{"id":"F2022L00948","name":"Australian Prudential Regulation Authority instrument fixing charges No. 3 of 2022","slug":"australian-prudential-regulation-authority-instrument-fixing-charges-no-3-of-2022","collection":"legislative_instrument","jurisdiction":"commonwealth","status":"in_force","isInForce":true,"actNumber":null,"makingDate":null,"administeringDepartment":null,"currentVersion":{"id":102516,"registerId":"commonwealth-F2022L00948-current","compilationNumber":null,"startDate":"2026-04-03","status":"InForce","reasons":null,"registeredAt":null},"sections":[{"sectionNumber":"Schedule of charges","sectionType":"part","heading":"Schedule of charges","content":"#   \nSchedule of charges\n\n| Column 1Services for which the charge is imposed                                                                                                        | Column 2Amount of the charge | Column 3Person required to pay the charge | Column 4When the charge is to be paid                   |\n| ------------------------------------------------------------------------------------------------------------------------------------------------------- | ---------------------------- | ----------------------------------------- | ------------------------------------------------------- |\n| Provision to the ABS during the 2021 – 22 financial year of the statistical information specified in Attachment 1 concerning financial sector entities. | $144,586                     | ABS                                       | 28 days after receipt of APRA’s invoice for the charge. |\n| Provision to the RBA during the 2021 – 22 financial year of the statistical information specified in Attachment 2 concerning financial sector entities. | $234,145                     | RBA                                       | 28 days after receipt of APRA’s invoice for the charge. |\n| The development cost of the EFS collection system to be recovered for the 2021 – 22 financial year from the ABS.                                        | $45,521                      | ABS                                       | 28 days after receipt of APRA’s invoice for the charge. |\n| The development cost of the EFS collection system to be recovered for the 2021 – 22 financial year from the RBA.                                        | $57,936                      | RBA                                       | 28 days after receipt of APRA’s invoice for the charge. |\n\n|     |     |\n| --- | --- |\n\nAttachment 1 – Statistical information provided to the ABS during the 2021–22 financial year\n\n| FORM_CDE   | FORM_NAME                                                                       |\n| ---------- | ------------------------------------------------------------------------------- |\n| ARF 720.0A | ABS/RBA Statement of Financial Position (Standard)                              |\n| ARF 720.0B | ABS/RBA Statement of Financial Position (Reduced)                               |\n| ARF 720.1A | ABS/RBA Loans and Finance Leases​ (Standard)                                    |\n| ARF 720.1B | ABS/RBA Loans and Finance Leases​ (Reduced)                                     |\n| ARF 720.2A | ABS/RBA Deposits ​(Standard)                                                    |\n| ARF 720.2B | ABS/RBA Deposits (Reduced)                                                      |\n| ARF 720.3  | ABS/RBA Intra-group Assets and Liabilities ​                                    |\n| ARF 720.4  | ABS/RBA Debt Securities Held ​                                                  |\n| ARF 720.5  | ABS/RBA Equity Securities Held                                                  |\n| ARF 720.6  | ABS/RBA Securities on Issue                                                     |\n| ARF 720.7  | ABS/RBA Bill Acceptances and Endorsements                                       |\n| ARF 721.0A | ABS/RBA Repurchase Agreements and Securities Lending (Option A)                 |\n| ARF 721.0B | ABS/RBA Repurchase Agreements and Securities Lending (Option B)                 |\n| ARF 722.0  | ABS/RBA Derivatives                                                             |\n| ARF 730.0  | ABS/RBA Statement of Financial Performance                                      |\n| ARF 741.0  | ABS/RBA Business Finance                                                        |\n| ARF 742.0A | ABS/RBA Business Credit Stocks, Flows and Interest Rates (Standard)             |\n| ARF 742.0B | ABS/RBA Business Credit Stocks, Flows and Interest Rates (Reduced)              |\n| ARF 743.0  | ABS/RBA Housing Finance                                                         |\n| ARF 744.0A | ABS/RBA Housing Credit Stocks, Flows and Interest Rates (Standard)              |\n| ARF 744.0B | ABS/RBA Housing Credit Stocks, Flows and Interest Rates (Reduced)               |\n| ARF 745.0  | ABS/RBA Personal Finance                                                        |\n| ARF 746.0A | ABS/RBA Personal Credit Stocks, Flows and Interest Rates (Standard)             |\n| ARF 746.0B | ABS/RBA Personal Credit Stocks, Flows and Interest Rates (Reduced)              |\n| ARF 747.0A | ABS/RBA Deposit Stocks, Flows and Interest Rates (Standard)                     |\n| ARF 747.0B | ABS/RBA Deposit Stocks, Flows and Interest Rates (Reduced)                      |\n| ARF 748.0A | ABS/RBA Wholesale Funding Stocks, Flows and Interest Rates (Standard)           |\n| ARF 748.0B | ABS/RBA Wholesale Funding Stocks, Flows and Interest Rates (Reduced)            |\n| SRF 720.0  | ABS Statement of Financial Position                                             |\n| SRF 721.0  | ABS Securities Subject to Repurchase and Resale and Stock Lending and Borrowing |\n| SRF722.0   | ABS Derivatives Schedule                                                        |\n|            |                                                                                 |\n\nAttachment 2 – Statistical information provided to the RBA during the 2021–22 financial year\n\n| FORM_CDE   | FORM_NAME                                                             |\n| ---------- | --------------------------------------------------------------------- |\n| ARF 720.0A | ABS/RBA Statement of Financial Position (Standard)                    |\n| ARF 720.0B | ABS/RBA Statement of Financial Position (Reduced)                     |\n| ARF 720.1A | ABS/RBA Loans and Finance Leases​ (Standard)                          |\n| ARF 720.1B | ABS/RBA Loans and Finance Leases​ (Reduced)                           |\n| ARF 720.2A | ABS/RBA Deposits ​(Standard) ​                                        |\n| ARF 720.2B | ABS/RBA Deposits (Reduced)                                            |\n| ARF 720.3  | ABS/RBA Intra-group Assets and Liabilities ​                          |\n| ARF 720.4  | ABS/RBA Debt Securities Held ​                                        |\n| ARF 720.6  | ABS/RBA Securities on Issue                                           |\n| ARF 720.7  | ABS/RBA Bill Acceptances and Endorsements                             |\n| ARF 721.0A | ABS/RBA Repurchase Agreements and Securities Lending (Option A)       |\n| ARF 721.0B | ABS/RBA Repurchase Agreements and Securities Lending (Option B)       |\n| ARF 722.0  | ABS/RBA Derivatives                                                   |\n| ARF 723.0  | ABS/RBA Margin Lending                                                |\n| ARF 741.0  | ABS/RBA Business Finance                                              |\n| ARF 742.0A | ABS/RBA Business Credit Stocks, Flows and Interest Rates (Standard)   |\n| ARF 742.0B | ABS/RBA Business Credit Stocks, Flows and Interest Rates (Reduced)    |\n| ARF 743.0  | ABS/RBA Housing Finance                                               |\n| ARF 744.0A | ABS/RBA Housing Credit Stocks, Flows and Interest Rates (Standard)    |\n| ARF 744.0B | ABS/RBA Housing Credit Stocks, Flows and Interest Rates (Reduced)     |\n| ARF 745.0  | ABS/RBA Personal Finance                                              |\n| ARF 746.0A | ABS/RBA Personal Credit Stocks, Flows and Interest Rates (Standard)   |\n| ARF 746.0B | ABS/RBA Personal Credit Stocks, Flows and Interest Rates (Reduced)    |\n| ARF 747.0A | ABS/RBA Deposit Stocks, Flows and Interest Rates (Standard)           |\n| ARF 747.0B | ABS/RBA Deposit Stocks, Flows and Interest Rates (Reduced)            |\n| ARF 748.0A | ABS/RBA Wholesale Funding Stocks, Flows and Interest Rates (Standard) |\n| ARF 748.0B | ABS/RBA Wholesale Funding Stocks, Flows and Interest Rates (Reduced)  |\n|            |                                                                       |","sortOrder":0}],"analysis":{"kimi_summary":{"content_quality":"ok","complexity_score":2,"scope_assessment":{"changed":false,"description":"This instrument performs exactly the function its title suggests: fixing charges for specific services. It has not expanded beyond its original purpose of cost recovery for statistical data collection and system development."},"complexity_factors":["Straightforward tabular structure with only 4 rows of substantive charging provisions","No defined terms section or interpretation provisions","No conditional logic, exceptions, or nested provisions","Minimal cross-referencing (only internal references to Attachments 1 and 2)","Simple payment trigger: '28 days after receipt of invoice'","Attachments consist purely of form codes and names without substantive legal content"],"plain_english_summary":"This instrument is an APRA fee schedule charging the ABS and the RBA for APRA’s 2021–22 data collection and related system development work. APRA recovers $144,586 from the ABS and $234,145 from the RBA for statistical collection, plus $45,521 and $57,936 respectively for the EFS collection system, with payment due within 28 days of invoice.\n\nIt reallocates data‑collection costs to the agencies that use the financial statistics."},"flash_summary":{"complexity_score":2,"scope_assessment":{"changed":false,"description":"The instrument confines charges to the services and development-cost recoveries listed in the Schedule and Attachments (statistical information forms and EFS development). It fixes amounts and payment timing but does not expand the classes of persons required to pay or introduce new regulatory powers beyond those specified in the Schedule and Attachments."},"complexity_factors":["Limited number of payees (ABS and RBA) and clearly stated fixed dollar amounts in the Schedule.","Standard, simple payment term (28 days after APRA invoice) reduces procedural complexity.","Attachments list many statistical forms to be supplied — increases administrative matching between billed services and data deliveries but not legal ambiguity.","No formulae or proportional allocation rules; costs are fixed rather than contingent, lowering calculation complexity.","Instrument does not create new compliance mechanisms or discretionary decision-making by APRA in the text provided."],"plain_english_summary":"This instrument fixes specific APRA charges for the 2021–22 financial year. It requires the ABS and the RBA to pay set amounts to APRA for provision of listed statistical information and for recovery of Electronic Financial Submission (EFS) development costs. Payments are due 28 days after APRA issues an invoice. The Schedule and Attachments identify the precise services and forms covered."},"flash_summary_failed":{"failed":true,"reason":"A positive credit balance is required for all requests, including BYOK, so fallback providers remain available. Add credits at https://vercel.com/d?to=%2F%5Bteam%5D%2F%7E%2Fai%3Fmodal%3Dtop-up to continue.","source":"analysis-cron"}},"importantCases":[],"_links":{"self":"/api/acts/australian-prudential-regulation-authority-instrument-fixing-charges-no-3-of-2022","history":"/api/acts/australian-prudential-regulation-authority-instrument-fixing-charges-no-3-of-2022/history","analysis":"/api/acts/australian-prudential-regulation-authority-instrument-fixing-charges-no-3-of-2022/analysis","conflicts":"/api/acts/australian-prudential-regulation-authority-instrument-fixing-charges-no-3-of-2022/conflicts","importantCases":"/api/acts/australian-prudential-regulation-authority-instrument-fixing-charges-no-3-of-2022/important-cases","documents":"/api/acts/australian-prudential-regulation-authority-instrument-fixing-charges-no-3-of-2022/documents"}}