{"id":"tas:sr-2025-046","name":"Economic Regulator (MAIB Premiums) Order 2025","slug":"economic-regulator-maib-premiums-order-2025","collection":"regulation","jurisdiction":"tas","status":"in_force","isInForce":true,"actNumber":"46 of 2025","makingDate":null,"administeringDepartment":null,"currentVersion":{"id":174358,"registerId":"tas-sr-2025-046-current","compilationNumber":null,"startDate":"2026-04-05","status":"InForce","reasons":null,"registeredAt":null},"sections":[{"sectionNumber":"1","sectionType":"section","heading":"Short title","content":"### 1 Short title\n\n> This order may be cited as the [Economic Regulator (MAIB Premiums) Order 2025](/view/html/inforce/2026-04-12/sr-2025-046) .","sortOrder":0},{"sectionNumber":"2","sectionType":"section","heading":"Commencement","content":"### 2 Commencement\n\n> This order takes effect 61 days after the day on which its making is notified in the *Gazette*.","sortOrder":1},{"sectionNumber":"3","sectionType":"section","heading":"Interpretation","content":"### 3 Interpretation\n\n> > (1)  In this order, unless the contrary intention appears –\n> > \n> > > ***Average Weekly Earnings*** means the Average Weekly Earnings published by the Australian Bureau of Statistics;\n> > \n> > > ***AWOTE*** means the dollar figure for full-time adult ordinary time earnings for persons set out in that part of the Average Weekly Earnings that is under the heading “AVERAGE WEEKLY EARNINGS Australia: Original”;\n> > \n> > > ***Board*** means the Motor Accidents Insurance Board;\n> > \n> > > ***class*** means a class specified in [Schedule 1](#JS1@EN) ;\n> > \n> > > ***commencement day*** means the day on which this order takes effect;\n> > \n> > > ***escalator index*** means the escalator index calculated in accordance with [clause 4](#GS4@EN) ;\n> > \n> > > ***first year*** means the period of 12 months commencing on the commencement day;\n> > \n> > > ***fourth year*** means the period of 12 months commencing at the end of the third year;\n> > \n> > > ***heavy vehicle*** has the same meaning as in the [Heavy Vehicle National Law (Tasmania) Act 2013](/view/html/inforce/2026-04-12/act-2013-030) ;\n> > \n> > > ***hire and drive passenger service*** has the same meaning as in the [Passenger Transport Services Act 2011](/view/html/inforce/2026-04-12/act-2011-059) ;\n> > \n> > > ***luxury hire car*** has the same meaning as in the [Taxi and Hire Vehicle Industries Act 2008](/view/html/inforce/2026-04-12/act-2008-030) ;\n> > \n> > > ***luxury hire car service*** has the same meaning as in the [Taxi and Hire Vehicle Industries Act 2008](/view/html/inforce/2026-04-12/act-2008-030) ;\n> > \n> > > ***pensioner*** means a person who is –\n> > > \n> > > > > (a) the holder of a current health care card issued in accordance with the *Social Security Act 1991* of the Commonwealth; or\n> > > > \n> > > > > (b) the holder of a current pensioner concession card issued in accordance with the *Social Security Act 1991* of the Commonwealth or as a fringe benefit under the *Veterans' Entitlements Act 1986* of the Commonwealth; or\n> > > > \n> > > > > (c) the holder of a current Gold Card or White Card issued in accordance with the *Veterans' Entitlements Act 1986* of the Commonwealth;\n> > \n> > > ***public passenger vehicle*** means a motor vehicle that is used to operate a passenger transport service within the meaning of the [Passenger Transport Services Act 2011](/view/html/inforce/2026-04-12/act-2011-059) ;\n> > \n> > > ***reduced period*** means a period of less than 12 months;\n> > \n> > > ***registered*** means registered under the [Vehicle and Traffic Act 1999](/view/html/inforce/2026-04-12/act-1999-070) ;\n> > \n> > > ***Registrar*** means the Registrar of Motor Vehicles appointed or employed under section 5 of the [Vehicle and Traffic Act 1999](/view/html/inforce/2026-04-12/act-1999-070) ;\n> > \n> > > ***ride-sourcing software*** means a computer software system that enables –\n> > > \n> > > > > (a) requests, for passengers to be carried on journeys in motor vehicles, to be received; and\n> > > > \n> > > > > (b) such requests to be communicated to, and accepted by, drivers of motor vehicles; and\n> > > > \n> > > > > (c) such passengers to provide to such drivers financial consideration, for carriage on such journeys, only by way of the electronic transfer of funds by a system that is provided; and\n> > > > \n> > > > > (d) identification of, and recording of the details of, such drivers and vehicles and the origin, destination and duration of such journeys; and\n> > > > \n> > > > > (e) satisfaction rating services to be provided –\n> > > \n> > > only by means of the software;\n> > \n> > > ***ride-sourcing vehicle*** means a motor vehicle that is used, by a person in whose name the vehicle is registered, to carry on journeys passengers who –\n> > > \n> > > > > (a) arrange, by means of ride-sourcing software, to be so carried; and\n> > > > \n> > > > > (b) provide to the person financial consideration for such journeys only by means of a system for electronic transfer of funds that is provided as part of the software;\n> > \n> > > ***second year*** means the period of 12 months commencing at the end of the first year;\n> > \n> > > ***severe disability*** means a permanent disability which, in the Registrar's opinion, prevents a person from using public transport without assistance;\n> > \n> > > ***special-interest vehicle*** has the same meaning as in the [Vehicle and Traffic (Driver Licensing and Vehicle Registration) Regulations 2021](/view/html/inforce/2026-04-12/sr-2021-026) ;\n> > \n> > > ***taxi*** has the same meaning as in the [Taxi and Hire Vehicle Industries Act 2008](/view/html/inforce/2026-04-12/act-2008-030) ;\n> > \n> > > ***taxi service*** has the same meaning as in the [Taxi and Hire Vehicle Industries Act 2008](/view/html/inforce/2026-04-12/act-2008-030) ;\n> > \n> > > ***third year*** means the period of 12 months commencing at the end of the second year.\n> \n> > (2)  A reference in this order to a publication includes a reference to –\n> > \n> > > > (a) that publication as amended from time to time; and\n> > > \n> > > > (b) a publication published in substitution for that publication.\n> \n> > (3)  Unless the contrary intention appears, an expression used in this order has the same meaning as it has in the [Motor Accidents (Liabilities and Compensation) Act 1973](/view/html/inforce/2026-04-12/act-1973-071) .\n> \n> > (4)  For the purposes of this order, ride-sourcing software enables satisfaction rating services to be provided only by means of the software if the software –\n> > \n> > > > (a) enables a person, who has been, pursuant to a request communicated by the software to a driver, carried on a journey in a motor vehicle driven by the driver, to record by means of the software the person's degree of satisfaction in relation to the driver and the journey; and\n> > > \n> > > > (b) automatically aggregates such records in relation to such drivers and such journeys; and\n> > > \n> > > > (c) enables a rating, of a driver, derived from such records to be able to be made available to a person whose request to be carried on a journey in a motor vehicle is accepted by the driver.\n> \n> > (5)  The [Acts Interpretation Act 1931](/view/html/inforce/2026-04-12/act-1931-059) applies to the interpretation of this order as if this order were by-laws.\n> \n> > (6)  Premiums calculated under this order –\n> > \n> > > > (a) include GST within the meaning of the *A New Tax System (Goods and Services Tax) Act 1999* of the Commonwealth; and\n> > > \n> > > > (b) do not include duty payable under the [Duties Act 2001](/view/html/inforce/2026-04-12/act-2001-015) .","sortOrder":2},{"sectionNumber":"4","sectionType":"section","heading":"Escalator index","content":"### 4 Escalator index\n\n> > (1)  In this clause –\n> > \n> > > ***May reference period*** means the 6-month period that commences on the first day of December in any year.\n> \n> > (2)  The escalator index for the second year, third year or fourth year in respect of a motor vehicle of any class is to be calculated in accordance with the following formula:\n> > \n> > [![graphic image](/image/maib25.gif)](/image/maib25.gif)\n> > \n> > where –\n> > \n> > > ***E*** is the escalator index for the second year, third year or fourth year, as the case requires;\n> > \n> > > ***A*** is the AWOTE for the May reference period immediately preceding the second year, third year or fourth year, as the case requires;\n> > \n> > > ***B*** is the AWOTE for the May reference period for the year immediately preceding the year referred to in the definition of A.","sortOrder":3},{"sectionNumber":"5","sectionType":"section","heading":"Maximum annual premium in first year","content":"### 5 Maximum annual premium in first year\n\n> The maximum premium for a 12-month period that the Board may determine to be payable at any time in the first year in respect of a motor vehicle of any class is the maximum premium specified in [Schedule 1](#JS1@EN) for that class of motor vehicle.","sortOrder":4},{"sectionNumber":"6","sectionType":"section","heading":"Maximum annual premium in second year","content":"### 6 Maximum annual premium in second year\n\n> > (1)  The maximum premium for a 12-month period that the Board may determine to be payable at any time in the second year in respect of a motor vehicle of any class (other than class 2, 4, 5, 6, 18, 21 or 23) is the product, rounded to the nearest whole dollar, of –\n> > \n> > > > (a) the maximum premium specified in [Schedule 1](#JS1@EN) for that class of motor vehicle; and\n> > > \n> > > > (b) the escalator index for the second year.\n> \n> > (2)  The maximum premium for a 12-month period that the Board may determine to be payable at any time in the second year in respect of a motor vehicle of class 2 is the product, rounded to the nearest whole dollar, of –\n> > \n> > > > (a) the maximum premium specified in [Schedule 1](#JS1@EN) for that class of motor vehicle; and\n> > > \n> > > > (b) the sum of the escalator index for the second year and 0.025.\n> \n> > (3)  The maximum premium for a 12-month period that the Board may determine to be payable at any time in the second year in respect of a motor vehicle of class 4 or 5 is the product, rounded to the nearest whole dollar, of –\n> > \n> > > > (a) the maximum premium specified in [Schedule 1](#JS1@EN) for that class of motor vehicle; and\n> > > \n> > > > (b) the sum of the escalator index for the second year and 0.0389.\n> \n> > (4)  The maximum premium for a 12-month period that the Board may determine to be payable at any time in the second year in respect of a motor vehicle of class 6 is the product, rounded to the nearest whole dollar, of –\n> > \n> > > > (a) the maximum premium specified in [Schedule 1](#JS1@EN) for that class of motor vehicle; and\n> > > \n> > > > (b) the sum of the escalator index for the second year and 0.0374.\n> \n> > (5)  The maximum premium for a 12-month period that the Board may determine to be payable at any time in the second year in respect of a motor vehicle of class 18 is the product, rounded to the nearest whole dollar, of –\n> > \n> > > > (a) the maximum premium specified in [Schedule 1](#JS1@EN) for that class of motor vehicle; and\n> > > \n> > > > (b) the sum of the escalator index for the second year and 0.05.\n> \n> > (6)  The maximum premium for a 12-month period that the Board may determine to be payable at any time in the second year in respect of a motor vehicle of class 21 is the product, rounded to the nearest whole dollar, of –\n> > \n> > > > (a) the maximum premium specified in [Schedule 1](#JS1@EN) for that class of motor vehicle; and\n> > > \n> > > > (b) the sum of the escalator index for the second year and 0.25.\n> \n> > (7)  The maximum premium for a 12-month period that the Board may determine to be payable at any time in the second year in respect of a motor vehicle of class 23 is the product, rounded to the nearest whole dollar, of –\n> > \n> > > > (a) the maximum premium specified in [Schedule 1](#JS1@EN) for that class of motor vehicle; and\n> > > \n> > > > (b) the sum of the escalator index for the second year and 0.031.\n> \n> > (8)  An amount that is dollars and a number of cents is rounded to the nearest dollar –\n> > \n> > > > (a) if the number of cents is 50 or more, by increasing that amount to the next whole dollar; or\n> > > \n> > > > (b) if the number of cents is less than 50, by deducting those cents from that amount.","sortOrder":5},{"sectionNumber":"7","sectionType":"section","heading":"Maximum annual premium in third year","content":"### 7 Maximum annual premium in third year\n\n> > (1)  The maximum premium for a 12-month period that the Board may determine to be payable at any time in the third year in respect of a motor vehicle of any class (other than class 2, 4, 5, 6, 18, 21, or 23) is the product, rounded to the nearest whole dollar, of –\n> > \n> > > > (a) the maximum premium that may be determined to be payable in the second year in respect of that motor vehicle; and\n> > > \n> > > > (b) the escalator index for the third year.\n> \n> > (2)  The maximum premium for a 12-month period that the Board may determine to be payable at any time in the third year in respect of a motor vehicle of class 2 is the product, rounded to the nearest whole dollar, of –\n> > \n> > > > (a) the maximum premium that may be determined to be payable in the second year in respect of that motor vehicle; and\n> > > \n> > > > (b) the sum of the escalator index for the third year and 0.025.\n> \n> > (3)  The maximum premium for a 12-month period that the Board may determine to be payable at any time in the third year in respect of a motor vehicle of class 4 or 5 is the product, rounded to the nearest whole dollar, of –\n> > \n> > > > (a) the maximum premium that may be determined to be payable in the second year in respect of that motor vehicle; and\n> > > \n> > > > (b) the sum of the escalator index for the third year and 0.0389.\n> \n> > (4)  The maximum premium for a 12-month period that the Board may determine to be payable at any time in the third year in respect of a motor vehicle of class 6 is the product, rounded to the nearest whole dollar, of –\n> > \n> > > > (a) the maximum premium that may be determined to be payable in the second year in respect of that motor vehicle; and\n> > > \n> > > > (b) the sum of the escalator index for the third year and 0.0374.\n> \n> > (5)  The maximum premium for a 12-month period that the Board may determine to be payable at any time in the third year in respect of a motor vehicle of class 18 is the product, rounded to the nearest whole dollar, of –\n> > \n> > > > (a) the maximum premium that may be determined to be payable in the second year in respect of that motor vehicle; and\n> > > \n> > > > (b) the sum of the escalator index for the third year and 0.05.\n> \n> > (6)  The maximum premium for a 12-month period that the Board may determine to be payable at any time in the third year in respect of a motor vehicle of class 21 is the product, rounded to the nearest whole dollar, of –\n> > \n> > > > (a) the maximum premium that may be determined to be payable in the second year in respect of that motor vehicle; and\n> > > \n> > > > (b) the sum of the escalator index for the third year and 0.25.\n> \n> > (7)  The maximum premium for a 12-month period that the Board may determine to be payable at any time in the third year in respect of a motor vehicle of class 23 is the product, rounded to the nearest whole dollar, of –\n> > \n> > > > (a) the maximum premium that may be determined to be payable in the second year in respect of that motor vehicle; and\n> > > \n> > > > (b) the sum of the escalator index for the third year and 0.031.\n> \n> > (8)  An amount that is dollars and a number of cents is rounded to the nearest dollar – \n> > \n> > > > (a) if the number of cents is 50 or more, by increasing that amount to the next whole dollar; or\n> > > \n> > > > (b) if the number of cents is less than 50, by deducting those cents from that amount.","sortOrder":6},{"sectionNumber":"8","sectionType":"section","heading":"Maximum annual premium in fourth year","content":"### 8 Maximum annual premium in fourth year\n\n> > (1)  The maximum premium for a 12-month period that the Board may determine to be payable at any time in the fourth year in respect of a motor vehicle of any class (other than class 2, 4, 5, 6, 18, 21 or 23) is the product, rounded to the nearest whole dollar, of –\n> > \n> > > > (a) the maximum premium that may be determined to be payable in the third year in respect of that motor vehicle; and\n> > > \n> > > > (b) the escalator index for the fourth year.\n> \n> > (2)  The maximum premium for a 12-month period that the Board may determine to be payable at any time in the fourth year in respect of a motor vehicle of class 2 is the product, rounded to the nearest whole dollar, of –\n> > \n> > > > (a) the maximum premium that may be determined to be payable in the third year in respect of that motor vehicle; and\n> > > \n> > > > (b) the sum of the escalator index for the fourth year and 0.025.\n> \n> > (3)  The maximum premium for a 12-month period that the Board may determine to be payable at any time in the fourth year in respect of a motor vehicle of class 4 or 5 is the product, rounded to the nearest whole dollar, of –\n> > \n> > > > (a) the maximum premium that may be determined to be payable in the third year in respect of that motor vehicle; and\n> > > \n> > > > (b) the sum of the escalator index for the fourth year and 0.0389.\n> \n> > (4)  The maximum premium for a 12-month period that the Board may determine to be payable at any time in the fourth year in respect of a motor vehicle of class 6 is the product, rounded to the nearest whole dollar, of –\n> > \n> > > > (a) the maximum premium that may be determined to be payable in the third year in respect of that motor vehicle; and\n> > > \n> > > > (b) the sum of the escalator index for the fourth year and 0.0374.\n> \n> > (5)  The maximum premium for a 12-month period that the Board may determine to be payable at any time in the fourth year in respect of a motor vehicle of class 18 is the product, rounded to the nearest whole dollar, of –\n> > \n> > > > (a) the maximum premium that may be determined to be payable in the third year in respect of that motor vehicle; and\n> > > \n> > > > (b) the sum of the escalator index for the fourth year and 0.05.\n> \n> > (6)  The maximum premium for a 12-month period that the Board may determine to be payable at any time in the fourth year in respect of a motor vehicle of class 21 is the product, rounded to the nearest whole dollar, of –\n> > \n> > > > (a) the maximum premium that may be determined to be payable in the third year in respect of that motor vehicle; and\n> > > \n> > > > (b) the sum of the escalator index for the fourth year and 0.25.\n> \n> > (7)  The maximum premium for a 12-month period that the Board may determine to be payable at any time in the fourth year in respect of a motor vehicle of class 23 is the product, rounded to the nearest whole dollar, of –\n> > \n> > > > (a) the maximum premium that may be determined to be payable in the third year in respect of that motor vehicle; and\n> > > \n> > > > (b) the sum of the escalator index for the fourth year and 0.031.\n> \n> > (8)  An amount that is dollars and a number of cents is rounded to the nearest dollar – \n> > \n> > > > (a) if the number of cents is 50 or more, by increasing that amount to the next whole dollar; or\n> > > \n> > > > (b) if the number of cents is less than 50, by deducting those cents from that amount.","sortOrder":7},{"sectionNumber":"9","sectionType":"section","heading":"Maximum quarterly and half-yearly premiums","content":"### 9 Maximum quarterly and half-yearly premiums\n\n> > (1)  The maximum premium for a 3-month period that the Board may determine to be payable at any time in a year in respect of a motor vehicle registered for such reduced period is the amount rounded to the nearest 5 cents, calculated in accordance with the following formula:\n> > \n> > [![graphic image](/image/maib25-3months.gif)](/image/maib25-3months.gif)\n> \n> > (2)  The maximum premium for a 6-month period that the Board may determine to be payable at any time in a year for a motor vehicle is the amount rounded to the nearest 5 cents, calculated in accordance with the following formula:\n> > \n> > [![graphic image](/image/maib25-6months.gif)](/image/maib25-6months.gif)\n> \n> > (3)  If a premium payable under this clause is not exactly divisible by 5, the remainder of that premium after dividing by 5 is to be –\n> > \n> > > > (a) if the number of cents remaining is 2.5 or more but less than 5, rounded up to the nearest amount exactly divisible by 5; or\n> > > \n> > > > (b) if the number of cents remaining is less than 2.5 but more than 0, rounded down to the nearest amount exactly divisible by 5.","sortOrder":8},{"sectionNumber":"10","sectionType":"section","heading":"Maximum premium for pensioners, &c.","content":"### 10 Maximum premium for pensioners, &c.\n\n> > (1)  In this clause –\n> > \n> > > ***eligible asylum seeker*** means a person who is –\n> > > \n> > > > > (a) the registered operator of a motor vehicle; and\n> > > > \n> > > > > (b) one of the following persons:\n> > > > > \n> > > > > > > (i) the holder of a Bridging (Class WE) (Subclass 050 or 051) visa issued under section 73 of the *Migration Act 1958* of the Commonwealth;\n> > > > > > \n> > > > > > > (ii) a person who is subject to a residence determination that has been made under section 197AB of the *Migration Act 1958* of the Commonwealth;\n> > \n> > > ***eligible pensioner*** means a person who is –\n> > > \n> > > > > (a) the registered operator of a motor vehicle; and\n> > > > \n> > > > > (b) one of the following persons:\n> > > > > \n> > > > > > > (i) a pensioner;\n> > > > > > \n> > > > > > > (ii) a person who has a severe disability;\n> > > > > > \n> > > > > > > (iii) a parent or guardian of a person who has a severe disability and has not attained the age of 16 years.\n> \n> > (2)  The maximum premium that the Board may determine to be payable at any one time during the first year, second year, third year or fourth year in respect of one class 1 or class 2 motor vehicle of an eligible asylum seeker or eligible pensioner is 80% of the premium that, but for this clause, would be payable in respect of that motor vehicle.\n> \n> > (3)  In relation to any other class 1 or class 2 motor vehicle of the eligible asylum seeker or eligible pensioner, the maximum premium payable in respect of that vehicle is the premium that would be payable in respect of that motor vehicle if the registered operator were not an eligible asylum seeker or eligible pensioner.","sortOrder":9},{"sectionNumber":"11","sectionType":"section","heading":"Expiry of order","content":"### 11 Expiry of order\n\n> This order ceases to have effect at the end of the period of 4 years commencing on the commencement day.","sortOrder":10},{"sectionNumber":"SCHEDULE 1 - Motor Vehicles Cl","sectionType":"part","heading":"SCHEDULE 1 - Motor Vehicles Class and Maximum Premiums","content":"# SCHEDULE 1 - Motor Vehicles Cl SCHEDULE 1 - Motor Vehicles Class and Maximum Premiums\n\n[Clauses 3](#GS3@EN) , [5](#GS5@EN) and [6](#GS6@EN)\n\n| Class No. | Class and class description | Maximum premium $ |\n| 1. | Motor Car | 305 |\n|  | A motor vehicle (including a campervan) that – |  |\n|  | (a) is constructed principally for the carriage of persons; and |  |\n|  | (b) is not included in any other class |  |\n| 2. | Light Goods Vehicle | 313 |\n|  | A motor vehicle that – |  |\n|  | (a) is constructed principally for the carriage of goods; and |  |\n|  | (b) has a gross vehicle mass not exceeding 4.5 tonnes |  |\n| 3. | Heavy Goods Vehicle | 457 |\n|  | A motor vehicle (including a special-purpose vehicle) that – |  |\n|  | (a) is constructed principally for the carriage of goods; and |  |\n|  | (b) has a gross vehicle mass exceeding 4.5 tonnes |  |\n| 4. | Medium Motor Cycle | 630 |\n|  | A motor cycle that – |  |\n|  | (a) has an engine capacity exceeding 125cc but not exceeding 250cc; or |  |\n|  | (b) is an electric motor cycle with a nominal output exceeding 11kw but not exceeding 30kw |  |\n| 5. | Large Motor Cycle | 630 |\n|  | A motor cycle that – |  |\n|  | (a) has an engine capacity exceeding 700cc; or |  |\n|  | (b) is an electric motor cycle with a nominal output exceeding 80kw |  |\n| 6. | Taxi or Luxury Hire Car | 1 101 |\n|  | (1) A taxi that is used to operate a taxi service under the Taxi and Hire Vehicle Industries Act 2008 |  |\n|  | (2) A luxury hire car that is used to operate a luxury hire car service under the Taxi and Hire Vehicle Industries Act 2008 |  |\n| 7. | Large Public Passenger Vehicle | 853 |\n|  | A public passenger vehicle that has 17 or more seats |  |\n| 8. | Hire and Drive Vehicle | 749 |\n|  | A motor vehicle that is used to operate a hire and drive passenger service – |  |\n|  | (a) in this State only; or |  |\n|  | (b) in both this State and one or more of the following jurisdictions: |  |\n|  | (i) Australian Capital Territory; |  |\n|  | (ii) New South Wales; |  |\n|  | (iii) Northern Territory; |  |\n|  | (iv) Queensland; |  |\n|  | (v) South Australia; |  |\n|  | (vi) Victoria; |  |\n|  | (vii) Western Australia |  |\n| 9. | Caravan, Horse Float, Plant and Machinery (non-self-propelled) | 31 |\n|  | A caravan, horse float or plant and machinery (other than a trailer) that – |  |\n|  | (a) has a mass exceeding half a tonne when not carrying a load; and |  |\n|  | (b) is designed to be drawn by a motor vehicle |  |\n| 10. | Heavy Trailer | 77 |\n|  | A trailer that has an unladen mass exceeding half a tonne |  |\n| 11. | Mobile Crane | 323 |\n|  | A mobile crane (other than a tow truck) |  |\n| 12. | Restricted Registration Vehicle, including Farm Motor Cycles | 42 |\n|  | A vehicle (including a ride-on lawn mower capable of exceeding 10km/h) that – |  |\n|  | (a) is an off-road vehicle or restricted registration vehicle; and |  |\n|  | (b) is not included in class 15 or 18 |  |\n| 13. | Plant and Machinery (self-propelled) | 92 |\n|  | A tractor (other than a farm tractor), road roller, motor street flusher, tar sprayer, tar roller, motor eductor, street sweeper, excavator, traction engine, road grader, forklift truck, motor end loader, traxcavator, trench digger, bulldozer, earth-moving machine or any similar kind of vehicle not included in any other class |  |\n| 14. | Motor Trade Plate | 244 |\n|  | A motor vehicle that is used under the authority of a trade plate issued under the Vehicle and Traffic Act 1999 |  |\n| 15. | Farm Tractor | 77 |\n|  | A tractor that – |  |\n|  | (a) is registered or unregistered; and |  |\n|  | (b) is used only for agricultural purposes |  |\n| 16. | Medium Public Passenger Vehicle | 382 |\n|  | A public passenger vehicle (other than a taxi, ride-sourcing vehicle or luxury hire car) that has no more than 16 seats |  |\n| 17. | Small Motor cycle | 198 |\n|  | A motor cycle that – |  |\n|  | (a) has an engine capacity not exceeding 125cc; or |  |\n|  | (b) is an electric motor cycle with a nominal output not exceeding 11kw |  |\n| 18. | Off-road and Recreational Vehicle | 318 |\n|  | A trail bike, mini-bike, 4-wheel recreational vehicle, dune buggy or any other off-road or recreational vehicle that – |  |\n|  | (a) is registered on conditions restricting its operation or use; or |  |\n|  | (b) is not required to be registered |  |\n| 19. | Short Term Unregistered Vehicle | 31 |\n|  | A vehicle that is subject to a short term unregistered vehicle permit |  |\n| 20. | Medium-Large Motor Cycle | 608 |\n|  | A motor cycle that – |  |\n|  | (a) has an engine capacity exceeding 250cc but not exceeding 700cc; or |  |\n|  | (b) is an electric motor cycle with a nominal output exceeding 30kw but not exceeding 80kw |  |\n| 21. | Vintage Motor Vehicle or Street Rod | 38 |\n|  | A vehicle that is registered as a vintage motor vehicle or street rod |  |\n| 22. | Special-Interest Vehicle | 60 |\n|  | A vehicle that is a special-interest vehicle |  |\n| 23. | Ride-Sourcing Vehicle | 406 |\n|  | A vehicle that is a ride-sourcing vehicle |  |\n\nDisplayed and numbered in accordance with the *[Rules Publication Act 1953](/view/html/inforce/current/act-1953-050)*.\n\nNotified in the *Gazette* on 1 October 2025\n\nThis order is administered in the Department of State Growth.","sortOrder":11}],"analysis":{"flash_summary_failed":{"failed":true,"reason":"Unauthenticated. Configure AI_GATEWAY_API_KEY or use a provider module. Learn more: https://ai-sdk.dev/unauthenticated-ai-gateway","source":"analysis-cron"},"issue_detection":{"absurdities":[],"contradictions":[]},"kimi_summary":{"content_quality":"ok","complexity_score":5,"scope_assessment":{"changed":false,"description":"This order appears to be a standard periodic renewal of premium-setting regulations for the MAIB. The scope remains focused on its original purpose: setting maximum compulsory third-party insurance premiums for Tasmanian vehicle registration. While it includes modern vehicle categories like ride-sourcing vehicles and electric motorcycles, these reflect updates to vehicle types in the market rather than scope creep beyond the original regulatory intent."},"complexity_factors":["23 defined vehicle classes with distinct premium calculations","Four-year temporal structure (first/second/third/fourth year) with different calculation methods for each period","Mathematical escalator index formula based on ABS wage data (AWOTE)","Seven vehicle classes (2, 4, 5, 6, 18, 21, 23) have special 'adder' percentages (0.025 to 0.25) on top of the standard escalator index","Cross-references to 6 other Tasmanian Acts and 3 Commonwealth Acts for definitions","Nested definitions for 'eligible pensioner' and 'eligible asylum seeker' with multiple qualifying conditions","Detailed technical definition of 'ride-sourcing software' with 5 specific functional requirements","Rounding rules specified to the cent for quarterly/half-yearly premiums","Schedule 1 contains 23 vehicle class descriptions with technical criteria (engine capacities, gross vehicle masses, seat numbers)"],"plain_english_summary":"This is a Tasmanian government order that sets the maximum prices (premiums) that the Motor Accidents Insurance Board (MAIB) can charge for compulsory car insurance over a four-year period.\n\n**What it does:**\n- **Sets price caps** for 23 different classes of vehicles (from regular cars to motorbikes, taxis, farm tractors, and Uber-style ride-sourcing vehicles)\n- **Freezes base prices in year one** at the amounts listed in Schedule 1 (ranging from $31 for caravans to $1,101 for taxis)\n- **Allows price increases in years 2-4** based on a formula tied to wage growth (Average Weekly Earnings), with extra increases for certain vehicle classes like motorbikes, taxis, and vintage cars\n- **Provides discounts** for pensioners, people with severe disabilities, and eligible asylum seekers (20% off for their first regular car or light goods vehicle)\n- **Covers short-term registration** by setting formulas for 3-month and 6-month premiums\n\n**Who it affects:**\n- Anyone registering a vehicle in Tasmania (since this insurance is compulsory)\n- Specific groups like taxi operators, motorcyclists, farmers, and ride-share drivers who face different rates\n- Vulnerable groups (pensioners, disabled persons, asylum seekers) who get discounts\n\n**Why it matters:**\nThis controls how much Tasmanians must pay for the compulsory personal injury insurance attached to vehicle registration. It balances keeping premiums affordable for motorists while ensuring the insurance fund remains viable to pay out claims to people injured in accidents."},"flash_summary":{"complexity_score":5,"scope_assessment":{"changed":false,"description":"The order operates as a standalone instrument setting maximum premiums, indexation methodology, concession rules and temporal limits. It does not itself expand or narrow the classes of vehicles beyond those listed in Schedule 1, nor does it amend the primary Acts it references; it prescribes caps and calculation methods rather than altering substantive coverage scope."},"complexity_factors":["Large number of discrete vehicle classes and specific dollar caps in Schedule 1 (affects many tariff lines).","Escalator index depends on AWOTE published by the ABS and a specified May reference period (clause 4) — introduces a data dependency and timing rule.","Year‑by‑year indexation applying to second, third and fourth years with class‑specific additive percentages for several classes (clauses 6–8) increases calculation branches.","Rounding rules for annual amounts and separate rounding to nearest 5 cents for 3‑ and 6‑month premiums and specified thresholds (clauses 6–9) create additional arithmetic steps.","Pro‑rata formulas for reduced registration periods (3‑ and 6‑month) require separate calculations (clause 9).","Concession eligibility definitions and a fixed 20% reduction for one vehicle per eligible person (clause 10) require administrative verification of entitlement.","Multiple definitional cross‑references to external statutes and regulations (clause 3) mean administrators must reconcile terms across instruments.","Includes GST in premiums but excludes duties (clause 3(6)), which affects final payable calculations and accounting treatment.","Commencement delay (61 days after Gazette) and a fixed 4‑year expiry (clauses 2 and 11) impose temporal constraints for implementation and planning."],"plain_english_summary":"This order fixes maximum motor-accident insurance premiums that the Motor Accidents Insurance Board may charge for each vehicle class for a four‑year period. It sets initial dollar caps in Schedule 1, prescribes an AWOTE‑based escalator index for years 2–4 with class‑specific add‑ons, rules for pro‑rata (3‑ and 6‑month) premiums and rounding, and a 20% concession for eligible pensioners and some asylum seekers. It affects registered vehicle operators (who pay) and the Board (which sets premiums up to the caps)."},"summary":{"complexity_score":3,"scope_assessment":{"changed":false,"description":"Based on the available content, the Order appears to serve its stated purpose of directing the Economic Regulator to assess MAIB premiums — consistent with the standard use of such orders under Tasmanian regulatory frameworks. There is no indication of scope creep or departure from original intent, though the limited substantive content provided prevents a definitive assessment."},"complexity_factors":["The document provided is largely metadata and status information rather than substantive legislative content, limiting full analysis","The subject matter (regulatory pricing orders for a government insurer) involves specialist regulatory and insurance law concepts","Cross-references to other legislation (the Economic Regulator framework and MAIB enabling legislation) are implied but not shown, requiring background knowledge to fully understand","Relatively narrow and specific in scope, reducing overall complexity"],"plain_english_summary":"The Order directs Tasmania’s independent Economic Regulator to review and set premiums charged by the Motor Accidents Insurance Board (MAIB), which provides compulsory third‑party insurance included in vehicle registration. It therefore affects every Tasmanian who registers a vehicle and requires MAIB to justify its pricing to an external regulator.\n\nBy imposing independent oversight, the Order aims to keep registration costs fair and evidence‑based. It took effect 1 December 2025."}},"importantCases":[],"_links":{"self":"/api/acts/economic-regulator-maib-premiums-order-2025","history":"/api/acts/economic-regulator-maib-premiums-order-2025/history","analysis":"/api/acts/economic-regulator-maib-premiums-order-2025/analysis","conflicts":"/api/acts/economic-regulator-maib-premiums-order-2025/conflicts","importantCases":"/api/acts/economic-regulator-maib-premiums-order-2025/important-cases","documents":"/api/acts/economic-regulator-maib-premiums-order-2025/documents"}}