{"id":"F2025L00468","name":"Defence Force (Home Loans Assistance) (Warlike Service) Declaration 2025","slug":"defence-force-home-loans-assistance-warlike-service-declaration-2025","collection":"legislative_instrument","jurisdiction":"commonwealth","status":"in_force","isInForce":true,"actNumber":null,"makingDate":null,"administeringDepartment":null,"currentVersion":{"id":442805,"registerId":"F2025L00468-fast-fetch-1775957738075","compilationNumber":null,"startDate":"2026-04-12","status":"InForce","reasons":null,"registeredAt":null},"sections":[{"sectionNumber":"1","sectionType":"section","heading":"Defence Force (Home Loans Assistance) (Warlike Service) Declaration 2025","content":"---\nmeta-content-style-type: text/css\nmeta-content-type: application/xhtml+xml; charset=utf-8\n---\n\n![Commonwealth Coat of Arms of Australia](image.001.jpeg)\n\n \n\nDefence Force (Home Loans Assistance) (Warlike Service) Declaration 2025\n\nI, MATT KEOGH, Minister for Defence Personnel, make the following Declaration under section 3C of the Defence Force (Home Loans Assistance) Act 1990.\n\nDated 27 March 2025\n\nThe Hon Matt Keogh MP\n\nMinister for Defence Personnel\n\n \n\nContents\n\n1  Name\n\n2  Commencement\n\n3  Authority\n\n4  Definitions\n\n5  Schedules\n\n6  Warlike service\n\nSchedule 1—Repeals\n\n \n\n \n\n1  Name\n\nThis instrument is the Defence Force (Home Loans Assistance) (Warlike Service) Declaration 2025.\n\n2  Commencement\n\n1. Each provision of this instrument specified in column 1 of the table commences, or is taken to have commenced, in accordance with column 2 of the table. Any other statement in column 2 has effect according to its terms.\n\n- Commencement information\n- Column 1 Column 2 Column 3\n- Provisions Commencement Date/Details\n- 1. The whole of this Instrument. The day after the instrument is registered.\n\n\n \n\nNote: this table relates only to the provisions of this instrument as originally made. It will not be amended to deal with any later amendments of this instrument.\n\n2. Any information in column 3 of the table is not part of this instrument. Information may be inserted in this column, or information in it may be edited, in any published version of this instrument.\n\n3  Authority\n\nThis instrument is made under section 3C of the Defence Force (Home Loans Assistance) Act 1990.\n\n4  Definitions\n\nIn this instrument:\n\nAct means the Defence Force (Home Loans Assistance) Act 1990.\n\nADF means the Australian Defence Force (within the meaning of the Defence Act 1903).\n\n5  Schedules\n\n Each instrument that is specified in a Schedule to this instrument is amended or repealed as set out in the applicable items in the Schedule concerned, and any other item in a Schedule to this instrument has effect according to its terms.\n\n6  Warlike service\n\nFor the purposes of section 3B of the Act, duty on an operation in an item in column A of the following table is warlike service if the duty is performed as a member of the ADF allotted for duty in an area of operation in column B and performed during the period in column C of the same item.\n\n- Warlike service\n- Item Column AName of operation Column BArea of operation Column CPeriod\n- 1 Augury Afghanistan and its superjacent airspace On and after 28 April 2016\n- 2 Highroad Afghanistan and its superjacent airspace 1 January 2015 to 8 October 2021\n- 3 Okra The land area, territorial waters and superjacent airspace of Iraq 9 August 2014 to 8 September 2015\n- 4 Okra The land area, territorial waters and superjacent airspace of Iraq and Syria 9 September 2015 to 31 December 2024\n- 5 Slipper (a) The area bounded by the following coordinates:(i) 48 00'N 81°00'E;(ii) 48 00'N 35°00'E;(iii) 12 00'N 35°00'E;(iv) 12 00'N 81°00'E(b) The Diego Garcia land mass and territorial waters and the superjacent airspace out to 250nm radius (from Reference Point 07 18.6S 072 24.6E) 11 October 2001 to 30 July 2009\n- 6 Slipper The area bounded by the following geographical coordinates:(a) 39°00′N 78°00′E;(b) 39°00′N 32°00′E;(c) 05°00′S 32°00′E;(d) 05°00′S 78°00′E 31 July 2009 to 19 February 2012\n- 7 Slipper The area bounded by the following geographical coordinates:(a) 39°00′N 32°00′E;(b) 39°00′N 78°00′E;(c) 23°00′N 78°00′E;(d) 23°00′N 68°00′E;(e) 11°00′S 68°00′E;(f) 11°00′S 38°00′E;(g) 17°00′N 38°00′E;(h) 17°00′N 32°00′E 20 February 2012 to 30 June 2014\n- 8 Slipper The area bounded by the land mass and superjacent airspace of Afghanistan 1 July 2014 to 31 December 2014\n\n\n \n\nSchedule 1—Repeals\n\n| 1 | Defence Force (Home Loans Assistance) (Warlike Service—Operation Highroad) Declaration 2014 |\n| --- | --- |\n|  | Repeal the whole of the instrument. |\n| 2 | Defence Force (Home Loans Assistance) (Warlike Service—Operation Slipper) Declaration 2014 |\n|  | Repeal the whole of the instrument. |\n| 3 | Defence Force (Home Loans Assistance) (Warlike Service—Operation Okra) Declaration 2016 |\n|  | Repeal the whole of the instrument. |\n| 4 | Defence Force (Home Loans Assistance) (Warlike Service—Operation Augury) Declaration 2017 |\n|  | Repeal the whole of the instrument. |\n\n\n \n","sortOrder":0}],"analysis":{"flash_summary_failed":{"failed":true,"reason":"A positive credit balance is required for all requests, including BYOK, so fallback providers remain available. Add credits at https://vercel.com/d?to=%2F%5Bteam%5D%2F%7E%2Fai%3Fmodal%3Dtop-up to continue.","source":"analysis-cron"},"flash_summary":{"complexity_score":3,"scope_assessment":{"changed":true,"description":"This instrument repeals four earlier declarations (Schedule 1) and replaces them with a consolidated list of operations, areas and effective periods (section 6). That changes the operative statutory instruments in force by consolidating and restating which duties count as warlike service for the Home Loans Assistance Act, though it does not itself amend the underlying Act."},"complexity_factors":["Legal cross-references: instrument is made under s3C and operates for purposes of s3B of the Defence Force (Home Loans Assistance) Act 1990 (requires checking those Act provisions).","Technical geographic descriptions: several areas are defined by exact latitude/longitude coordinates and range radii (Schedule entries 5–8), requiring technical mapping to determine coverage.","Temporal precision and overlap: items specify different, sometimes adjacent or overlapping date ranges for similar operations (e.g. Okra items and Slipper items), creating a need to reconcile service dates for entitlement.","Repeals and consolidation: Schedule 1 repeals four prior instruments, so determining current legal effect requires tracing those repeals against prior declarations.","Low discretionary content: instrument is declaratory (lists operations/periods) rather than setting new procedural rules, reducing interpretive complexity but increasing reliance on external Act definitions."],"plain_english_summary":"This Declaration, made under section 3C of the Defence Force (Home Loans Assistance) Act 1990, formally declares specified ADF operations, locations and date ranges to be “warlike service” for the Act’s home‑loan assistance scheme (see section 3B of the Act). It lists operations, precise geographic areas (including coordinates) and effective periods, and repeals four earlier related declarations. Who it affects: ADF members who served on the listed duties — the designation determines eligibility for Commonwealth home‑loan assistance under the Act."},"kimi_summary":{"content_quality":"ok","complexity_score":3,"scope_assessment":{"changed":false,"description":"The legislation maintains its original purpose of declaring which military operations constitute warlike service for home loan assistance. While it consolidates multiple previous declarations and updates some operational end dates (particularly extending Operation Okra to 31 December 2024), this represents administrative housekeeping and current operational updates rather than scope creep."},"complexity_factors":["Multiple geographic coordinate systems requiring precise boundary definitions (latitude/longitude for Operation Slipper)","Temporal fragmentation: Operation Slipper split into four distinct time periods with different geographic boundaries","Cross-referencing required to the Defence Force (Home Loans Assistance) Act 1990 (section 3B and 3C) and the Defence Act 1903","Repeal schedule consolidating four previous instruments into one","Technical term \"superjacent airspace\" (meaning airspace above the land/water) used without explanation"],"plain_english_summary":"This Declaration specifies which Australian Defence Force operations count as \"warlike service\" for eligibility under the Defence Force (Home Loans Assistance) scheme, consolidating four earlier declarations into one instrument. It updates and extends the list of qualifying operations—e.g., Operations Okra (now to 31 Dec 2024), Highroad and Slipper—clarifying where and when service qualifies.\n\nIt affects ADF members seeking enhanced home loan benefits by confirming which deployments meet the statutory warlike-service test."}},"importantCases":[],"_links":{"self":"/api/acts/defence-force-home-loans-assistance-warlike-service-declaration-2025","history":"/api/acts/defence-force-home-loans-assistance-warlike-service-declaration-2025/history","analysis":"/api/acts/defence-force-home-loans-assistance-warlike-service-declaration-2025/analysis","conflicts":"/api/acts/defence-force-home-loans-assistance-warlike-service-declaration-2025/conflicts","importantCases":"/api/acts/defence-force-home-loans-assistance-warlike-service-declaration-2025/important-cases","documents":"/api/acts/defence-force-home-loans-assistance-warlike-service-declaration-2025/documents"}}