyphen (“-“).\n\n### 7\\. Insurer’s Percentage of Facility\n\nLloyd’s proportion of the facility, to 2 decimal places (e.g. 66.66 for 66.66%).\n\nBlank on “Other” facilities records.\n\n### 8\\. Number of Policies\n\nThe total numbers of policies covered by this facility, if available or else provide a “blank”.\n\n### 9\\. Premium Received for Reporting periods\n\nLloyd’s share of the gross premium from this facility during the half year net of GST in whole dollars, no decimal point and converted to A$ using end of processing month rates of exchange. Exclude all statutory charges (FSL, GST & SD) but include others costs (commissions).\n\n### 10\\. Number of Claims\n\nThe total numbers of claims covered by this facility for which payments have been reported in item 9 below, if available or else provide a “blank”.\n\n### 11\\. Gross Payments Made in Reporting periods\n\nLloyd’s share of payments made for this facility since the last reporting period, net of GST in whole dollars, no decimal point and converted to A$ using end of processing month rates of exchange. Includes payments made to claimant and to third-party service providers (medical, legal, investigation) that are attributed to the claim.\n\n  \n\n## Appendix A: Data Validation\n\nThe facility business data submitted by Lloyd’s will be validated by APRA as follows.\n\nFor facility business data, the total of all premiums received and the total of gross payments made will be deducted from earned premium and gross payment data submitted in GRF 440 (see below).\n\na) Earned premium submitted in information provided by Lloyd’s under Lloyd’s Security Trust Fund Determination No 1, less the premium received for all facilities, is expected to reconcile to within 5% of the total of the earned premium shown in field 15b on the individual policy records submitted by insurers or as calculated by APRA from the gross annualised premium (field 15a). APRA will expect Lloyd’s to explain the source of any greater discrepancy.\n\nb) Gross claim payments submitted in information provided by Lloyd’s under Lloyd’s Security Trust Fund Determination No 1, less the gross payments received for all facilities, is expected to reconcile to within 5% of the gross payments for each accident year calculated from the individual claim records submitted. Discrepancies in the most recent accident years will be compared with the amount of payments made for all facilities.\n\nWhile it is appreciated that more extensive reconciliation could be attempted, this could require significant changes to the existing reporting requirements to APRA or the submission of other information (such as management accounts) from insurers that would not be in standard formats.\n\nAPRA will expect that where Lloyd’s needs to demonstrate the reason for a discrepancy between the individual records submitted to the database and its aggregate data reported to APRA in the above forms, Lloyd’s will share such additional reports with APRA as required.\n\n  \n\n## Appendix B: APRA Occupation Codes for Professional\n\n## Indemnity\n\n| CODE   | Occupation Description                          |\n| ------ | ----------------------------------------------- |\n| A      | Financial Miscellaneous occupations             |\n| AABANK | Bank                                            |\n| AACCNT | Accountancy - Other                             |\n| AACINS | Accountancy - Insolv & Aquis                    |\n| AACMAN | Accountancy - Management Service                |\n| AACTAX | Accountancy - Taxation                          |\n| AACTUA | Actuarial                                       |\n| AAUDIT | Accountancy - Audit                             |\n| ABLDSO | Building Society                                |\n| ABOOKP | Bookkeeping                                     |\n| ABSCON | IT Business Systems                             |\n| ABUSBR | Business Brokers                                |\n| ACHCON | Hardware Engineering/Sec/Sales                  |\n| ACLHOU | Clearing House                                  |\n| ACMBRK | Commodity & Futures Broking                     |\n| ACMBRK | Futures Broker/Dealer                           |\n| ACMCON | Computer Consultants                            |\n| ACOMAU | Computer Systems Auditor                        |\n| ACOMPR | Computer Programmer                             |\n| ACOMSB | Computer Service Bureau                         |\n| ACRMAN | Credit Management Services                      |\n| ACRUNI | Credit Union                                    |\n| ACTCON | IT Education & training                         |\n| ACUSTO | Custodian                                       |\n| ACWCON | Web Design                                      |\n| ADBTCL | Debt Collection & Mercantile Agents             |\n| AFINCO | Financial Counsellors                           |\n| AFNADV | Finance Adviser                                 |\n| AFNBRK | Finance Broking                                 |\n| AFNMGR | Financial Risk Management                       |\n| AFPCON | Financial Planning Consultancy                  |\n| AFRANC | Franchisor                                      |\n| AFRIEN | Friendly Society                                |\n| AFUNDM | Fund Manager                                    |\n| AINCON | Investment Consultancy                          |\n| AINDEA | Licenced Security Dealer                        |\n| AINSUR | Insurance Company                               |\n| AMANIN | Managed Investment Scheme                       |\n| AMERBA | Merchant Bank                                   |\n| AMORBR | Mortgage Broker                                 |\n| CODE   | Occupation Description                          |\n| AMORMA | Mortgage Manager                                |\n| AMOROR | Mortgage Originator                             |\n| APFCON | Financial Planners                              |\n| ASTBRK | Stock & Share Broking                           |\n| ASUPAD | Superannuation fund administrator               |\n| ASUPTR | Superannuation Trustee                          |\n| ATAXAG | Taxation Agency                                 |\n| ATSTCO | Trustee & Executor Company                      |\n| ATSTSU | Trustee Services                                |\n| B      | General Consultants - Miscellaneous occupations |\n| BAGCON | Air Cargo Consultancy                           |\n| BARCON | Air Pollution Consultancy                       |\n| BAVCON | Aviation Consultancy                            |\n| BCMCON | Communication (PR) Consultancy                  |\n| BCNCON | Corrosion Consultancy                           |\n| BCONCO | Convention Coordinator                          |\n| BCRIMI | Criminologist                                   |\n| BECONO | Economist                                       |\n| BENCON | Environment & Pollution Consultancy             |\n| BEVMAN | Event Managers & Co-Ordinators                  |\n| BFOCON | Forestry Services & Consultancy                 |\n| BFOODC | Food Consultant                                 |\n| BHRCON | Human Resource Consulting                       |\n| BIRCON | Industrial Relations Consultant                 |\n| BLTCON | Telecommunication Consultants                   |\n| BMANAG | Management Consultancy                          |\n| BMELON | Meteorological Consultancy                      |\n| BMGCON | Migration Consultancy                           |\n| BMHCON | Materials Handling Consultancy                  |\n| BMNCON | Marine Consultancy                              |\n| BMOCON | Marketing Consultancy                           |\n| BMRCON | Market Research Consultancy                     |\n| BMTCON | Materials Testing Consultancy                   |\n| BNTCON | Natural Resource Consultancy                    |\n| BOCCON | Oceanographic Consultancy                       |\n| BODCON | Odour pollution Consultancy                     |\n| BPCCON | Pest Control Consultancy                        |\n| BPNCON | Personnel Consultancy                           |\n| BPRCON | Public Relations Consultancy                    |\n| BQUALC | Quality Assurance Consultant                    |\n| BRSCON | Research Industry & Scientific                  |\n| BSECON | Security Consultancy                            |\n| BSOCIO | Sociologist                                     |\n| CODE   | Occupation Description                          |\n| BSOCON | Solar Energy Consultancy                        |\n| BTACON | Travel Agency &/or Consultancy                  |\n| BTCCON | Technical Consultancy                           |\n| BTESTS | Inspection & Testing Services                   |\n| BTLCON | Telecommunication Consultants                   |\n| BTOCON | Tourism Consultancy                             |\n| BTOOPP | Tour Operator                                   |\n| BTPCON | Transportation Consultancy                      |\n| BTRANS | Translator / Interpreter                        |\n| BTTCON | Textile Consultancy                             |\n| BWCCON | Water Conservation Consultancy                  |\n| BWNCON | Wine Industry Consultancy                       |\n| BWPCON | Water Pollution Consultancy                     |\n| C      | Medical & Paramedical Miscellaneous occupations |\n| CACUPT | Acupuncturists                                  |\n| CALCON | Allergy and asthma consultant                   |\n| CALTHE | Alternative health services                     |\n| CANAGE | Anaesthetics - general                          |\n| CANAIC | Anaesthetics-intensive care                     |\n| CAUDIO | Audiologist                                     |\n| CAUDIM | Audiometrist                                    |\n| CCARDI | Cardiology                                      |\n| CCARTH | Cardio-thoracic surgery                         |\n| CCHIRP | Chiropodists                                    |\n| CCHIRO | Chiropractics                                   |\n| CCLCGN | Clinical genetics                               |\n| CCLCHA | Clinical haematology                            |\n| CCLCIM | Clinical immunology                             |\n| CCLCPH | Clinical pharmacology                           |\n| CCOLSU | Colorectal surgery                              |\n| CCOSSU | Cosmetic surgery                                |\n| CDENTI | Dentistry - oral surgery                        |\n| CDENTO | Dentistry -other                                |\n| CDERMI | Dermatology                                     |\n| CRADOL | Diagnostic radiology                            |\n| CRADOG | Diagnostic radiology - Practitioner             |\n| CDIETI | Dietician                                       |\n| CDGALC | Drug and alcohol counselling                    |\n| CENTHR | Ear, nose and throat (ENT)                      |\n| CEMERG | Emergency medicine                              |\n| CENDOC | Endocrinology                                   |\n| CENDOS | Endoscopy                                       |\n| CFAMSU | Facio-Maxillary surgery                         |\n| CODE   | Occupation Description                          |\n| CGASTR | Gastroenterology                                |\n| CGENME | General and internal medicine                   |\n| CGENPN | General practice - no procedure                 |\n| CGENPY | General Practice - procedural                   |\n| CGENSU | General Surgery                                 |\n| CGERIA | Geriatrics                                      |\n| CGYNAE | Gynaecology only                                |\n| CHYGCO | Hygiene consultant                              |\n| CINFDS | Infectious diseases                             |\n| CINTCR | Intensive care                                  |\n| CMEDON | Medical oncology                                |\n| CMIDWI | Midwifery                                       |\n| CNATUR | Naturopaths                                     |\n| CNEONA | Neonatology                                     |\n| CNEURO | Neurology                                       |\n| CNEUSU | Neurosurgery                                    |\n| CNUCLR | Nuclear Medicine                                |\n| CNURSS | Nursing -general                                |\n| CNURSE | Nursing—nurse practitioner                      |\n| CNUTRI | Nutrition                                       |\n| COBSGY | Obstetrics & Gynaecology                        |\n| COBSTO | Obstetrics only                                 |\n| COCTHE | Occupational medicine                           |\n| COHSCO | OHS Practitioner                                |\n| COPTHA | Ophthalmology                                   |\n| COPTOM | Optometrist                                     |\n| CORALM | Oral surgery—medical                            |\n| CORTSU | Orthopaedic surgery                             |\n| COSTEO | Osteopathy                                      |\n| COTHER | Other hospital-based medical practitione        |\n| CPAEDM | Paediatric medicine                             |\n| CPAEDS | Paediatric surgery                              |\n| CAMBOF | Paramedical and ambulance staff                 |\n| CPATHO | Pathology                                       |\n| CPCHEM | Pharmacy                                        |\n| CPHYSI | Physiotherapy                                   |\n| CPLAST | Plastic surgery                                 |\n| CPODTS | Podiatry                                        |\n| CPSYCH | Psychiatry                                      |\n| CPSYCO | Psychology                                      |\n| CPHPRM | Public health/preventive medicine               |\n| CREHSV | Rehabilitation medicine                         |\n| CRENAL | Renal medicine                                  |\n| D      | Legal & Para Legal - Miscellaneous occupations  |\n| CRESPM | Respiratory medicine                            |\n| CRHEUM | Rheumatology                                    |\n| CSONOG | Sonographer                                     |\n| CSPEEC | Speech Pathologists                             |\n| CSPTHE | Speech therapist                                |\n| CSPINE | Spinal surgery                                  |\n| CSPORT | Sports medicine                                 |\n| CTHMAS | Therapeutic Masseur                             |\n| CRADTH | Therapeutic radiology                           |\n| CTHORA | Thoracic medicine                               |\n| CUROLO | Urology                                         |\n| CVASCU | Vascular surgery                                |\n| DBARIS | Barristers                                      |\n| DCONSV | Conveyancing Services                           |\n| DJPEAC | Justice of the Peace                            |\n| DLGLCS | Legal Costing Services                          |\n| DLNDBR | Land Broking                                    |\n| DMARCE | Marriage Celebrant                              |\n| DPATNT | Patent Attorneys                                |\n| DPRSER | Process Servers                                 |\n| DPTTMA | Patent & Trade Mark Attorney                    |\n| DSHARR | Share Registry                                  |\n| DSOLIC | Solicitors                                      |\n| DTITLE | Title Searching                                 |\n| DTMCON | Trademark Development &/or Investment           |\n| E      | Real Estate Miscellaneous occupations           |\n| EANVAL | Valuer - fine art                               |\n| EAUCTN | Auctioneering                                   |\n| EBDCOR | Body Corporate Management Services              |\n| EHOTBR | Hotel & Motel Broking                           |\n| ELECON | Electrical Contracting                          |\n| EMTCON | Motel Management Consultancy                    |\n| EPTCON | Property Consultants                            |\n| EPTRPT | Property & Inspection Reports                   |\n| EREACT | Real Estate Agency- Commercial                  |\n| EREAGT | Real Estate Agency- Domestic                    |\n| EREAHT | Real Estate Agency- Hotels                      |\n| EREAIT | Real Estate Agency- Industrial                  |\n| EREAPM | Property Management Services                    |\n| EREVAL | Real Estate Agent & Valuations                  |\n| ESTMGR | Strata Title Management                         |\n\n  \n\n| CODE   | Occupation Description                                      |\n| ------ | ----------------------------------------------------------- |\n| F      | Agricultural, Horticultural miscellaneous occupations       |\n| FAGCON | Agricultural Consultancy                                    |\n| FAGRON | Agronomy                                                    |\n| FANBRE | Animal Breeders                                             |\n| FAQCON | Aquaculture Consultants                                     |\n| FARTBD | Artificial Breeding Services                                |\n| FBSKAG | Bloodstock Agency                                           |\n| FEXPLS | Export Livestock Veterinary Consultant                      |\n| FFMADV | Farm Management Advisory Service                            |\n| FFMCON | Farm & Agricultural Consultant                              |\n| FHTCON | Horticultural Consultancy                                   |\n| FMOROR | Mortgage Originator                                         |\n| FPPORG | Primary Production Organisation                             |\n| FSSAGT | Stock & Station Agency                                      |\n| FVALUR | Valuer - real estate                                        |\n| FVETBS | Veterinary Surgeons Bloodstock                              |\n| FVETEQ | Veterinary Surgeons- Equine                                 |\n| FVETGH | Veterinary Surgeons- Greyhound                              |\n| FVETLS | Veterinary Surgeon Livestock                                |\n| FVETSM | Veterinary Surgeons-Small/Pets                              |\n| FVTLAB | Veterinary Laboratories                                     |\n| FWLBRK | Wool Broking                                                |\n| G      | Schools, Colleges - Miscellaneous occupations               |\n| GBALSH | Ballet School & Dance Tuition                               |\n| GCUBAS | Scuba Diving Instruction - COMMERCIAL                       |\n| GEDCON | Education Consultancy                                       |\n| GKINDA | Kindergartens                                               |\n| GPSCHL | Private School                                              |\n| GSCHOL | Primary Schools                                             |\n| GSCUBA | Scuba Diving Instructor - recreational                      |\n| GSECOL | Secondary Schools/Colleges                                  |\n| GTEACH | Teacher                                                     |\n| GTRCON | Training & Development Consultants                          |\n| GUNVER | Universities                                                |\n| H      | Insurance - miscellaneous occupations                       |\n| HARGEN | Authorised Representatives (general insurance products)     |\n| HARLIF | Authorised Representatives (life insurance products)        |\n| HININV | Insurance Investigation                                     |\n| HINSAG | Insurance Agency                                            |\n| HINSBK | Insurance Broking                                           |\n| HINSLA | Insurance Assessors & Loss Adjusters                        |\n| HINSUR | Insurance Surveyor                                          |\n| HLASAG | Life Assurance Agents                                       |\n| CODE   | Occupation Description                                      |\n| HLOSSA | Loss Assessor                                               |\n| HLSCON | Loss Control & Management Control                           |\n| HRMCON | Risk Management Consultants                                 |\n| HUWAGT | Underwriting Agent                                          |\n| I      | Local Government - Miscellaneous occupations                |\n| IADVOR | Govt. Advisory Organization                                 |\n| ILGTAT | Local Government Authority                                  |\n| IMUNCL | Municipal / Shire Councils                                  |\n| J      | Miscellaneous occupations                                   |\n| JADVAG | Advertising Agency                                          |\n| JANTHE | Anthropologist                                              |\n| JARBIT | Mediation & Arbitration                                     |\n| JARCHE | Archaeology                                                 |\n| JBEAUT | Beauty Therapy                                              |\n| JBTBKR | Boat & Yacht Broking                                        |\n| JBTDES | Boat & Yacht Designing                                      |\n| JCARGO | Cargo & Marine Surveying                                    |\n| JCMADV | Community Advice Centres                                    |\n| JCOACH | Sports Coach                                                |\n| JCOASS | Association - Community                                     |\n| JCOURI | Courier Service                                             |\n| JCSFAG | Customs Shipping & Forwarding                               |\n| JCUSTA | Customs Agency                                              |\n| JDIASS | Association - Disability                                    |\n| JDIVSE | Diving Services                                             |\n| JENASS | Association - Environmental                                 |\n| JFAMWL | Family Welfare Organization                                 |\n| JFUNRL | Funeral Directing                                           |\n| JGPDES | Graphic design                                              |\n| JINVES | Investigators                                               |\n| JMARRC | Marriage, Family, Personal Councillor                       |\n| JMNENG | Marine Engineers                                            |\n| JMNSUR | Marine Surveying                                            |\n| JNVARC | Naval Architecture                                          |\n| JPHOTO | Photographer / Cameraman                                    |\n| JPIDES | Product & Industrial Design                                 |\n| JPRASS | Association - Professional                                  |\n| JRELIG | Religious Organisation                                      |\n| JRESER | Research & Development Corp                                 |\n| JSECRE | Secretariat Services                                        |\n| JSHPCH | Ship & Boat Chandelling                                     |\n| JSPASS | Association - Sporting                                      |\n| JTDASS | Association - Trade                                         |\n| CODE   | Occupation Description                                      |\n| JTECHW | Technical Writers                                           |\n| JTELAN | Telephone Answering / telemarketing                         |\n| JTRAUN | Trade Union                                                 |\n| JWEASS | Association - Welfare                                       |\n| JWTCON | Writers Consultant &/or Service                             |\n| K      | Architects Miscellaneous occupations                        |\n| KACHTS | Architects                                                  |\n| KARCDR | Architectural Draughtspersons                               |\n| KINTDE | Interior Designers & Fit out Consultant                     |\n| KLACHS | Landscape Architecture                                      |\n| KLACTP | Town Planning                                               |\n| KPLUMB | Plumbing Consultants                                        |\n| L      | Engineering - miscellaneous occupations                     |\n| LACENG | Engineer – acoustic                                         |\n| LAEENG | Engineer – aeronautical                                     |\n| LAGENG | Engineer – agricultural                                     |\n| LBCERT | Building Certifiers                                         |\n| LBHENG | Building Hydraulic Design Engineer                          |\n| LBIENG | Engineer – biomedical                                       |\n| LBINSP | Building Inspectors                                         |\n| LBLCON | Building Consultants                                        |\n| LBLDES | Building Designer                                           |\n| LBLDIN | Building Inspector - Victorian Building Act activities only |\n| LCHENG | Engineer – chemical                                         |\n| LCHSCI | Chemical Scientist                                          |\n| LCIENG | Engineer – civil                                            |\n| LCONMG | Construction Management                                     |\n| LCONTE | Concrete Testing & Investigation                            |\n| LDSCON | Drainage Sewerage & Water Supplies                          |\n| LELENG | Engineer – electrical                                       |\n| LELINS | Electrical Inspectors                                       |\n| LENAUD | Environmental Auditor                                       |\n| LENGDT | Engineering Draftspersons                                   |\n| LENVEN | Engineer – environmental                                    |\n| LETENG | Engineer – electronic                                       |\n| LFPENG | Engineer - fire protection / safety                         |\n| LFSENG | Foundation & Structural Engineer                            |\n| LGEEON | Engineer - geo-technical - soil testing                     |\n| LGEOLO | Engineer – geological                                       |\n| LHAENG | Engineer – harbour                                          |\n| LHDENG | Hydro Electric Engineering                                  |\n| LHMENG | Materials Handling, Process Engineer                        |\n| LHVENG | Heating/Ventilation/Air-Con                                 |\n| CODE   | Occupation Description                                      |\n| LHYENG | Engineer – hydraulic                                        |\n| LMAENG | Engineer – marine                                           |\n| LMCENG | Engineer – Metallurgical                                    |\n| LMEENG | Engineer – Mechanical                                       |\n| LMIENG | Engineer - mining / minerals processing                     |\n| LNDCST | Non Destructive Testing Consul                              |\n| LPCCST | Petrochem,Chemical,Natural Gas,Env Con                      |\n| LPEENG | Power & Energy Engineering                                  |\n| LPREIN | Pre-purchase Inspection Services                            |\n| LPRMGR | Project Managers                                            |\n| LRFENG | Engineer – Refrigeration                                    |\n| LSFENG | Safety Engineering                                          |\n| LSTENG | Engineer – structural                                       |\n| LTELEC | Engineer – telecommunications                               |\n| LTNPNR | Town Planners                                               |\n| LTRENG | Engineer – Traffic                                          |\n| LWASTE | Waste Management Consultants                                |\n| LWWENG | Engineer - water treatment / sewage                         |\n| M      | Surveying Miscellaneous                                     |\n| MBLSUV | Building Surveyor                                           |\n| MCARTO | Cartographer                                                |\n| MCMSUV | Surveyors - Cargo and/or Marine                             |\n| MCOSTE | Cost Estimators                                             |\n| MHYSUV | Surveyors – Hydrographic                                    |\n| MLDSUV | Land Surveyors                                              |\n| MQTSUV | Surveyor – quantity                                         |\n| MSUREN | Surveyor – Engineering                                      |\n| MSURMI | Surveyor – Mining                                           |\n| N      | Defamation – misc                                           |\n| NFPROD | Film Producer                                               |\n| NJOURN | Journalist                                                  |\n| NPUBLI | Publishers                                                  |\n| NRADIO | Radio Broadcasters                                          |\n| NTVBRO | Televisions Broadcasters                                    |\n| O      | Multiple Occupations                                        |\n| OMULTI | Multiple Occupations*                                       |","sortOrder":25},{"sectionNumber":"Indemnity","sectionType":"part","heading":"Indemnity","content":"## Indemnity\n\n| CODE   | Occupation Description                          |\n| ------ | ----------------------------------------------- |\n| A      | Financial Miscellaneous occupations             |\n| AABANK | Bank                                            |\n| AACCNT | Accountancy - Other                             |\n| AACINS | Accountancy - Insolv & Aquis                    |\n| AACMAN | Accountancy - Management Service                |\n| AACTAX | Accountancy - Taxation                          |\n| AACTUA | Actuarial                                       |\n| AAUDIT | Accountancy - Audit                             |\n| ABLDSO | Building Society                                |\n| ABOOKP | Bookkeeping                                     |\n| ABSCON | IT Business Systems                             |\n| ABUSBR | Business Brokers                                |\n| ACHCON | Hardware Engineering/Sec/Sales                  |\n| ACLHOU | Clearing House                                  |\n| ACMBRK | Commodity & Futures Broking                     |\n| ACMBRK | Futures Broker/Dealer                           |\n| ACMCON | Computer Consultants                            |\n| ACOMAU | Computer Systems Auditor                        |\n| ACOMPR | Computer Programmer                             |\n| ACOMSB | Computer Service Bureau                         |\n| ACRMAN | Credit Management Services                      |\n| ACRUNI | Credit Union                                    |\n| ACTCON | IT Education & training                         |\n| ACUSTO | Custodian                                       |\n| ACWCON | Web Design                                      |\n| ADBTCL | Debt Collection & Mercantile Agents             |\n| AFINCO | Financial Counsellors                           |\n| AFNADV | Finance Adviser                                 |\n| AFNBRK | Finance Broking                                 |\n| AFNMGR | Financial Risk Management                       |\n| AFPCON | Financial Planning Consultancy                  |\n| AFRANC | Franchisor                                      |\n| AFRIEN | Friendly Society                                |\n| AFUNDM | Fund Manager                                    |\n| AINCON | Investment Consultancy                          |\n| AINDEA | Licenced Security Dealer                        |\n| AINSUR | Insurance Company                               |\n| AMANIN | Managed Investment Scheme                       |\n| AMERBA | Merchant Bank                                   |\n| AMORBR | Mortgage Broker                                 |\n| CODE   | Occupation Description                          |\n| AMORMA | Mortgage Manager                                |\n| AMOROR | Mortgage Originator                             |\n| APFCON | Financial Planners                              |\n| ASTBRK | Stock & Share Broking                           |\n| ASUPAD | Superannuation fund administrator               |\n| ASUPTR | Superannuation Trustee                          |\n| ATAXAG | Taxation Agency                                 |\n| ATSTCO | Trustee & Executor Company                      |\n| ATSTSU | Trustee Services                                |\n| B      | General Consultants - Miscellaneous occupations |\n| BAGCON | Air Cargo Consultancy                           |\n| BARCON | Air Pollution Consultancy                       |\n| BAVCON | Aviation Consultancy                            |\n| BCMCON | Communication (PR) Consultancy                  |\n| BCNCON | Corrosion Consultancy                           |\n| BCONCO | Convention Coordinator                          |\n| BCRIMI | Criminologist                                   |\n| BECONO | Economist                                       |\n| BENCON | Environment & Pollution Consultancy             |\n| BEVMAN | Event Managers & Co-Ordinators                  |\n| BFOCON | Forestry Services & Consultancy                 |\n| BFOODC | Food Consultant                                 |\n| BHRCON | Human Resource Consulting                       |\n| BIRCON | Industrial Relations Consultant                 |\n| BLTCON | Telecommunication Consultants                   |\n| BMANAG | Management Consultancy                          |\n| BMELON | Meteorological Consultancy                      |\n| BMGCON | Migration Consultancy                           |\n| BMHCON | Materials Handling Consultancy                  |\n| BMNCON | Marine Consultancy                              |\n| BMOCON | Marketing Consultancy                           |\n| BMRCON | Market Research Consultancy                     |\n| BMTCON | Materials Testing Consultancy                   |\n| BNTCON | Natural Resource Consultancy                    |\n| BOCCON | Oceanographic Consultancy                       |\n| BODCON | Odour pollution Consultancy                     |\n| BPCCON | Pest Control Consultancy                        |\n| BPNCON | Personnel Consultancy                           |\n| BPRCON | Public Relations Consultancy                    |\n| BQUALC | Quality Assurance Consultant                    |\n| BRSCON | Research Industry & Scientific                  |\n| BSECON | Security Consultancy                            |\n| BSOCIO | Sociologist                                     |\n| CODE   | Occupation Description                          |\n| BSOCON | Solar Energy Consultancy                        |\n| BTACON | Travel Agency &/or Consultancy                  |\n| BTCCON | Technical Consultancy                           |\n| BTESTS | Inspection & Testing Services                   |\n| BTLCON | Telecommunication Consultants                   |\n| BTOCON | Tourism Consultancy                             |\n| BTOOPP | Tour Operator                                   |\n| BTPCON | Transportation Consultancy                      |\n| BTRANS | Translator / Interpreter                        |\n| BTTCON | Textile Consultancy                             |\n| BWCCON | Water Conservation Consultancy                  |\n| BWNCON | Wine Industry Consultancy                       |\n| BWPCON | Water Pollution Consultancy                     |\n| C      | Medical & Paramedical Miscellaneous occupations |\n| CACUPT | Acupuncturists                                  |\n| CALCON | Allergy and asthma consultant                   |\n| CALTHE | Alternative health services                     |\n| CANAGE | Anaesthetics - general                          |\n| CANAIC | Anaesthetics-intensive care                     |\n| CAUDIO | Audiologist                                     |\n| CAUDIM | Audiometrist                                    |\n| CCARDI | Cardiology                                      |\n| CCARTH | Cardio-thoracic surgery                         |\n| CCHIRP | Chiropodists                                    |\n| CCHIRO | Chiropractics                                   |\n| CCLCGN | Clinical genetics                               |\n| CCLCHA | Clinical haematology                            |\n| CCLCIM | Clinical immunology                             |\n| CCLCPH | Clinical pharmacology                           |\n| CCOLSU | Colorectal surgery                              |\n| CCOSSU | Cosmetic surgery                                |\n| CDENTI | Dentistry - oral surgery                        |\n| CDENTO | Dentistry -other                                |\n| CDERMI | Dermatology                                     |\n| CRADOL | Diagnostic radiology                            |\n| CRADOG | Diagnostic radiology - Practitioner             |\n| CDIETI | Dietician                                       |\n| CDGALC | Drug and alcohol counselling                    |\n| CENTHR | Ear, nose and throat (ENT)                      |\n| CEMERG | Emergency medicine                              |\n| CENDOC | Endocrinology                                   |\n| CENDOS | Endoscopy                                       |\n| CFAMSU | Facio-Maxillary surgery                         |\n| CODE   | Occupation Description                          |\n| CGASTR | Gastroenterology                                |\n| CGENME | General and internal medicine                   |\n| CGENPN | General practice - no procedure                 |\n| CGENPY | General Practice - procedural                   |\n| CGENSU | General Surgery                                 |\n| CGERIA | Geriatrics                                      |\n| CGYNAE | Gynaecology only                                |\n| CHYGCO | Hygiene consultant                              |\n| CINFDS | Infectious diseases                             |\n| CINTCR | Intensive care                                  |\n| CMEDON | Medical oncology                                |\n| CMIDWI | Midwifery                                       |\n| CNATUR | Naturopaths                                     |\n| CNEONA | Neonatology                                     |\n| CNEURO | Neurology                                       |\n| CNEUSU | Neurosurgery                                    |\n| CNUCLR | Nuclear Medicine                                |\n| CNURSS | Nursing -general                                |\n| CNURSE | Nursing—nurse practitioner                      |\n| CNUTRI | Nutrition                                       |\n| COBSGY | Obstetrics & Gynaecology                        |\n| COBSTO | Obstetrics only                                 |\n| COCTHE | Occupational medicine                           |\n| COHSCO | OHS Practitioner                                |\n| COPTHA | Ophthalmology                                   |\n| COPTOM | Optometrist                                     |\n| CORALM | Oral surgery—medical                            |\n| CORTSU | Orthopaedic surgery                             |\n| COSTEO | Osteopathy                                      |\n| COTHER | Other hospital-based medical practitione        |\n| CPAEDM | Paediatric medicine                             |\n| CPAEDS | Paediatric surgery                              |\n| CAMBOF | Paramedical and ambulance staff                 |\n| CPATHO | Pathology                                       |\n| CPCHEM | Pharmacy                                        |\n| CPHYSI | Physiotherapy                                   |\n| CPLAST | Plastic surgery                                 |\n| CPODTS | Podiatry                                        |\n| CPSYCH | Psychiatry                                      |\n| CPSYCO | Psychology                                      |\n| CPHPRM | Public health/preventive medicine               |\n| CREHSV | Rehabilitation medicine                         |\n| CRENAL | Renal medicine                                  |\n| D      | Legal & Para Legal - Miscellaneous occupations  |\n| CRESPM | Respiratory medicine                            |\n| CRHEUM | Rheumatology                                    |\n| CSONOG | Sonographer                                     |\n| CSPEEC | Speech Pathologists                             |\n| CSPTHE | Speech therapist                                |\n| CSPINE | Spinal surgery                                  |\n| CSPORT | Sports medicine                                 |\n| CTHMAS | Therapeutic Masseur                             |\n| CRADTH | Therapeutic radiology                           |\n| CTHORA | Thoracic medicine                               |\n| CUROLO | Urology                                         |\n| CVASCU | Vascular surgery                                |\n| DBARIS | Barristers                                      |\n| DCONSV | Conveyancing Services                           |\n| DJPEAC | Justice of the Peace                            |\n| DLGLCS | Legal Costing Services                          |\n| DLNDBR | Land Broking                                    |\n| DMARCE | Marriage Celebrant                              |\n| DPATNT | Patent Attorneys                                |\n| DPRSER | Process Servers                                 |\n| DPTTMA | Patent & Trade Mark Attorney                    |\n| DSHARR | Share Registry                                  |\n| DSOLIC | Solicitors                                      |\n| DTITLE | Title Searching                                 |\n| DTMCON | Trademark Development &/or Investment           |\n| E      | Real Estate Miscellaneous occupations           |\n| EANVAL | Valuer - fine art                               |\n| EAUCTN | Auctioneering                                   |\n| EBDCOR | Body Corporate Management Services              |\n| EHOTBR | Hotel & Motel Broking                           |\n| ELECON | Electrical Contracting                          |\n| EMTCON | Motel Management Consultancy                    |\n| EPTCON | Property Consultants                            |\n| EPTRPT | Property & Inspection Reports                   |\n| EREACT | Real Estate Agency- Commercial                  |\n| EREAGT | Real Estate Agency- Domestic                    |\n| EREAHT | Real Estate Agency- Hotels                      |\n| EREAIT | Real Estate Agency- Industrial                  |\n| EREAPM | Property Management Services                    |\n| EREVAL | Real Estate Agent & Valuations                  |\n| ESTMGR | Strata Title Management                         |\n\n  \n\n| CODE   | Occupation Description                                      |\n| ------ | ----------------------------------------------------------- |\n| F      | Agricultural, Horticultural miscellaneous occupations       |\n| FAGCON | Agricultural Consultancy                                    |\n| FAGRON | Agronomy                                                    |\n| FANBRE | Animal Breeders                                             |\n| FAQCON | Aquaculture Consultants                                     |\n| FARTBD | Artificial Breeding Services                                |\n| FBSKAG | Bloodstock Agency                                           |\n| FEXPLS | Export Livestock Veterinary Consultant                      |\n| FFMADV | Farm Management Advisory Service                            |\n| FFMCON | Farm & Agricultural Consultant                              |\n| FHTCON | Horticultural Consultancy                                   |\n| FMOROR | Mortgage Originator                                         |\n| FPPORG | Primary Production Organisation                             |\n| FSSAGT | Stock & Station Agency                                      |\n| FVALUR | Valuer - real estate                                        |\n| FVETBS | Veterinary Surgeons Bloodstock                              |\n| FVETEQ | Veterinary Surgeons- Equine                                 |\n| FVETGH | Veterinary Surgeons- Greyhound                              |\n| FVETLS | Veterinary Surgeon Livestock                                |\n| FVETSM | Veterinary Surgeons-Small/Pets                              |\n| FVTLAB | Veterinary Laboratories                                     |\n| FWLBRK | Wool Broking                                                |\n| G      | Schools, Colleges - Miscellaneous occupations               |\n| GBALSH | Ballet School & Dance Tuition                               |\n| GCUBAS | Scuba Diving Instruction - COMMERCIAL                       |\n| GEDCON | Education Consultancy                                       |\n| GKINDA | Kindergartens                                               |\n| GPSCHL | Private School                                              |\n| GSCHOL | Primary Schools                                             |\n| GSCUBA | Scuba Diving Instructor - recreational                      |\n| GSECOL | Secondary Schools/Colleges                                  |\n| GTEACH | Teacher                                                     |\n| GTRCON | Training & Development Consultants                          |\n| GUNVER | Universities                                                |\n| H      | Insurance - miscellaneous occupations                       |\n| HARGEN | Authorised Representatives (general insurance products)     |\n| HARLIF | Authorised Representatives (life insurance products)        |\n| HININV | Insurance Investigation                                     |\n| HINSAG | Insurance Agency                                            |\n| HINSBK | Insurance Broking                                           |\n| HINSLA | Insurance Assessors & Loss Adjusters                        |\n| HINSUR | Insurance Surveyor                                          |\n| HLASAG | Life Assurance Agents                                       |\n| CODE   | Occupation Description                                      |\n| HLOSSA | Loss Assessor                                               |\n| HLSCON | Loss Control & Management Control                           |\n| HRMCON | Risk Management Consultants                                 |\n| HUWAGT | Underwriting Agent                                          |\n| I      | Local Government - Miscellaneous occupations                |\n| IADVOR | Govt. Advisory Organization                                 |\n| ILGTAT | Local Government Authority                                  |\n| IMUNCL | Municipal / Shire Councils                                  |\n| J      | Miscellaneous occupations                                   |\n| JADVAG | Advertising Agency                                          |\n| JANTHE | Anthropologist                                              |\n| JARBIT | Mediation & Arbitration                                     |\n| JARCHE | Archaeology                                                 |\n| JBEAUT | Beauty Therapy                                              |\n| JBTBKR | Boat & Yacht Broking                                        |\n| JBTDES | Boat & Yacht Designing                                      |\n| JCARGO | Cargo & Marine Surveying                                    |\n| JCMADV | Community Advice Centres                                    |\n| JCOACH | Sports Coach                                                |\n| JCOASS | Association - Community                                     |\n| JCOURI | Courier Service                                             |\n| JCSFAG | Customs Shipping & Forwarding                               |\n| JCUSTA | Customs Agency                                              |\n| JDIASS | Association - Disability                                    |\n| JDIVSE | Diving Services                                             |\n| JENASS | Association - Environmental                                 |\n| JFAMWL | Family Welfare Organization                                 |\n| JFUNRL | Funeral Directing                                           |\n| JGPDES | Graphic design                                              |\n| JINVES | Investigators                                               |\n| JMARRC | Marriage, Family, Personal Councillor                       |\n| JMNENG | Marine Engineers                                            |\n| JMNSUR | Marine Surveying                                            |\n| JNVARC | Naval Architecture                                          |\n| JPHOTO | Photographer / Cameraman                                    |\n| JPIDES | Product & Industrial Design                                 |\n| JPRASS | Association - Professional                                  |\n| JRELIG | Religious Organisation                                      |\n| JRESER | Research & Development Corp                                 |\n| JSECRE | Secretariat Services                                        |\n| JSHPCH | Ship & Boat Chandelling                                     |\n| JSPASS | Association - Sporting                                      |\n| JTDASS | Association - Trade                                         |\n| CODE   | Occupation Description                                      |\n| JTECHW | Technical Writers                                           |\n| JTELAN | Telephone Answering / telemarketing                         |\n| JTRAUN | Trade Union                                                 |\n| JWEASS | Association - Welfare                                       |\n| JWTCON | Writers Consultant &/or Service                             |\n| K      | Architects Miscellaneous occupations                        |\n| KACHTS | Architects                                                  |\n| KARCDR | Architectural Draughtspersons                               |\n| KINTDE | Interior Designers & Fit out Consultant                     |\n| KLACHS | Landscape Architecture                                      |\n| KLACTP | Town Planning                                               |\n| KPLUMB | Plumbing Consultants                                        |\n| L      | Engineering - miscellaneous occupations                     |\n| LACENG | Engineer – acoustic                                         |\n| LAEENG | Engineer – aeronautical                                     |\n| LAGENG | Engineer – agricultural                                     |\n| LBCERT | Building Certifiers                                         |\n| LBHENG | Building Hydraulic Design Engineer                          |\n| LBIENG | Engineer – biomedical                                       |\n| LBINSP | Building Inspectors                                         |\n| LBLCON | Building Consultants                                        |\n| LBLDES | Building Designer                                           |\n| LBLDIN | Building Inspector - Victorian Building Act activities only |\n| LCHENG | Engineer – chemical                                         |\n| LCHSCI | Chemical Scientist                                          |\n| LCIENG | Engineer – civil                                            |\n| LCONMG | Construction Management                                     |\n| LCONTE | Concrete Testing & Investigation                            |\n| LDSCON | Drainage Sewerage & Water Supplies                          |\n| LELENG | Engineer – electrical                                       |\n| LELINS | Electrical Inspectors                                       |\n| LENAUD | Environmental Auditor                                       |\n| LENGDT | Engineering Draftspersons                                   |\n| LENVEN | Engineer – environmental                                    |\n| LETENG | Engineer – electronic                                       |\n| LFPENG | Engineer - fire protection / safety                         |\n| LFSENG | Foundation & Structural Engineer                            |\n| LGEEON | Engineer - geo-technical - soil testing                     |\n| LGEOLO | Engineer – geological                                       |\n| LHAENG | Engineer – harbour                                          |\n| LHDENG | Hydro Electric Engineering                                  |\n| LHMENG | Materials Handling, Process Engineer                        |\n| LHVENG | Heating/Ventilation/Air-Con                                 |\n| CODE   | Occupation Description                                      |\n| LHYENG | Engineer – hydraulic                                        |\n| LMAENG | Engineer – marine                                           |\n| LMCENG | Engineer – Metallurgical                                    |\n| LMEENG | Engineer – Mechanical                                       |\n| LMIENG | Engineer - mining / minerals processing                     |\n| LNDCST | Non Destructive Testing Consul                              |\n| LPCCST | Petrochem,Chemical,Natural Gas,Env Con                      |\n| LPEENG | Power & Energy Engineering                                  |\n| LPREIN | Pre-purchase Inspection Services                            |\n| LPRMGR | Project Managers                                            |\n| LRFENG | Engineer – Refrigeration                                    |\n| LSFENG | Safety Engineering                                          |\n| LSTENG | Engineer – structural                                       |\n| LTELEC | Engineer – telecommunications                               |\n| LTNPNR | Town Planners                                               |\n| LTRENG | Engineer – Traffic                                          |\n| LWASTE | Waste Management Consultants                                |\n| LWWENG | Engineer - water treatment / sewage                         |\n| M      | Surveying Miscellaneous                                     |\n| MBLSUV | Building Surveyor                                           |\n| MCARTO | Cartographer                                                |\n| MCMSUV | Surveyors - Cargo and/or Marine                             |\n| MCOSTE | Cost Estimators                                             |\n| MHYSUV | Surveyors – Hydrographic                                    |\n| MLDSUV | Land Surveyors                                              |\n| MQTSUV | Surveyor – quantity                                         |\n| MSUREN | Surveyor – Engineering                                      |\n| MSURMI | Surveyor – Mining                                           |\n| N      | Defamation – misc                                           |\n| NFPROD | Film Producer                                               |\n| NJOURN | Journalist                                                  |\n| NPUBLI | Publishers                                                  |\n| NRADIO | Radio Broadcasters                                          |\n| NTVBRO | Televisions Broadcasters                                    |\n| O      | Multiple Occupations                                        |\n| OMULTI | Multiple Occupations*                                       |","sortOrder":26}],"analysis":{"kimi_summary":{"_metrics":{"model":"kimi-k2.5","source":"moonshot-realtime","completionTokens":2516},"content_quality":"ok","complexity_score":6,"scope_assessment":{"changed":false,"description":"The legislation remains tightly focused on its original purpose of collecting facility business data for public liability, product liability and professional indemnity insurance. The inclusion of transitional provisions requiring reports for past periods under repealed standards represents administrative continuity rather than expansion of scope."},"complexity_factors":["16 defined terms including technical insurance concepts like 'facility business' and 'reportable facility business'","Cross-references to three separate Acts (Financial Sector (Collection of Data) Act 2001, Insurance Act 1973, and Australian Prudential Regulation Authority Act 1998)","Detailed data specifications distinguishing between mandatory (M) and optional (O) fields with specific alpha/numeric formatting requirements","Extensive occupation code taxonomy in Appendix B spanning hundreds of codes across multiple industry sectors (financial, medical, legal, engineering, etc.)","Multiple layers of administrative discretion allowing APRA to vary reporting periods, submission methods (IT requirements), and authorization procedures by written determination","Validation requirements requiring reconciliation with other regulatory returns (GRF 440 and Lloyd's Security Trust Fund data) within a 5% tolerance threshold"],"plain_english_summary":"This law requires Lloyd’s to provide APRA with six-monthly data on facility-arranged public liability, product liability and professional indemnity business written in Australia. It affects Lloyd’s underwriters and its Australian General Representative, and covers premiums, claims, facility IDs and Lloyd’s share (with individual reporting for facilities over A$100,000; smaller ones grouped). Reinsurance, marine, household and non‑Australian risks are excluded. APRA uses the data to monitor market trends and insurer solvency."},"flash_summary":{"complexity_score":5,"scope_assessment":{"changed":false,"description":"The core scope remains the collection of facility business data for public/product liability and professional indemnity. The determination adds transitional obligations to submit past periods under the old standard (paras 14–15) and gives APRA procedural flexibility to vary periods, formats and coding (paras 4–8, 12), but it does not broaden the classes of insurance required to be reported."},"complexity_factors":["Detailed data schema and field rules in the Schedule (FacilityData fields 1–11) including mandatory/optional fields and uniqueness constraints","Thresholds and aggregation rules for facility identifiers (Schedule: Facility Identifier, $100,000 premium/payments rule)","Extensive occupation/industry coding requirements and a large APRA code list (Appendix B)","APRA discretion to vary reporting periods and frequency (paras 4–6) and to alter Data Specifications or codes (para 12)","Format and transmission requirements (CSV via APRA portal or alternative methods; paras 7–8) plus authentication/encryption arrangements via Fujitsu (paras 10–11)","Authorisation and internal control expectation on Lloyd’s (para 9) creating governance/compliance cost","Validation and reconciliation tolerances and follow‑up (Appendix A) requiring cross‑checks against other returns (GRF 440 etc.)","Transitional reporting requirement to submit past periods under the old standard (paras 14–15) which adds a one‑off compliance task","APRA may permit staggered or partial late submissions (para 3) introducing conditional reporting complexity"],"plain_english_summary":"This instrument requires Lloyd’s to submit six‑monthly CSV reports to APRA about facility business for public liability, product liability and professional indemnity — covering premiums, payments, counts, facility identifiers and occupation codes. It applies whenever a Lloyd’s underwriter is on risk during a reporting period.\n\nAPRA sets deadlines, can vary reporting frequency and data specifications, validates reconciliations and prescribes submission/authentication arrangements (including an agent). Lloyd’s bears the compliance and data‑preparation burden and must maintain internal authorisation controls."}},"importantCases":[],"_links":{"self":"/api/acts/financial-sector-collection-of-data-reporting-standard-determination-no-21-of-2016-lolrs-800-3-facil","history":"/api/acts/financial-sector-collection-of-data-reporting-standard-determination-no-21-of-2016-lolrs-800-3-facil/history","analysis":"/api/acts/financial-sector-collection-of-data-reporting-standard-determination-no-21-of-2016-lolrs-800-3-facil/analysis","conflicts":"/api/acts/financial-sector-collection-of-data-reporting-standard-determination-no-21-of-2016-lolrs-800-3-facil/conflicts","importantCases":"/api/acts/financial-sector-collection-of-data-reporting-standard-determination-no-21-of-2016-lolrs-800-3-facil/important-cases","documents":"/api/acts/financial-sector-collection-of-data-reporting-standard-determination-no-21-of-2016-lolrs-800-3-facil/documents"}}