{"id":"F2015L02068","name":"Defence Force Retirement and Death Benefits (Surcharge Deduction Amount—Conversion Factors) Determination 2015","slug":"defence-force-retirement-and-death-benefits-surcharge-deduction-amount-conversion-factors-determinat","collection":"legislative_instrument","jurisdiction":"commonwealth","status":"in_force","isInForce":true,"actNumber":null,"makingDate":null,"administeringDepartment":null,"currentVersion":{"id":438514,"registerId":"F2015L02068-fast-fetch-1775954907684","compilationNumber":null,"startDate":"2026-04-12","status":"InForce","reasons":null,"registeredAt":null},"sections":[{"sectionNumber":"1","sectionType":"section","heading":"Defence Force Retirement and Death Benefits (Surcharge Deduction Amount—Conversion Factors) Determination 2015","content":"---\nmeta-content-style-type: text/css\nmeta-content-type: application/xhtml+xml; charset=utf-8\n---\n\n?xml version=\"1.0\" encoding=\"utf-8\" standalone=\"no\"?>\n\n![](image.001.jpeg)\n\n \n\nDefence Force Retirement and Death Benefits (Surcharge Deduction Amount—Conversion Factors) Determination 2015\n\nI, Peter Carrigy‑Ryan, as delegate of the Commonwealth Superannuation Corporation, make the following determination.\n\nDated 11 December 2015\n\nPeter Carrigy‑Ryan\n\nChief Executive Officer\n\nCommonwealth Superannuation Corporation\n\n \n\n \n\n \n\n \n\nContents\n\n1 Name\n\n2 Commencement\n\n3 Authority\n\n4 Schedules\n\n5 Age when benefit becomes payable\n\n6 Conversion factors\n\nSchedule 1—Repeals\n\nSuperannuation (DFRDB Scheme) (Surcharge Deduction Amount—Conversion Factors) Determination No. 1\n\n \n\n1  Name\n\n  This is the Defence Force Retirement and Death Benefits (Surcharge Deduction Amount—Conversion Factors) Determination 2015.\n\n2  Commencement\n\n (1) Each provision of this instrument specified in column 1 of the table commences, or is taken to have commenced, in accordance with column 2 of the table. Any other statement in column 2 has effect according to its terms.\n\n \n\n- Commencement information\n- Column 1 Column 2 Column 3\n- Provisions Commencement Date/Details\n- 1. The whole of this instrument The day after this instrument is registered.\n\n\nNote: This table relates only to the provisions of this instrument as originally made. It will not be amended to deal with any later amendments of this instrument.\n\n (2) Any information in column 3 of the table is not part of this instrument. Information may be inserted in this column, or information in it may be edited, in any published version of this instrument.\n\n3  Authority\n\n  This instrument is made under the Defence Force Retirement and Death Benefits Act 1973.\n\n4  Schedules\n\n  Each instrument that is specified in a Schedule to this instrument is amended or repealed as set out in the applicable items in the Schedule concerned, and any other item in a Schedule to this instrument has effect according to its terms.\n\n5  Age when benefit becomes payable\n\n  For the purposes of this instrument, the age of a member of the scheme when a benefit becomes payable to, or in respect of, the member is:\n\n (a) if the benefit becomes payable in respect of the member because the member died:\n\n (i) if the member died on the day before his or her birthday—the age the member would have been on that birthday, had he or she not died; or\n\n (ii) otherwise—the age of the member on the member’s last birthday before the benefit becomes payable; or\n\n (b) otherwise:\n\n (i) if the benefit becomes payable on the member’s birthday—the age of the member on that day; or\n\n (ii) otherwise—the age of the member on the member’s last birthday before the benefit becomes payable.\n\n6  Conversion factors\n\n  For subsection 124A(1) of the Defence Force Retirement and Death Benefits Act 1973, the conversion factor that is applicable in relation to a member of the scheme is the factor set out in the following table for the age of the member when a benefit becomes payable to, or in respect of, the member.\n\n \n\n- Conversion factors\n- Item Column 1 Age of member in years Column 2 Conversion factor\n- 1 15 25.8\n- 2 16 25.8\n- 3 17 25.8\n- 4 18 25.8\n- 5 19 25.7\n- 6 20 25.7\n- 7 21 25.7\n- 8 22 25.7\n- 9 23 25.6\n- 10 24 25.6\n- 11 25 25.6\n- 12 26 25.5\n- 13 27 25.5\n- 14 28 25.5\n- 15 29 25.4\n- 16 30 25.4\n- 17 31 25.4\n- 18 32 25.3\n- 19 33 25.3\n- 20 34 25.2\n- 21 35 25.2\n- 22 36 25.1\n- 23 37 25.1\n- 24 38 25.0\n- 25 39 24.9\n- 26 40 24.9\n- 27 41 24.8\n- 28 42 24.7\n- 29 43 24.6\n- 30 44 24.6\n- 31 45 24.5\n- 32 46 24.4\n- 33 47 24.3\n- 34 48 24.2\n- 35 49 24.1\n- 36 50 24.0\n- 37 51 23.9\n- 38 52 23.8\n- 39 53 23.7\n- 40 54 23.6\n- 41 55 23.3\n- 42 56 22.8\n- 43 57 22.3\n- 44 58 21.9\n- 45 59 21.4\n- 46 60 20.9\n- 47 61 20.4\n- 48 62 19.8\n- 49 63 19.3\n- 50 64 18.8\n- 51 65 18.3\n- 52 66 17.7\n- 53 67 17.2\n- 54 68 16.6\n- 55 69 16.1\n- 56 70 15.5\n\n\n \n\nSchedule 1—Repeals\n\n \n\nSuperannuation (DFRDB Scheme) (Surcharge Deduction Amount—Conversion Factors) Determination No. 1\n\n1  The whole of the determination\n\nRepeal the determination.\n\n \n","sortOrder":0}],"analysis":{"kimi_summary":{"content_quality":"ok","complexity_score":3,"scope_assessment":{"changed":false,"description":"The instrument maintains its original narrow technical purpose: providing conversion factors for surcharge deduction calculations. It replaces an earlier 2005 determination without expanding scope."},"complexity_factors":["Single-purpose instrument with straightforward structure (name, commencement, authority, 2 substantive sections, schedule, conversion table)","Only 6 defined provisions, minimal cross-referencing (primarily to Defence Force Retirement and Death Benefits Act 1973, section 124A)","One conditional logic section (section 5) with nested alternatives for determining age at benefit payment, including specific rules for death benefits","Self-contained conversion table with 56 data rows but no computational complexity","Repeal schedule is simple and unambiguous"],"plain_english_summary":"This instrument specifies age-based conversion factors used to turn lingering superannuation surcharge lump-sum debts into annual deductions from Defence Force Retirement and Death Benefits (DFRDB) pensions. It affects current and former DFRDB members with outstanding surcharge debts and the Commonwealth Superannuation Corporation that administers recoveries. By providing consistent, actuarial factors that decline with age, it standardises how surcharge debts reduce pension payments and repeals the 2005 determination."},"flash_summary":{"complexity_score":2,"scope_assessment":{"changed":false,"description":"The instrument performs the same functional role as the earlier determination — it sets conversion factors used in surcharge calculations and defines the age rule (s.6 and s.5) — but replaces the prior numeric schedule via Schedule 1. The scope (what is being set) is unchanged; only the specific factor values and the formal repeal of the prior instrument differ."},"complexity_factors":["Direct numeric table of conversion factors by single-year ages (s.6) — low legal complexity but high dependence on correct numeric application.","Rule for determining age when benefit becomes payable introduces boundary interpretation (death day before birthday vs otherwise) (s.5).","Legal effect attaches to subsection 124A(1) of the principal Act; users must link this instrument to that statutory calculation (s.6 referencing s.124A(1)).","Administrative authority and making officer identified under the Act (instrument made under DFRDB Act; instrument header and s.3) — limited delegated discretion.","Repeal of prior determination (Schedule 1) means historical comparisons require checking the revoked instrument for changes.","Formatting and application are mechanically simple, but operational systems must update calculations to reflect new factors (implementation risk)."],"plain_english_summary":"This instrument fixes age-based conversion factors used to calculate the surcharge deduction amount under subsection 124A(1) of the Defence Force Retirement and Death Benefits Act 1973. It also defines how to determine a member’s age when a benefit becomes payable (s.5), and repeals the earlier conversion-factor determination. It affects scheme members’ surcharge calculations and the Commonwealth Superannuation Corporation’s administration."},"flash_summary_failed":{"failed":true,"reason":"A positive credit balance is required for all requests, including BYOK, so fallback providers remain available. Add credits at https://vercel.com/d?to=%2F%5Bteam%5D%2F%7E%2Fai%3Fmodal%3Dtop-up to continue.","source":"analysis-cron"}},"importantCases":[],"_links":{"self":"/api/acts/defence-force-retirement-and-death-benefits-surcharge-deduction-amount-conversion-factors-determinat","history":"/api/acts/defence-force-retirement-and-death-benefits-surcharge-deduction-amount-conversion-factors-determinat/history","analysis":"/api/acts/defence-force-retirement-and-death-benefits-surcharge-deduction-amount-conversion-factors-determinat/analysis","conflicts":"/api/acts/defence-force-retirement-and-death-benefits-surcharge-deduction-amount-conversion-factors-determinat/conflicts","importantCases":"/api/acts/defence-force-retirement-and-death-benefits-surcharge-deduction-amount-conversion-factors-determinat/important-cases","documents":"/api/acts/defence-force-retirement-and-death-benefits-surcharge-deduction-amount-conversion-factors-determinat/documents"}}