{"id":"chattel-securities-regulations-1988","name":"Chattel Securities Regulations 1988","slug":"chattel-securities-regulations-1988","collection":"regulation","jurisdiction":"wa","status":"in_force","isInForce":true,"actNumber":null,"makingDate":null,"administeringDepartment":null,"currentVersion":{"id":174253,"registerId":"wa-chattel-securities-regulations-1988-current","compilationNumber":null,"startDate":"2026-04-05","status":"InForce","reasons":null,"registeredAt":null},"sections":[{"sectionNumber":"1","sectionType":"section","heading":"Chattel Securities Regulations 1988","content":"![Crest]()Western Australia\n\nChattel Securities Act 1987\n\nChattel Securities Regulations 1988\n\n- **Reprinted under the *Reprints Act 1984* as**\n- **at 14 August 2015**\n\n\nWestern Australia\n\nChattel Securities Regulations 1988\n\nContents\n\n1. Citation 1\n\n2. Commencement 1\n\n3. Terms used 1\n\n4. The register (s. 14) 2\n\n5. Time of making application 4\n\n6. Prescribed fees 5\n\n7. Prescribed changes (s. 21) 5\n\n8. Prescribed goods (s. 13) 6\n\nSchedule 1 — Prescribed fees\n\nNotes\n\nCompilation table 9\n\nDefined terms\n\n  \n\n- Crest **Reprinted under the *Reprints Act 1984* as**\n- **at 14 August 2015**\n\n\nWestern Australia\n\nChattel Securities Act 1987\n\nChattel Securities Regulations 1988\n\n##### 1. Citation\n\nThese regulations may be cited as the *Chattel Securities Regulations 1988* 1.\n\n##### 2. Commencement\n\nThese regulations shall come into operation on 29 August 1988.\n\n##### 3. Terms used\n\nIn these regulations unless the context otherwise requires —\n\n  account customer means a person who is permitted by the Commissioner to pay prescribed fees on account;\n\n  financier’s reference number means a number (comprising letters or numbers or both) in such format as the Commissioner approves for the purpose assigned by a creditor to identify the creditor’s interest in goods;\n\nhull identification number has the meaning given in regulation 45A(2) of the *Navigable Waters Regulations 1958* 2;\n\n  interest means a security interest or other interest in relation to goods to which Part III of the Act applies;\n\npleasure vessel has the meaning given in section 98(1) of the *Western Australian Marine Act 1982*;\n\nregistration number means —\n\n(a) the identifying number on the number plate issued in relation to goods under the —\n\n(i) *Road Traffic (Vehicles) Act 2012*; or\n\n(ii) *Taxi Act 1994*; or\n\n(iii) *Interstate Road Transport Act 1985* of the Commonwealth;\n\nor\n\n(b) a registration number allotted to a pleasure vessel under the *Navigable Waters Regulations 1958* 2,\n\nwhichever applies;\n\n  serial number means the number stamped on an item of farm machinery for the purpose of identifying the whole of that item of farm machinery;\n\n  vehicle identification number  means an identification number marked on a motor vehicle in accordance with the *Road Traffic (Vehicles) Regulations 2014* regulation 274;\n\nvessel has the meaning given in section 3(1) of the *Western Australian Marine Act 1982*.\n\n[Regulation 3 amended: Gazette 20 Jan 1989 p. 132; 26 Jan 1990 p. 654; 29 Oct 1996 p. 5720; 8 May 2001 p. 2270; 14 Feb 2003 p. 467; 8 Jan 2015 p. 83‑4.]\n\n##### 4. The register (s. 14)\n\n(1) The register, in relation to goods described in section 13(a), (b) and (c) of the Act, and in relation to farm machinery prescribed under regulation 8(1), shall consist of a computerised record of goods in respect of which applications have been made for the registration of interests under Part III of the Act and setting out in respect of each item of goods —\n\n(a) the name and address of the person applying to be registered as having an interest in the goods; and\n\n(b) in the case of an application by an account customer — the account number; and\n\n(c) the motor vehicle or machinery type; and\n\n(d) where applicable, the registration number of the goods or otherwise the model number of the goods; and\n\n(e) the make of the goods; and\n\n(f) the body type of the goods; and\n\n(g) the year of manufacture of the goods; and\n\n(h) the engine number of the goods; and\n\n(i) (i) in the case of a motor vehicle manufactured before 1 January 1989, the chassis number of the vehicle, or if no chassis number has been allocated, then the vehicle identification number for that vehicle; or\n\n(ii) in the case of a motor vehicle manufactured on or after 1 January 1989, the vehicle identification number for that vehicle, or if no vehicle identification number has been allocated, then the chassis number of that vehicle; or\n\n(iii) in the case of farm machinery referred to in regulation 8(1), the serial number for that farm machinery, or if no serial number has been allocated, then the chassis number of that farm machinery;\n\nand\n\n(j) the financier’s reference number for the interest; and\n\n(k) the type of interest; and\n\n(l) the date on which the interest will cease; and\n\n(m) the time and date of recording the interest in the register.\n\n(2) The register, in relation to pleasure vessels prescribed under regulation 8(2), shall consist of a computerised record of vessels in respect of which applications have been made for the registration of interests under Part III of the Act and setting out in respect of each vessel —\n\n(a) the name and address of the person applying to be registered as having an interest in the vessel; and\n\n(b) in the case of an application by an account customer — the account number; and\n\n(c) the registration number allotted to the vessel by the department principally assisting the Minister in the administration of the *Western Australian Marine Act 1982*; and\n\n(d) the hull identification number of the vessel; and\n\n(e) the hull type of the vessel; and\n\n(f) the name of the manufacturer of the hull of the vessel; and\n\n(g) the overall length of the vessel expressed in centimetres; and\n\n(h) the year the vessel was built; and\n\n(i) the name of the manufacturer of any propulsion engine fitted to the vessel, including any auxiliary engine; and\n\n(j) the engine number of any propulsion engine fitted to the vessel; and\n\n(k) the financier’s reference number for the interest; and\n\n(l) the type of interest; and\n\n(m) the date on which the interest will cease; and\n\n(n) the time and date of recording the interest in the register.\n\n[Regulation 4 amended: Gazette 20 Jan 1989 p. 132; 26 Jan 1990 p. 654; 29 Oct 1996 p. 5720; 8 May 2001 p. 2270‑1.]\n\n##### 5. Time of making application\n\nAn application is deemed to have been made when the particulars to be entered in the register have been correctly provided and the application is accepted at the office of the Register of Encumbered Vehicles.\n\n[Regulation 5 amended: Gazette 26 Jan 1990 p. 654.]\n\n##### 6. Prescribed fees\n\n(1) The fees in Schedule 1 are the prescribed fees payable in respect of the matters specified in that Schedule.\n\n(2) If an application made under section 15, 20 or 23 of the Act relates to more than one item of goods, the relevant prescribed fee is payable in respect of each item of goods.\n\n(3) Subject to subregulation (4), the prescribed time for paying the prescribed fee in respect of an application made under section 15, 20 or 23 of the Act is the time when the application is made.\n\n(4) A person who is an account customer shall pay prescribed fees in accordance with accounts rendered to the person from time to time.\n\n[Regulation 6 inserted: Gazette 29 Oct 1996 p. 5720.]\n\n##### 7. Prescribed changes (s. 21)\n\nFor the purposes of section 21 of the Act the following changes of particulars are prescribed changes —\n\n(a) a change in the particulars entered in the register in order to correct a clerical error; and\n\n(b) a change in the registration number effected in accordance with the —\n\n(i) *Road Traffic (Vehicles) Act 2012*; or\n\n(ia) *Navigable Waters Regulations 1958* 2; or\n\n(ii) the *Taxi Act 1994*; or\n\n(iii) *Interstate Road Transport Act 1985* of the Commonwealth,\n\nwhichever applies; and\n\n(c) a change directed to be made by order of a court of competent jurisdiction.\n\n[Regulation 7 amended: Gazette 8 May 2001 p. 2271; 8 Jan 2015 p. 84.]\n\n##### 8. Prescribed goods (s. 13)\n\n(1) Farm machinery that —\n\n(a) is not and has not been licensed under the *Road Traffic (Vehicles) Act 2012*;\n\n(b) has been assigned a chassis or serial number, an engine number and a model number;\n\n(c) has motive power of its own;\n\n(d) has provision for a person to control the machinery by being seated in or on the machinery;\n\n(e) is not —\n\n(i) a boat in respect of which a boat licence has been or is to be issued under the *Fisheries Act 1905* 3; or\n\n(ii) an implement, apparatus or device for taking or facilitating the taking of fish under a professional fisherman’s licence issued under the *Fisheries Act 1905* 3,\n\nis prescribed for the purposes of section 13(d) of the Act.\n\n(2) Pleasure vessels that —\n\n(a) are registered under section 45B of the *Navigable Waters Regulations 1958* 2; and\n\n(b) have a hull identification number affixed to the hull in accordance with Part VA of the *Navigable Waters Regulations 1958* 2; and\n\n(c) are not registered in a register maintained under the *Shipping Registration Act 1981* of the Commonwealth,\n\nare prescribed as registrable goods for the purposes of section 13(d) of the Act.\n\n[Regulation 8 inserted: Gazette 26 Jan 1990 p. 655; amended: Gazette 8 May 2001 p. 2272; 8 Jan 2015 p. 84.]\n\n[**9, 10.** Deleted: Gazette 20 Aug 2013 p. 3825.]\n\nSchedule 1 — Prescribed fees\n\n[r. 6]\n\n| 1. | Application under section 15 of the Act in relation to goods including goods prescribed under regulation 8 —<br>(a) if made using online entry or email<br>(b) if made in any other way | <br>$5.50<br>$6.20 |\n| --- | --- | --- |\n| 2. | Application under section 20 of the Act | $1.50 |\n| 3. | Application under section 23(1)(a) of the Act | $3.95 |\n| 4. | Application under section 23(1)(b) of the Act | $2.80 |\n\n\n[Schedule 1 inserted: Gazette 28 Jun 2005 p. 2906; amended: Gazette 27 Jun 2006 p. 2252; 22 Jun 2011 p. 2337‑8; 15 Jun 2012 p. 2583.]\n\n[Schedules 2 and 3 deleted: Gazette 20 Aug 2013 p. 3825.]\n\n![dline]()\n\nNotes\n\n1 This reprint is a compilation as at 14 August 2015 of the *Chattel Securities Regulations 1988* and includes the amendments made by the other written laws referred to in the following table. The table also contains information about any reprint.\n\nCompilation table\n\n| **Citation** | **Gazettal** | **Commencement** |\n| --- | --- | --- |\n| *Chattel Securities Regulations 1988* | 5 Aug 1988 p. 2630‑1 | 29 Aug 1988 (see r. 2) |\n| *Chattel Securities Amendment Regulations (No. 2) 1989* | 20 Jan 1989 p. 132 | 20 Jan 1989 |\n| *Chattel Securities Amendment Regulations (No. 3) 1989* | 30 Jun 1989 p. 1975 | 1 Jul 1989 (see r. 2) |\n| *Chattel Securities Amendment Regulations 1989* | 26 Jan 1990 p. 654‑5 | 16 Apr 1990 (see r. 2) |\n| *Chattel Securities Amendment Regulations 1990* | 8 Aug 1990 p. 3819 | 8 Aug 1990 |\n| *Chattel Securities Amendment Regulations (No. 2) 1990* | 1 Mar 1991 p. 969‑70 | 1 Mar 1991 |\n| *Chattel Securities Amendment Regulations (No. 3) 1990* | 1 Mar 1991 p. 970 | 1 Mar 1991 |\n| *Chattel Securities Amendment Regulations 1996* | 29 Oct 1996 p. 5719‑21 | 4 Nov 1996 (see r. 2 and *Gazette* 29 Oct 1996 p. 5715) |\n| **Reprint of the *Chattel Securities Regulations 1988* as at 3 Oct 2000** (includes amendments listed above) | | |\n| *Chattel Securities Amendment Regulations 2001* | 8 May 2001 p. 2269‑72 | 14 May 2001 (see r. 2) |\n| *Chattel Securities Amendment Regulations 2002* | 14 Feb 2003 p. 467 | 14 Feb 2003 |\n| *Chattel Securities Amendment Regulations 2003* | 27 Jun 2003 p. 2544 | 1 Jul 2003 (see r. 2) |\n| *Chattel Securities Amendment Regulations 2005* | 28 Jun 2005 p. 2905‑6 | 1 Jul 2005 (see r. 2) |\n| *Chattel Securities Amendment Regulations (No. 2) 2006* | 27 Jun 2006 p. 2252 | 1 Jul 2006 (see r. 2) |\n| **Reprint 2: The *Chattel Securities Regulations 1988* as at 25 Aug 2006** (includes amendments listed above) | | |\n| *Chattel Securities Amendment Regulations 2006* | 22 Sep 2006 p. 4081-4 | 22 Sep 2006 (see r. 2(a)) |\n| *Chattel Securities Amendment Regulations 2011* | 22 Jun 2011 p. 2337‑8 | r. 1 and 2: 22 Jun 2011 (see r. 2(a));   Regulations other than r. 1 and 2: 1 Jul 2011 (see r. 2(b)) |\n| *Chattel Securities Amendment Regulations 2012* | 15 Jun 2012 p. 2583 | r. 1 and 2: 15 Jun 2012 (see r. 2(a));   Regulations other than r. 1 and 2: 1 Jul 2012 (see r. 2(b)) |\n| *Chattel Securities Amendment Regulations 2013* | 20 Aug 2013 p. 3825 | r. 1 and 2: 20 Aug 2013 (see r. 2(a));   Regulations other than r. 1 and 2: 21 Aug 2013 (see r. 2(b) and *Gazette* 20 Aug 2013 p. 3815) |\n| *Chattel Securities Amendment Regulations 2014* | 8 Jan 2015 p. 83‑4 | r. 1 and 2: 8 Jan 2015 (see r. 2(a));   Regulations other than r. 1 and 2: 27 Apr 2015 (see r. 2(b) and *Gazette* 17 Apr 2015 p. 1371) |\n| **Reprint 3: The *Chattel Securities Regulations 1988* as at 14 Aug 2015** (includes amendments listed above) | | |\n\n\n2 Formerly referred to the *Navigable Waters Regulations* the citation of which was changed to the *Navigable Waters Regulations 1958* by the *Navigable Waters Amendment Regulations (No. 2) 2005* r. 3. The reference was changed under the *Reprints Act 1984* s. 7(3)(gb).\n\n3 Repealed by the *Fish Resources Management Act 1994*.\n\nDefined terms\n\n*[This is a list of terms defined and the provisions where they are defined. The list is not part of the law.]*\n\n**Defined term Provision(s)**\n\naccount customer 3\n\nfinancier’s reference number 3\n\nhull identification number 3\n\ninterest 3\n\npleasure vessel 3\n\nregistration number 3\n\nserial number 3\n\nvehicle identification number 3\n\nvessel 3\n\nBy Authority: JOHN A. STRIJK, Government Printer\n","sortOrder":0}],"analysis":{"kimi_summary":{"content_quality":"ok","complexity_score":4,"scope_assessment":{"changed":true,"description":"The legislation has been superseded in practical effect by the Commonwealth Personal Property Securities Act 2009, which established a national register in 2012. While these regulations remain on the books for transitional/historical registrations, their original scope—governing the primary system for secured transactions in personal property in Western Australia—has been effectively transferred to federal jurisdiction. The regulations have also accumulated significant technical amendments over time (15+ sets) to update references to other changing statutes (e.g., Road Traffic Acts, vehicle identification standards), expanding beyond the original 1988 framework."},"complexity_factors":["Multiple cross-references to other WA and Commonwealth legislation (Road Traffic Act, Marine Act, Navigable Waters Regulations, Interstate Road Transport Act)","Conditional logic for vehicle identification numbers depending on manufacture date (pre/post 1 January 1989)","Dual registration systems within the same regulations (motor vehicles/farm machinery vs pleasure vessels) with different data fields","Defined terms section with 9 specialised terms, some referencing external legislation","Fee structure with multiple application types and payment methods (online vs other)","Historical amendment trail showing 15+ amendments over 27 years, with deleted regulations (9, 10, Schedules 2-3) indicating evolutionary complexity"],"plain_english_summary":"These regulations set up the administrative rules for Western Australia's old system of registering security interests in personal property (called 'chattel securities').\n\n**What this does:**\nBefore Australia introduced the national Personal Property Securities Register (PPSR) in 2012, each state ran its own system for recording financial claims over movable goods (cars, boats, farm equipment). These regulations governed Western Australia's Register of Encumbered Vehicles (REV).\n\n**Key rules covered:**\n- **What gets registered:** Motor vehicles, farm machinery (like tractors), and pleasure vessels (recreational boats) that meet specific identification requirements\n- **What information is recorded:** A computerised database tracking who has a financial interest, vehicle details (make, model, VIN/engine numbers), and when the interest expires\n- **How to apply:** Applications are made to the Register of Encumbered Vehicles, with cheaper fees for online submissions\n- **Fees:** Prescribed charges for registering new interests ($5.50 online, $6.20 otherwise), updating records, or searching the register\n- **Account customers:** Approved businesses can pay fees on account rather than per transaction\n\n**Who it affects:**\nCar dealers, banks, finance companies, and anyone lending money secured against vehicles or equipment in Western Australia. Also buyers who wanted to check if a vehicle had money owing on it.\n\n**Why it matters (historically):**\nThese regulations are largely obsolete. The national PPSR replaced state-based registers in 2012, meaning these rules now only apply to historical registrations that haven't migrated to the federal system. They represent the 'old way' of doing secured transactions before national harmonisation."},"summary":{"complexity_score":1,"scope_assessment":{"changed":false,"description":"Scope cannot be assessed — the full text of the legislation was not available for analysis. No comparison between original intent and current operation can be made from the retrieved content."},"complexity_factors":["No legislative content was retrievable — the page returned a 'no longer available' error message","Only the title and an acknowledgement of country were present in the source material","Impossible to assess substantive legal complexity without access to the actual text","Historical context adds minor complexity — the 1988 regulations likely intersect with the superseding national Personal Property Securities Act 2009 framework"],"plain_english_summary":"The Chattel Securities Regulations 1988 (WA) set out detailed rules for using movable physical property as collateral for loans. They affect borrowers, lenders and anyone dealing in secured transactions over goods and equipment in Western Australia.\n\nThe original page is unavailable and, given the 1988 date, the national Personal Property Securities Act 2009 likely now governs many such arrangements; check WA legislation for current law."},"flash_summary_failed":{"failed":true,"reason":"A positive credit balance is required for all requests, including BYOK, so fallback providers remain available. Add credits at https://vercel.com/d?to=%2F%5Bteam%5D%2F%7E%2Fai%3Fmodal%3Dtop-up to continue.","source":"analysis-cron"},"issue_detection":{"absurdities":[],"contradictions":[]},"flash_summary":{"complexity_score":4,"scope_assessment":{"changed":true,"description":"The regulations operationalise and refine the Act by prescribing what goods are registrable (including specified farm machinery and pleasure vessels — reg 8), the exact data fields to be held in the computerised register (reg 4), and the fees and payment mechanics (Schedule 1; reg 6). Those prescriptions alter the Act’s practical scope by extending and specifying registration obligations and procedural requirements for creditors and applicants (regs 3–8; Schedule 1)."},"complexity_factors":["Multiple cross-references to other Acts and regulations (Road Traffic, Navigable Waters, Taxi Act, Interstate Road Transport) increasing interpretive steps","Detailed, itemised register data requirements (reg 4) that require collecting many specific identifiers","Prescriptive definition of registrable goods (reg 8) with conditional exclusions (boats, professional fishing gear)","Fee structure with different amounts and payment paths (Schedule 1; reg 6) including account-customer arrangements","Commissioner discretion for approving account customers and financier reference formats (reg 3; reg 4(j))","Amendment history and deleted provisions referenced in notes, requiring attention to consolidated version"],"plain_english_summary":"These regulations set how secured interests in movable goods are registered: they prescribe which goods can be registered (notably certain farm machinery and pleasure vessels) and the specific data to be recorded in a computerised register (regs 8 and 4).\n\nApplicants or account customers authorised by the Commissioner must supply the specified identifiers, pay the Schedule 1 fees when lodging applications, and may rely on limited procedural approvals from the Commissioner (regs 3, 5, 6). The rules change how creditors document and pay to protect security interests."}},"importantCases":[],"_links":{"self":"/api/acts/chattel-securities-regulations-1988","history":"/api/acts/chattel-securities-regulations-1988/history","analysis":"/api/acts/chattel-securities-regulations-1988/analysis","conflicts":"/api/acts/chattel-securities-regulations-1988/conflicts","importantCases":"/api/acts/chattel-securities-regulations-1988/important-cases","documents":"/api/acts/chattel-securities-regulations-1988/documents"}}